FFFS 2020:3

Finansinspektionen’s general guidelines on exemption from amortisation requirements on special grounds

In force from 2020-04-14


The general guidelines clarify when a mortgage firm may grant a time-limited exemption from the requirement on amortisation set out in Finansinspektionen's regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property. The general guidelines clarify that an extraordinary circumstance in the form of a severe downturn in the Swedish economy constitutes "special grounds" in the meaning used in the amortisation regulations. The possibility for mortgagors to be granted amortization exemption provides them with greater financial manoeuvrability.


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