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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
- Stabilitet
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Publicerad 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
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FI Analysis 19: Young adults and the housing market
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- Konsumentskydd
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Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
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The Swedish Mortgage Market (2019)
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- Konsumentskydd
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- Bolån
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
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FI Analysis 16: How do covered bonds function?
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Publicerad 2019-03-22 - This FI Analysis describes how Swedish covered bonds function, how the regulation governing the cover pool is designed and how the cover pool is affected by a…
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The Swedish Mortgage Market (2020)
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- Bolån
Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
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FI Analysis No. 42: Gender differences in investment behaviour
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- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
Publicerad 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
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The Swedish Mortgage Market (2021)
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- Bolån
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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The Swedish Mortgage Market
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- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2018-04-04 - Finansinspektionen (FI) follows the development of household debt on an ongoing basis. The mortgage survey serves as an important source of data for this…
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FI Analysis 51: A model for households’ housing choices
- Konsumentskydd
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- Rapporter
- Bolån
Publicerad 2025-11-27 - Households that experience greater buying power tend to choose homes of a higher standard over amortisation payments or savings. This is evident in a new…
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Two expert reports on macroprudential policy measures
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- Låna
Publicerad 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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FI Analysis 10: Amortisation requirement reduced household debt
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Publicerad 2017-04-06 - This FI Analysis shows that the amortisation requirement has helped households with new mortgages change their behavior. New mortgagors are taking smaller…
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FI Analysis 10: Amortisation requirement reduced household debt
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FI Analysis 15: Do banks still benefit from an expectation of an implicit state guarantee?
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- Kapitaltäckning
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2019-01-22 - A new report from Finansinspektionen and the Swedish National Debt Office shows that the value of an implicit state guarantee for the major Swedish banks has…
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FI Analysis 15: The value of an implicit state guarantee for systemic banks
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The Swedish Mortgage Market (2017)
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- Bolån
Publicerad 2017-04-06 - Household debt is a crucial matter which FI monitors closely, and the mortgage survey is an important part of this work. Household debt has increased sharply…
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FI Analysis 21: New liquidity indicators for the fixed-income market
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Publicerad 2020-06-30 - The Swedish fixed-income market – which consists of the bond market, the money market and interest rate derivatives – is important for the government,…
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FI Analysis 21: New liquidity indicators for the fixed-income market
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The Swedish Mortgage Market (2016)
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- Bolån
Publicerad 2016-04-14 - The average debt-to-income ratio for households with new mortgages increased from 387 per cent to 406 per cent between 2014 and 2015, according to FI:s report.
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The Swedish Mortgage Market 2023
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- Stabilitet
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- Rapporter
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- Låna
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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FI’s work to combat money laundering and terrorist financing
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- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Rapporter
Publicerad 2019-11-18 - Finansinspektionen (FI) strengthened its anti-money laundering supervision in 2019, in part by dedicating considerable resources to reviewing major Swedish…
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FI’s work to combat money laundering and terrorist financing
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Stability in the Financial System
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- Försäkring
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- Konsumentskydd
- Stabilitet
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Publicerad 2018-05-29 - The Swedish economy continues to be strong, and resilience in the financial system is satisfactory. However, a long period of low interest rates and strong…
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FI Analysis 25: Interest rate deductions and households’ loans
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Publicerad 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
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FI Analysis 25: Interest rate deductions and households’ loans
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FI-analysis 12: The mortgage cap reduced household debt
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Publicerad 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes.
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FI-analysis 12: Mortgage cap slowed growth of household debt
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FI Analysis 23: Can the bond market dampen the credit cycle?
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Publicerad 2020-10-14 - The access of non-financial firms to credit is central for financial stability, particularly during financial crises. In recent years, the market for…
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FI Analysis 23: Can the bond market dampen the credit cycle?
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FI Analysis 29: Why do some borrowers experience payment problems?
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
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FI Analysis 29: Why do some borrowers experience payment problems?
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FI Analysis 28: Liquid assets of Swedish households
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- Stabilitet
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Publicerad 2021-01-21 - Aggregate statistics indicate that Swedish households are holding significant assets in the form of cash, bank savings, fund shares and securities. The…
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Stability in the Financial System (2018:2)
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- Försäkring
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- Konsumentskydd
- Stabilitet
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Publicerad 2018-11-27 - The economy continues to be strong, both in Sweden and globally, but it is now showing signs of a slow-down. Interest rates have been low for a long period of…
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FI Analysis No 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
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Publicerad 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
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FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
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The Swedish Mortgage Market 2015
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- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2015-04-14 - Finansinspektionen monitors the mortgage market and household indebtedness closely, and the mortgage survey is an important part of that process. The survey…
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Stability in the Financial System (2021:2)
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- Försäkring
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- Stabilitet
- Publicerat
- Rapporter
- Coronaviruset
Publicerad 2021-11-23 - Sweden’s economy has largely recovered and there is good access to financing in the financial system. The Riksbank should therefore begin the phase-out of…
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FI-analysis 4: A model for household debt
- Konsumentskydd
- Stabilitet
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- Rapporter
Publicerad 2015-12-11 - This FI-analysis introduces a model for household debt in Sweden.
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FI Analysis 32: Loans, Repayment Problems and Debts with the Swedish Enforcement Authority
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- Låna
Publicerad 2021-05-12 - Loans and other debts are of significance to repayment problems. This analysis focuses on the significance of loans to individual’s repayment problems.
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FI Analysis 32: Loans, payment problems and debts at the Swedish Enforcement Authority
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Overall assessment of macroprudential measures
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- Coronaviruset
Publicerad 2021-06-30 - Since 2010, FI has implemented a number of macroprudential measures aimed at increasing the resilience in the financial system and subduing the risks…
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Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)