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FI decided today to implement a risk weight floor for mortgages and to extend the temporary floor for the discount rate used by insurance companies. FI previously announced its intention to make these decisions.

FI is implementing a risk weight floor of 15 per cent for Swedish mortgages. The floor will be implemented as a supervisory measure within Pillar 2. The new risk weights, which entail a change in FI’s supervisory practices, will go into effect immediately as part of FI’s supervisory measures.

FI is extending the temporary interest rate floor that insurance companies use to calculate their discount rate. The floor is now being extended until the new methodology that has been adapted to Solvency 2 is in place, which is planned to take effect from 31 December 2013.


  • Karin Boman Röding

    Press Officer
    Phone  +46 70 300 47 32

We supervise the financial market

Finansinspektionen (FI) is the Swedish Financial Supervisory Authority. FI supervises and monitors companies operating in financial markets. Companies offering financial services in Sweden require permits issued by FI.