A stable, well-functioning financial market for all
FFFS 2018:24
Regulations amending Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property
Summary
The scope of the regulation is expanded to also include firms with authorisation to issue mortgages in accordance with the Mortgage Business Act (2016:1024). The possibility has also been introduced for a firm to allow a borrower not to amortise in accordance with the regulations when the firm issues the loans referred to in section 4, fourth paragraph, second sentence of the Consumer Credit Act (2010:1846).
The Government granted FI permission on 15 November 2018 to decide on the regulations. The amendments go into effect on 1 January 2019. amendment 2018:24