A stable, well-functioning financial market for allA stable, well-functioning financial market for allAllocation of surplus in traditional life insurance
It is not unusual that as much as one-fourth or more of a final pension is comprised of additional amounts that are based on surpluses. It is therefore significant how the company distributes its surplus to the customers.
The benchmark treatment is that the company should base its calculations on how each insurance has contributed to the surplus. The Insurance Business Act provides room for interpretations, however. This calls for efforts both in the supervision and by the companies as well so that we obtain transparency of the individual interpretations.
FI wants to ensure that all customers' claims for surpluses are handled in an appropriate manner. We are therefore tightening our supervision.
