We supervise the financial marketsHere you will find information about how to contact FI’s Innovation Center.
Here you can see a list of the authorisations that may be needed for certain types of activities.
We cooperate with other governmental authorities to exchange knowledge and follow the development of innovations on the financial market.
We are an easy point of contact for companies. We offer a simple dialogue for questions related to financial innovation.
We are the first point of contact for companies that are unsure about the regulations, processes and principles that apply to financial innovations.
“There are interesting ideas about placing parts of this supervision at the EU level. I believe that joint analytical resources and supervision methods in the long run could lead to more effective supervision, in part due to improved insight into cross-border payment flows”, asserted Erik Thedéen at the international conference Finance Summit 2020 in Paris.
The spread of the coronavirus disease (COVID-19) is having a financial impact on firms and households around the world. There is considerable uncertainty about how much the disease will impact the global economy. This economic uncertainty also affects the financial system.
The rate at which household debt is increasing has slowed the past three years. The two amortisation requirements that FI introduced contributed to this change. But the low interest rates entail risks. The debt of commercial real estate companies has been increasing sharply, and the banks have large exposures to the sector. FI decided today to raise the capital requirements for bank loans for commercial real estate. Erik Thedéen also noted that cyber threats are a challenge facing society as a whole, and cooperation is needed on a broad front.
Credit providers must be able to access a comprehensive view of a consumer’s outstanding credit commitments before granting new loans.
