A stable, well-functioning financial market for allA stable, well-functioning financial market for allResult
2025
Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that have recently emerged on the financial market. At the same time, risks linked to unsound lending and financial exclusion of consumers are still prevalent. These are some of Finansinspektionen’s (FI) observations in this year’s consumer protection report.
FI notifies the EU regarding extension of the existing risk-weight floor for Swedish mortgages and commercial real estate
FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two year the existing risk weight floor for Swedish mortgages from 31 December 2025 as well as the existing risk-weight floor for commercial real estate from 30 September 2025. This is in accordance with Article 458 of the CRR.
Service Disruptions PDMR Reporting
2025-04-25 | Reporting
Due to maintenance, the system of PDMR transactions may cause service disruptions on 29 April between 9 am and 10 am.
The Bank Barometer
2025-04-24 | Reports
The Bank Barometer describes the Swedish banking system and is published twice a year. The report presents statistics on, among other things, deposits, profitability and funding broken down into different categories of banks and credit market firms.
The Bank Barometer: Net profit of Swedish banks continues to increase
Swedish banks’ net profit increased by SEK 4 billion in 2024 despite a decrease in net interest income. These are the main conclusions in Finansinspektionen’s report. The report also shows that lending to the public is increasing, as is the percentage of non-performing loans.
Central counterparty (Clearing)
2025-04-14 | Markets
Finansinspektionen is the competent authority according to Regulation (EU) No 648/2012 on OTC derivatives, central counterparties and trade repositories (EMIR). This means that FI assesses the applications, registrations and notifications that can or must be submitted according to the regulation. As the competent authority, FI must also conduct supervision of central counterparties.
Central securities depository (settlement and account entry)
2025-04-14 | Markets
Finansinspektionen is the competent authority according to Regulation (EU) No 909/2014 on improving securities settlement in the European Union and on central securities depositories (CSDR). This means that FI assesses the applications, registrations and notifications that can or must be submitted according to the regulation. As the competent authority, FI must also conduct supervision of central securities depositories.
Lendix Finanx
2025-04-10
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Lendix Finanx are offering loans and credits to Swedish residents.
Valbury Capital Group/Maxrich Ltd
2025-04-10
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Valbury Capital Group/ Maxrich Ltd are offering Swedish investors to trade with securities.
