A stable, well-functioning financial market for all
A stable, well-functioning financial market for all
Result
2026
Financial stability and prepardness (2026:1)
The Swedish financial system is stable and the financial sector’s preparedness for crisis and war has been strengthened. The geopolitical situation increases the risk of both financial and operational shocks in the financial system. The rapid technological development, particularly within artificial intelligence, is also enhancing the significance of operational risks and could make the risks in the financial sector more complex and difficult to assess.
Regulations repealing Finansinspektionen’s regulations and general guidelines (FFFS 2014:8) regarding certain activities involving consumer credit
In force from 2025-07-01
Consumer Protection Report 2026
Consumers have four basic needs that the financial system should provide: the ability to pay for goods and services, borrow money, save and insure against various risks. Finansinspektionen (FI) follows the development related to these needs, and we present our view of them in this report. Based on these needs, FI has identified four prioritised risks, which we also highlight in this report.
AMLA
2026-03-16
| Markets
The Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) will be fully operational on 1 January 2028 and then conduct direct supervision of more than 40 financial firms in the EU.
FI sanctions SBB for deficiencies in its consolidated financial statements
The deficiencies entailed that the reported consolidated profit for 2021 was too high, the consolidated statement of financial position at the end of the year was incorrect, and certain disclosures were missing.
FATF
2026-02-11
| Markets
Financial Action Task Force (FATF) was formed in 1989 and is a cross-border body which draws up international standards for combating money laundering, financing of terrorism and financing the spread of weapons of mass destruction.
International work
2026-02-11
| Markets
Money laundering and terrorist financing are global problems. Therefore, there are both EU and global organisations that are working to prevent this crime.
Coordinating body of the Swedish Police
2026-02-11
| Markets
The Swedish Police leads a national coordinating body for measures to prevent money laundering and the financing of terrorism. FI and other authorities participate in this work.
Rules to prevent money laundering and the financing of terrorism
2026-02-11
| Markets
The EU and Sweden’s Parliament are issuing rules to prevent money laundering and the financing of terrorism. In addition, Finansinspektionen has issued regulations that firms under its supervision need to follow to prevent the financial system from being misused for money laundering and the financing of terrorism.
