Result

2025

Remuneration and conflicts of interest in Swedish insurance intermediaries

Finansinspektionen (FI) has conducted an in-depth analysis of remuneration and conflicts of interest at insurance intermediaries that distribute life insurance and savings insurance. The objective of the in-depth analysis has been to gain more in-depth knowledge about the insurance intermediary market’s remuneration structure, how commissions and other remuneration are received, and the conflicts of interest that could arise.

Cryptoasset services

2025-11-19 | Payments

As a main rule, authorisation from FI is required to provide crypto-asset services. However, certain financial entities do not need to apply for authorisation to be able to offer equivalent crypto-asset services; in such a case, a notification procedure is applied.

Crypto-assets and crypto-asset services

2025-11-19 | Payments

Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets (MiCA) regulates the issuance of crypto-assets, offers of crypto-assets to the public, applications for the admission of crypto-assets to trading, and the provision of crypto-asset services.

The Bank Barometer: Swedish banks’ lending to the public continues to increase

2025-11-19 | Reports News Bank

The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The decrease was attributable primarily to a decrease in net financial income. The report also shows that lending to the public has increased, while the percentage of non-performing loans has decreased.

Operation disruptions short selling reporting tool and register

2025-11-18 | Reporting

Operational disruptions causing intermittent unavailability of the short selling register and the short selling website. Troubleshooting is in progress.

Swedish Consumer Credit

2025-11-17 | Borrow Consumer Reports

One of FI’s assignments is to promote a high level of protection for consumers on the financial markets. As a result, we analyse consumer credit, and this report is part of this analysis.

Scheduled maintenance: Short selling reporting tool and register

2025-11-14 | Reporting

Tuesday 18 November, maintenance work will take place in Short selling reporting tool and register. Between 09:00 AM to 10:00 AM, Short selling reporting tool and register can therefore be unavailable.

Scheduled maintenance: Prospectus reporting tool and register

2025-11-14 | Reporting

Tuesday 18 November, maintenance work will take place in Prospectus reporting tool and prospectus register. Between 09:00 AM to 10:00 AM, Prospectus reporting tool and prospectus register can therefore be unavailable.

Avida Finans receives a remark and administrative fine

2025-11-12 | Sanctions Consumer Bank

Finansinspektionen is issuing Avida Finans AB a remark and an administrative fine of SEK 20 million.

Operational disruptions FIDAC: Solved

2025-11-11 | Reporting

The issues that some reporters had with submitting national reports should now be fixed. Please contact reporting@fi.se if issues are still experienced.