The rate at which household debt is increasing has slowed the past three years. The two amortisation requirements that FI introduced contributed to this change. But the low interest rates entail risks. The debt of commercial real estate companies has been increasing sharply, and the banks have large exposures to the sector. FI decided today to raise the capital requirements for bank loans for commercial real estate. Erik Thedéen also noted that cyber threats are a challenge facing society as a whole, and cooperation is needed on a broad front.
Several banks are working to develop and enhance their information and cyber security. Some have not yet fully adapted their work to the changed conditions introduced by increased digitalisation and an increased level of cyber threats. FI expects that the banks will continue to focus on developing their information- and cyber security abilities, and keep managing and monitoring their information and cyber risks.
Here you will find information about how to contact FI’s Innovation Center.
Here you will find a list of the questions we frequently receive and our answers to these questions.
Here you can see a list of the authorisations that may be needed for certain types of activities.
We cooperate with other governmental authorities to exchange knowledge and follow the development of innovations on the financial market.
We are an easy point of contact for companies. We offer a simple dialogue for questions related to financial innovation.