Your search for "capital" resulted in 294 hits
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Stability in the Financial System (2025:2)
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
- Payments
Published 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2): Summarized stability assessment
the countercyclical capital buffer rate unchanged in the fourth quarter).
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - At the same time, Swedish banks have large capital buffers and good profitability, which builds resilience.
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Stability in the Financial System (2025:1)
the countercyclical capital buffer rate unchanged in the second quarter).
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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Report: The Swedish Mortgage Market 2024
The interest deduction allows a deduction of 30 per cent for a capital deficit (the difference between capital income and capital expenses) of up to
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Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
Amortisation payments are thus considered less liquid. 14 As of 2025, investment savings accounts and capital insurance have a tax-free basis of up to
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stability
- Published
- Reports
Published 2024-12-11 - Swedish banks must hold capital to cover their interest rate and concentration risks, and the differences between the carrying amount and the market value
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capital.
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2024:2)
This additional capital requirement contributes to the banks holding enough capital to cover losses that could arise according to the stress test.
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FI-analys 46: Autocalls lönar sig dåligt för konsumenter
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2024-11-18 - FI har i flera rapporter pekat på att många strukturerade produkter är olämpliga för de flesta konsumenter. I en ny analys har FI kartlagt konsumenters…
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FI Analys 46: Stora risker och lägre avkastning med strukturerade investeringsprodukter
DS som skuldinstrument – strukturerade produkter, med kapitalskydd (debt instruments – structured products, with capital protection).
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Jesper Rangvid: Effects of borrower-based measures
They may also have little appetite for making use of looser BBM limits if their capital ratios are impaired, unless the CCyB is relaxed.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
the main instruments of FSAs and central banks, i.e. the monetary policy interest rate at central banks and microprudential supervision, such as capital
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Två expertrapporter om makrotillsynsåtgärder
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amorteringskrav, skuldkvoter och tak för belåningsgrad är verktyg för makrotillsyn i Sverige och många andra länder. Men vilka är de potentiella effekterna av…
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Jesper Rangvid: Effects of borrower-based measures
They may also have little appetite for making use of looser BBM limits if their capital ratios are impaired, unless the CCyB is relaxed.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
the main instruments of FSAs and central banks, i.e. the monetary policy interest rate at central banks and microprudential supervision, such as capital
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FI identifies transition risks in banks’ lending portfolios
- Bank
- Published
- News
- Reports
- Sustainability
Published 2024-06-04 - There are climate-related transition risks in Swedish banks’ lending portfolios. This is the conclusion of an analysis Finansinspektionen (FI) conducted by…
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Report: Transition risks in banks’ lending portfolios
In the first analysis, FI and the Riksbank used the Paris Agreement Capital Transition Assessment (PACTA), a tool where the credit risk is measured
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FI identifierar omställningsrisker i bankernas låneportföljer
- Bank
- Published
- News
- Reports
- Sustainability
Published 2024-06-04 - Det finns klimatrelaterade omställningsrisker i svenska bankers låneportföljer. Det visar en analys som FI har gjort genom att matcha bankernas utlåning till…
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Rapport: Omställningsrisker i bankernas låneportföljer
Dels har FI och Riksbanken använt Paris Agreement Capital Transition Assessment (Pacta), ett verktyg där kreditrisken mäts utifrån klimatscenarier
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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The Swedish Mortgage Market Report
Income includes earned income, capital gains and business income.
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FI Analysis 45: High risks in small and mid-sized commercial real estate firms
- Bank
- Stability
- Published
- Reports
Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
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FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
Listed CRE firms have also increased their debt rapidly, primarily via increased borrowing on the capital market, but only a few CRE firms are listed.
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Stability in the Financial System
At the same time, significant stress is applied to these holdings in the capital requirements calculation, which means that the capital requirements
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FI would like the financial market to shift its sustainability work into the next gear
- Stability
- Published
- Reports
- Sustainability
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
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Sustainability – how has the financial sector progressed?
scenario in the stress tests conducted as part of the internal capital adequacy assessment process (ICAAP).
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FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account
- Markets
- Consumer
- Published
- Reports
- Sustainability
- In-depth analysis
Published 2024-03-28 - Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to…
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FI Supervision 29: Sustainable advice is a challenge for firms
Investment firms Alpcot AB 556963-4180 B & P Fund Services Aktiebolag 556605-5298 Coeli Wealth Management AB 559008-1716 East Capital
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FI-tillsyn 29: Rådgivare missar konsumenternas önskemål om att spara hållbart
- Markets
- Consumer
- Published
- Reports
- Sustainability
- In-depth analysis
Published 2024-03-28 - 6 av 10 anser att hållbarhet är viktigt när de sparar pengar. Rådgivare hos banker, värdepappersbolag och försäkringsförmedlare har en skyldighet att ta…
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FI-tillsyn 29: Svårt med hållbara råd vid sparande
Värdepappersbolag Alpcot AB 556963-4180 B & P Fund Services Aktiebolag 556605-5298 Coeli Wealth Management AB 559008-1716 East Capital
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FI Analysis No. 42: Gender differences in investment behaviour
- Bank
- Markets
- Consumer
- Published
- News
- Reports
Published 2024-03-18 - Rather, it is often necessary to take some risk to generate returns on capital.
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FI Analysis No. 42: Gender differences in investment behaviour
Rather, it is often necessary to take some risk to generate returns on capital.
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
- Stability
- Published
- Reports
Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
According to macroeconomic theory, a variable exchange rate works as a cushion when there are large inflows and outflows of capital.
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FI-analys nr 43: d-SRI: En systemriskindikator för Sverige
- Stability
- Published
- Reports
Published 2023-12-14 - I den här FI-analysen anpassar vi systemriskindikatorn d-SRI för svenska förhållanden. Indikatorn d-SRI är tänkt att fungera som en varningssignal innan kriser som härstammar från inhemska obalanser uppstår.
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FI-analys nr 43: d-SRI: En systemriskindikator för Sverige
“Operationalising the countercyclical capital buffer: indicator selection, threshold identification and calibration options”, ESRB Occasional Paper
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FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
- Bank
- Markets
- Stability
- Published
- Reports
Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
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FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Payments
Published 2023-11-28 - Swedish banks are currently very profitable and have significant capital buffers.
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Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
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Consumer Protection Report 2023
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
- Payments
Published 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
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Consumer Protection Report 2023
In the long term it could prevent capital from being channelled into investments that support the transition to a sustainable economy.
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Stability in the Financial System (2023:1)
- Bank
- Insurance
- Stability
- Published
- Reports
- Payments
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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Stability in the Financial System 2023:1
and result in a higher capital requirement.
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FI publicerar den första Bankbarometern för 2023
- Bank
- Markets
- Stability
- Published
- Reports
Published 2023-03-29 - FI presenterar i dag Bankbarometern, en rapport som ger en inblick i den svenska bankmarknaden. I rapporten presenterar vi siffror på bland annat utlåning,…
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The Swedish Mortgage Market 2023
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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FI Analysis No. 39: Are the capital buffers fulfilling their purpose?
- Bank
- Capital requirements
- Stability
- Published
- Reports
Published 2022-12-16 - FI Analysis No. 39: Are the capital buffers fulfilling their purpose?
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: a risk-based capital requirement and a leverage-based capital requirement.
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Finansinspektionen’s strategy to prevent greenwashing
- Bank
- Insurance
- Markets
- Published
- About FI
- Reports
- Sustainability
Published 2022-12-13 - In the long run, this could prevent capital from being channelled to investments that support the transition to a sustainable economy.
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Finansinspektionen’s strategy to prevent greenwashing
In the long run, this could prevent capital from being channelled to investments that support the transition to a sustainable economy.
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Roadmap for sustainable finance
- Bank
- Insurance
- Markets
- Stability
- Published
- About FI
- Reports
- Sustainability
Published 2022-12-13 - In 2019, FI’s overarching mandate was expanded to include a responsibility to ensure that the financial system contributes to sustainable development. FI is…
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Roadmap for sustainable finance
FI also previously published an analysis of the application of the PACTA method (Paris Agreement Capital Transition Assessment) on the banks’ credit
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Färdplan för en hållbar finansmarknad
- Bank
- Insurance
- Markets
- Stability
- Published
- About FI
- Reports
- Sustainability
Published 2022-12-13 - FI har en naturlig roll i arbetet med hållbar finans. Sedan 2019 omfattar FI:s övergripande uppdrag också ett ansvar om att arbeta för att det finansiella…
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Färdplan för en hållbar finansmarknad
FI har också tidigare publicerat en analys om tillämpning av Pacta-metoden (Paris Agreement Capital Transistion Assessment) på bankernas kreditportföljer
