Your search for "net" resulted in 241 hits
did you mean new?
-
Bank Barometer H2 2025: Lending growth slowed and banks’ profitability decreased
- Bank
- Published
- News
- Reports
Published 2026-05-25 - The Swedish banks’ profitability, including net profit, decreased in the second half of 2025.
-
The Swedish banks’ average profitability and net profit decreased in the second half of 2025, primarily due to a decrease in net interest and net financial
-
The next step is to search for the user you intend to name as the rapporteur.
-
Investor alert: Okrithen Core 8.5
- Consumer
- Frauds
- Consumer
- Frauds
Published 2026-03-27 - Read more at Finansinspektionen
-
Investor alert: Oximarn Bot 7.1
- Consumer
- Frauds
- Consumer
- Frauds
Published 2026-03-27 - Read more at Finansinspektionen
-
FI sanctions SBB for deficiencies in its consolidated financial statements
- Markets
- Published
- Sanctions
- News
- Financial Reporting
Published 2026-02-18 - The deficiencies entailed that the reported consolidated profit for 2021 was too high, the consolidated statement of financial position at the end of the year…
-
Decision: Caution and administrative fine
This applies in particular when the firm’s net sales only correspond to a minor share of the Group’s net sales, where there is a risk that such an administrative
-
FI Analysis 52: Stress test of banks’ lending to non-financial firms
- Bank
- Stability
- Published
- Reports
- Financial Reporting
Published 2025-11-27 - Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss…
-
FI Analysis 52: Stress test of banks’ lending to non-financial firms
As a rule, firms with positive working capital (net assets) improve their cash flow, while firms with negative working capital (net liability) tend to
-
Stability in the Financial System (2025:2)
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
- Payments
Published 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
-
Stability in the Financial System (2025:2)
assets (net worth).
Note: The diagram shows estimates of the regulatory amendements’ effect on new homebuyers’ mortgages using the methods and results that are presented
-
The Bank Barometer: Swedish banks’ lending to the public continues to increase
- Bank
- Published
- News
- Reports
Published 2025-11-19 - The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. … The decrease was attributable primarily to a decrease in net financial income.
-
The Bank Barometer November 2025
The Swedish banks’ net profit decreased during the first half of 2025 compared to the second half of 2024.
-
Investor alert: Revolt 21
- Consumer
- Frauds
- Consumer
- Frauds
Published 2025-10-03 - Read more at Finansinspektionen
-
FI extends the risk-weight floors for Swedish mortgages and commercial real estate
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- EBA
- Mortgage
Published 2025-09-17 - FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to…
-
FI’s decision (In Swedish): Riskviktsgolv för svenska bolåneexponeringar
FI’s decision (In Swedish): Riskviktsgolv för svenska kommersiella fastigheter
European Commission approves FI’s extension of the risk-weight floors (2025-06-27)
-
Investor alert: Pinnacle Trades Net
Published 2025-06-13 - Read more at Finansinspektionen
-
Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
-
Stability in the Financial System (2025:1)
Note: Refers to new issues and tap issues of bonds in SEK for CRE firms.
-
Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Consumer
- Published
- Reports
- Frauds
- Save
- Consumer
- Insure
- Pay
- Borrow
Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
-
FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- ESRB
Published 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor…
-
•Notification of intended extension to be taken under Article 458 (CRE)
•Notification of intended extension to be taken under Article 458 (RRE)
-
The Bank Barometer: Net profit of Swedish banks continues to increase
- Bank
- Published
- News
- Reports
Published 2025-04-24 - The Bank Barometer: Net profit of Swedish banks continues to increase
-
This increase was primarily due to higher net commission income, although a decrease in net interest income and administrative expenses applied some
-
The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
-
Report: The Swedish Mortgage Market 2024
FINANSINSPEKTIONEN The Swedish Mortgage Market Sample of new borrowers 7 New mortgages does not only include new mortgages taken for the purchase
-
Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Published
- News
- Reports
- Fintech
Published 2025-03-24 - banks and other credit institution in the matter of how they should apply the regulation when calculating the liquidity coverage ratio (LCR) and the net
-
Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
-
Report: Household savings in Sweden
Note: New (net) savings in savings accounts, funds and shares during the year.
-
Updated Q&A on reporting under the Anti-Money Laundering Act
- Bank
- Insurance
- Markets
- Money laundering
- Published
- Reporting
- News
- Payments
Published 2024-12-02 - As we approach the starting point for the 2025 periodic reporting under the Anti-Money Laundering Act, a number of new questions have arisen. We have…
-
FAQs – periodic reporting in accordance with the Anti-Money Laundering Act
, select New questions in 2025.
-
Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
-
Stability in the Financial System (2024:2)
Several of the banks have compensated for this through an improvement in net commission income and net financial income, at least in recent quarters.
-
Financial education continues to be important for strengthening consumers
- Consumer
- Published
- News
- Financial Literacy
- Consumer
Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
-
Report: FI’s Work with Financial Literacy
Target group: teachers of Swedish for new arrivals.
-
Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
-
Jesper Rangvid: Effects of borrower-based measures
in Estonia are subject to a DSTI limit of not more than 50% of borrower’s net income for new housing loans.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
The analysis compares new mortgages in 2016-17, i.e.
-
Nasdaq Stockholm receives a remark and an administrative fine
- Markets
- Published
- Sanctions
Published 2024-06-19 - Finansinspektionen has decided to issue Nasdaq Stockholm Aktiebolag a remark and an administrative fine of SEK 100 million.
-
Decision: Remark and administrative fine
Finansinspektionen has thus used Nasdaq Stockholm’s net sales but also to some extent considered the Group’s net sales.
-
Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
-
The Swedish Mortgage Market Report
New mortgages do not only include new mortgages taken for the purchase of a home.
-
FI Analysis 45: High risks in small and mid-sized commercial real estate firms
- Bank
- Stability
- Published
- Reports
Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
-
FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
A firm with a low LTV ratio in general faces better possibilities for selling assets or raising new financing to manage a low ICR.
-
Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
-
Stability in the Financial System
the firm's net assets.
-
FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
-
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
We examine Swedish investments in so-called cryptocertificates, a product that is relatively new to the Swedish market.
-
FI would like the financial market to shift its sustainability work into the next gear
- Stability
- Published
- Reports
- Sustainability
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
-
Sustainability – how has the financial sector progressed?
regulations and new business opportunities.
-
FI extends the risk weight floor for Swedish mortgage exposures
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- EBA
- Mortgage
Published 2023-12-14 - FI has decided to extend the risk weight floor by two years, from 31 December 2023 to 30 December 2025.
-
FI’s decision (In Swedish): Beslut om riskviktsgolv för svenska bolåneexponeringar
European Commission approves extension of the risk weight floor for Swedish mortgages (2023-11-09)
-
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
- Bank
- Markets
- Stability
- Published
- Reports
Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
-
FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
