Your search for "positiv neutral" resulted in 36 hits
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
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- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1)
This corresponds to the positive neutral level that FI applies to the countercyclical buffer rate during periods in which FI assesses that cyclical
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FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- ESRB
Published 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor…
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•Notification of intended extension to be taken under Article 458 (CRE)
•Notification of intended extension to be taken under Article 458 (RRE)
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
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- Stability
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- Reports
Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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or positive impact on profitability.
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
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- Insurance
- Markets
- Stability
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- News
- Reports
- Payments
Published 2024-05-27 - It is too early to breathe a sigh of relief, even if there are positive signs," says FI's Director General Daniel Barr.
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Stability in the Financial System
This corresponds to the positive neutral level that FI applies to the countercyclical buffer rate during periods in which we assess that cyclical systemic
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FI would like the financial market to shift its sustainability work into the next gear
- Stability
- Published
- Reports
- Sustainability
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
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Sustainability – how has the financial sector progressed?
FI finds it positive that most firms in the analysis make the assessment that they have sustainability competence in both their board of directors and
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Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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- Insurance
- Markets
- Stability
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- Reports
- Payments
Published 2023-11-28 - The higher interest rate means that households and companies need to make adjustments to their finances. Finansinspektionen (FI) is now seeing a decline in…
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Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
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FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- Mortgage
- ESRB
Published 2023-09-13 - FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
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Stability in the Financial System (2023:1)
- Bank
- Insurance
- Stability
- Published
- Reports
- Payments
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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Stability in the Financial System 2023:1
Since March 2021, FI has been striving for a positive neutral level of 2 per cent for the countercyclical buffer rate during normal periods, i.e.,
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Stability in the Financial System (2022:2)
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- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
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Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
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The countercyclical buffer rate will be raised
- Bank
- Stability
- Published
- News
- Countercyclical buffer
Published 2022-06-22 - FI has decided to raise the countercyclical buffer rate to 2 per cent, which is its neutral level.
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Decision: Countercyclical buffer rate
The Swedish Bankers’ Association also opposes FI’s application of a positive neutral level of 2 per cent for the countercyclical buffer rate.
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Stability in the Financial System (2022:1)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-05-31 - FI aims to raise the countercyclical buffer rate to a neutral level of 2 per cent in June in order to further strengthen the banks' capital buffers.
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Stability in the Financial System
Since March 2021, FI has been striving for a positive neutral level of 2 per cent for the countercyclical buffer rate during normal periods.
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Climate-related transition risks must be given priority
- Bank
- Published
- News
- Sustainability
Published 2022-04-08 - The data and methods available for measuring climate-related transition risks are under development. There is a lot of work going on in this area, in the…
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Transition risks in the banks' loan portfolios – an application of PACTA
2025 Climate-damaging lending Climate-neutral lending 0 10 20 30 40 50 60 Climate-neutral lending Climate-damaging lending Achieve targets Miss
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FI notifies the EU regarding extension of the existing risk weight floor for Swedish Mortgages
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- Mortgage
- ESRB
Published 2021-09-20 - Finansinspektionen has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to adopt a decision to extend the current risk…
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Changed method for the application of the risk weight floor for Swedish mortgages (2018-08-23)
FI extends the risk weight floor for Swedish mortgage exposures (2021-03-12)
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Karin Lundberg: Finansinspektionen’s view on capital and distributions
- Bank
- Capital requirements
- Stability
- Published
- Speeches and debate
- Countercyclical buffer
- Coronavirus
Published 2021-09-02 - Karin Lundberg, Executive Director of Banking, talked about Finansinspektionen’s view on capital and distributions in a speech at the UBS Annual Nordic…
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Speech: Finansinspektionen’s view on capital and distributions
Presentation: Finansinspektionen’sview on capital and distributions
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FI Analysis No. 33: Household debt and resilience
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- Consumer
- Stability
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- Reports
- Mortgage
- Borrow
Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
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FI Analysis No. 33: Household debt and resilience
This neutral rate varies over time, and in the view of many it is currently unusually low. The neutral rate could become higher in the future.
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FI leaves the countercyclical buffer rate unchanged
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- Stability
- Published
- News
- Countercyclical buffer
Published 2021-06-01 - Finansinspektionen (FI) leaves the countercyclical buffer rate unchanged. The buffer rate of 0 per cent, which was applied starting on 16 March 2020, shall…
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Memorandum: Countercyclical buffer rate
The reason for this is that FI has now started applying a positive neutral level to the countercyclical capital buffer.5 Given the forecasts and the
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FI’s approach to setting the countercyclical capital buffer
- Bank
- Stability
- Published
- News
- Countercyclical buffer
Published 2021-03-22 - To ensure the possibility of freeing up capital for Swedish banks during a crisis, FI will apply a positive neutral rate of 2 per cent going forward. … FI will only raise the buffer above the neutral rate, when systemic risks are so elevated as to motivate a higher buffer rate than two percent.
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New memorandum and level of the countercyclical buffer rate
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- Stability
- Published
- News
- Countercyclical buffer
Published 2021-03-22 - Today Finansinspektionen (FI) publishes a new memorandum, describing its approach for setting the countercyclical buffer rate. FI also leave the…
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FI’s approach to setting the countercyclical capital buffer
- Bank
- Stability
- Published
- Memos & decisions
- Countercyclical buffer
Published 2021-03-22 - To ensure greater possibility of freeing up capital for Swedish banks during a crisis, FI will apply a positive neutral rate of 2 per cent going forward
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Memorandum: Finansinspektionen's approach to setting the countercyclical capital buffer
This is one reason why FI has chosen to apply a positive neutral level for the buffer rate.
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FI Analysis 25: Interest rate deductions and households’ loans
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- Consumer
- Stability
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- Reports
- Mortgage
Published 2020-11-17 - rule change would represent an increasing percentage of the total loan portfolio, and the impact on financial stability overall is expected to be positive
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FI Analysis 25: Interest rate deductions and households’ loans
However, the current interest deduction is clearly above the neutral level.
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FI Analysis 18: Swedish risk premia and monetary policy
- Markets
- Stability
- Published
- Reports
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
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FI Analysis 18: Swedish risk premia and monetary policy
Therefore, a positive term premium can be interpreted as investors having asymmetric risk aversion to rising market rates.
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FI Analysis 15: Do banks still benefit from an expectation of an implicit state guarantee?
- Bank
- Capital requirements
- Stability
- Published
- Reports
Published 2019-01-22 - A new report from Finansinspektionen and the Swedish National Debt Office shows that the value of an implicit state guarantee for the major Swedish banks has…
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FI Analysis 15: The value of an implicit state guarantee for systemic banks
The value of the TBTF indicator is small but positive.
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Stability in the Financial System
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- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
Published 2018-05-29 - The Swedish economy continues to be strong, and resilience in the financial system is satisfactory. However, a long period of low interest rates and strong…
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Report: Stability in the Financial System
The economic system enters into a positive, self-reinforcing spiral.
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FI:s response to the EU Consultation on FinTech: A more competitive and innovative European Financial Sector
- Bank
- Markets
- Published
- Comments on proposals
- Fintech
Published 2017-06-15 - Finansinspektionen has responded to the Commission Consultation Document on FinTech: A more competitive and innovative European Financial Sector.
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Finansinspektionen’s response at the webb-survey, to the Commission Consultation on FinTech
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FI Analysis 10: Amortisation requirement reduced household debt
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2017-04-06 - This FI Analysis shows that the amortisation requirement has helped households with new mortgages change their behavior. New mortgagors are taking smaller…
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FI Analysis 10: Amortisation requirement reduced household debt
The requirement has also reduced the total debt of older households, while the effect is positive for younger households.
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Supervision of the Swedish Securities Market (2017)
- Markets
- Published
- Reports
Published 2017-03-10 - In 2016, FI's analysis of trends and risks on the securities market focused on the subareas fixed income market, derivatives market and equity market.
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Report: Supervision of the Swedish Securities Market (2017)
FI then adjusts this to obtain a maturity-neutral measure called the yield impact.
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How can the financial sector contribute to sustainable development?
- Bank
- Stability
- Published
- Reports
- Sustainability
Published 2016-11-08 - Finansinspektionen is publishing today two reports on sustainability. Together, they serve as the report to the Government that FI was tasked with earlier in…
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Report: How can the financial sector contribute to sustainable development?
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Stability in the Financial System
- Stability
- Published
- Reports
Published 2016-05-26 - FI makes the assessment that the resilience of the financial system in Sweden is satisfactory, but vulnerabilities remain. The Swedish banks have buffers, but…
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Report: Stability in the Financial System
However, the changes to the regulations are not all positive.
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Climate changes and financial stability
- Stability
- Published
- Reports
- Sustainability
Published 2016-03-08 - Sweden and Swedish financial institutions have small exposures to climate risks. This means that the current risk that climate changes will cause problems for…
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Climate change and financial stability (Report in English)
The effects of climate change on financial stability, with particular reference to Sweden
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FI analysis 1: The Too-Big-To-Fail Guarantee for Swedish Systematically Important Banks
- Stability
- Published
- Reports
Published 2015-06-18 - FI has decided to launch a new report series, FI-analysis. This is our first report in this series where FI presents studies and analysis of questions that is…
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FI analysis: The Too-Big-To-Fail Guarantee for Swedish Systematically Important Banks
This study shows that the value of the implicit guarantee is positive and substantial.
