Your search for "next" resulted in 278 hits
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Amendments in the periodic reporting on AML/CFT
- Bank
- Insurance
- Markets
- Money laundering
- Published
- Reporting
- News
- Payments
Published 2025-11-28 - A number of new questions have been added to next year's periodic reporting on money laundering.
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Stability in the Financial System (2025:2)
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
- Payments
Published 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2)
assets (net worth).
Note: Return on equity is calculated using the European Banking Authority’s (EBA) method, net income is extrapolated at an annual rate, and equity is calculated
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The Bank Barometer: Swedish banks’ lending to the public continues to increase
- Bank
- Published
- News
- Reports
Published 2025-11-19 - The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The…
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The Bank Barometer November 2025
The Swedish banks’ net profit decreased during the first half of 2025 compared to the second half of 2024.
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1)
On the other hand, many firms are still being valued at a significant discount in relation to their long-term net worth.
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FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- ESRB
Published 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor…
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•Notification of intended extension to be taken under Article 458 (CRE)
•Notification of intended extension to be taken under Article 458 (RRE)
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The Bank Barometer: Net profit of Swedish banks continues to increase
- Bank
- Published
- News
- Reports
Published 2025-04-24 - Swedish banks’ net profit increased by SEK 4 billion in 2024 despite a decrease in net interest income. These are the main conclusions in Finansinspektionen’s…
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This increase was primarily due to higher net commission income, although a decrease in net interest income and administrative expenses applied some
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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Report: The Swedish Mortgage Market 2024
Before, we calculated net income ourselves.
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Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Published
- News
- Reports
- Fintech
Published 2025-03-24 - shows that the volume of overnight deposits via the platforms for an individual institution can decrease by as much as 50 per cent from one month to the next … However, for the next reporting occasion, the institutions should use the weights and factors referred to in this legal position.
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Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
Note: New (net) savings in savings accounts, funds and shares during the year.
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Consumer
- Stability
- Published
- News
- Reports
- Consumer
- Borrow
Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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Unpaid debt collection notices also lead to the next step in the chain of payment problems for the borrower.
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - Of the firms using AI today, 91 per cent say that they have begun to prepare for the application of the AI Regulation or plan to do so in the next few
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Report: AI in the Swedish financial sector
Category C includes firms that are neither using nor planning to use AI in the next 12 months.
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FI maintains level of systemic risk buffer for major banks
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2024-12-06 - The three major banks – SEB, Handelsbanken and Swedbank – will continue to maintain a systemic risk buffer of 3 per cent at group level. This decision was…
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Memorandum: Biennial review of the systemic risk buffer
Next steps FI will perform a new review of the systemic risk buffer no later than 31 December 2026.
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Updated Q&A on reporting under the Anti-Money Laundering Act
- Bank
- Insurance
- Markets
- Money laundering
- Published
- Reporting
- News
- Payments
Published 2024-12-02 - As we approach the starting point for the 2025 periodic reporting under the Anti-Money Laundering Act, a number of new questions have arisen. We have…
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FAQs – periodic reporting in accordance with the Anti-Money Laundering Act
For example, a foreign branch must only report information about the branch’s net sales, not the net sales of the parent undertaking.
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - However, there is a clear expectation of lower interest rates going forward, and consumption will probably pick up again in the next year. … New regulations pending One key step in strengthening the resilience of financial firms is the DORA regulation, which enters into force in January next
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Stability in the Financial System (2024:2)
Several of the banks have compensated for this through an improvement in net commission income and net financial income, at least in recent quarters.
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Financial education continues to be important for strengthening consumers
- Consumer
- Published
- News
- Financial Literacy
- Consumer
Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
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Report: FI’s Work with Financial Literacy
Insurance policies Home insurance is a key safety net for consumers’ personal finances.
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Jesper Rangvid: Effects of borrower-based measures
This is a neat way to test the welfare effects of BBMs.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
The debt servicing amount shall be limited to 80% of the borrower’s "net disposable income".
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FI leaves the countercyclical buffer rate unchanged
- Bank
- Stability
- Published
- News
- Countercyclical buffer
Published 2024-06-19 - At the next quarterly review of the countercyclical buffer rate, we will once again publish the Credit-to-GDP gap and the Buffer guide for the latest quarter
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Nasdaq Stockholm receives a remark and an administrative fine
- Markets
- Published
- Sanctions
Published 2024-06-19 - Finansinspektionen has decided to issue Nasdaq Stockholm Aktiebolag a remark and an administrative fine of SEK 100 million.
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Decision: Remark and administrative fine
Finansinspektionen has thus used Nasdaq Stockholm’s net sales but also to some extent considered the Group’s net sales.
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FI identifies transition risks in banks’ lending portfolios
- Bank
- Published
- News
- Reports
- Sustainability
Published 2024-06-04 - There are climate-related transition risks in Swedish banks’ lending portfolios. This is the conclusion of an analysis Finansinspektionen (FI) conducted by…
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Report: Transition risks in banks’ lending portfolios
Next step for FI The aim of this analysis was to identify potential transition risks in banks’ lending portfolios.
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - The interest rate is expected to decrease in the near future, but according to most forecasters, it will continue to be high for the next few years rather
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The Swedish Mortgage Market Report
Note: Refers to estimated interest expense after deduction for the mortgage in the sample in relation to the household’s net income.
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FI intends to extend banks’ risk weights floors for mortgages and commercial real estate lending
- Bank
- Basel
- Capital requirements
- Stability
- Published
- News
- Regulations
Published 2024-05-29 - Therefore, FI intends to start the process during next year to extend the risk weight floors for mortgages and commercial real estate lending to at least
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New risk weight floors for bank loans to commercial properties
FI extends the risk weight floor for Swedish mortgage exposures
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FI Analysis 45: High risks in small and mid-sized commercial real estate firms
- Bank
- Stability
- Published
- Reports
Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
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FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
CRE firms with a bank loan in Sweden are classified using our definition as small enterprises (see Table 1).4 These firms 3 The average yield (net
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Stability in the Financial System
the firm's net assets.
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
This introduces some uncertainty into the results presented, and especially the calculations of individuals’ realized net outcomes.
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FI would like the financial market to shift its sustainability work into the next gear
- Stability
- Published
- Reports
- Sustainability
Published 2024-05-20 - FI would like the financial market to shift its sustainability work into the next gear
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Sustainability – how has the financial sector progressed?
The assessment will not be included in the 2024 SREP but can influence next year’s process.
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FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account
- Markets
- Consumer
- Published
- Reports
- Sustainability
- In-depth analysis
Published 2024-03-28 - Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to…
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FI Supervision 29: Sustainable advice is a challenge for firms
the delegated regulations for MiFID II and IDD; the suitability assessment should be updated with sustainability preferences no later than at the next
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What should be reported?
- Reporting
Published 2026-01-08 - deadline for a report should occur during the weekend (Saturday and Sunday) or a local Swedish holiday, the actual deadline will automatically be the next
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Guide and video guide
- Reporting
Published 2026-01-08 - deadline for a report should occur during the weekend (Saturday and Sunday) or a local Swedish holiday, the actual deadline will automatically be the next
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Ownership reporting
- Bank
- Reporting
Published 2024-02-15 - Financial entities are obligated to report larger holdings, for example subsidiaries and other ownership interests.
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In the next step, enter the detailed information about the holdings. 4.
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Ownership reporting
- Bank
- Reporting
Published 2025-11-24 - Financial entities are obligated to report larger holdings, for example subsidiaries and other ownership interests.
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In the next step, enter the detailed information about the holdings. 4.
