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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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FI identifies transition risks in banks’ lending portfolios
- Bank
- Published
- News
- Reports
- Sustainability
Published 2024-06-04 - The green transition, in Sweden and globally, introduces risks for some firms and markets.
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Capital requirements for Swedish banks as of Q4 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2025-02-28 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Capital requirements for Swedish banks as of Q1 2025
- Bank
- Capital requirements
- Stability
- News
Published 2025-07-10 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements of Swedish banks as of Q2 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2023-08-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, second quarter 2023
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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European Commission approves FI’s extension of the risk-weight floors
- Bank
- Capital requirements
- Published
- News
Published 2025-06-27 - The European Commission has announced that it does not object to FI's intention to extend the current risk weight floors for Swedish mortgages and commercial…
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Commission Decision of 24.06.2025: RRE
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Unclear information about sustainable funds
- Bank
- Insurance
- Markets
- Published
- News
- Funds
- Sustainability
- In-depth analysis
Published 2022-09-09 - The disclosures provided about funds with sustainable investment as their objective are often unclear. This is the conclusion of an in-depth analysis…
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FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- ESRB
Published 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor…
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•Notification of intended extension to be taken under Article 458 (CRE)
•Notification of intended extension to be taken under Article 458 (RRE)
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Capital requirements of Swedish banks as of Q1 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2023-05-26 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, first quarter 2023
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Joint report to the Financial Stability Council
- Stability
- Published
- News
- Stability board
Published 2015-07-03 - When representatives of the Government, Finansinspektionen (the Swedish Financial Supervisory Authority), the Riksbank and the Swedish National Debt Office…
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Capital requirements for Swedish banks as of Q3 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2024-11-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, third quarter 2024
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Large Swedish banks show resilience in EU stress test
- Bank
- Published
- News
- EBA
Published 2021-08-02 - The five largest Swedish banks are resilient and have the ability to withstand a sharp deterioration in market conditions, based on the stress test conducted…
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European Commission approves extension of the risk weight floor for Swedish mortgages
- Bank
- Stability
- Published
- News
- EBA
- Mortgage
- ESRB
Published 2021-12-06 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This…
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Comission Decision of 12.11.2021
Opinion of the European Systemic Risk Board of 19 October 2021 (ESRB)
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European Commission approves extension of the risk weight floor for Swedish mortgages
- Bank
- Capital requirements
- Published
- News
Published 2023-11-09 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This means that FI may implement the measure.
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Capital requirements of Swedish banks as of Q4 2020
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2021-02-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, fourth quarter 2020
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FI raises the countercyclical buffer rate to 1 per cent
- Bank
- Stability
- Published
- News
- Countercyclical buffer
Published 2021-09-29 - Finansinspektionen (FI) has decided to raise the countercyclical buffer rate to 1 per cent. The new buffer rate will be applied as of 29 September 2022. Until…
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MoU between SRB, ECB, SNDO and FI
- Bank
- Published
- About FI
- News
Published 2025-01-31 - A Memorandum of Understanding has been signed between the Single Resolution Board (SRB), the European Central Bank (ECB), the Swedish National Debt Office…
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Updated approach to assessing Pillar 2 guidance for Swedish banks
- Bank
- Markets
- Capital requirements
- Published
- Memos & decisions
- News
Published 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
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Updated approach to assessing Pillar 2 guidance for Swedish banks
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New risk weight floors for bank loans to commercial properties
- Bank
- Capital requirements
- Published
- Memos & decisions
- News
Published 2023-09-13 - Finansinspektionen has decided to introduce risk weight floors for exposures towards the commercial real estate sector according to article 458 in CRR. At the…
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Decision (In Swedish) Riskviktsgolv för svenska exponeringar med säkerhet i kommersiella fastigheter
Memorandum (In Swedish): Riskviktsgolv för exponeringar med säkerhet i kommersiella fastigheter
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FI raises the countercyclical buffer rate
- Bank
- Stability
- Published
- News
- Countercyclical buffer
Published 2018-09-19 - FI has decided to raise the buffer rate from 2.0 to 2.5 per cent. The reason for this change is that the systemic risks have increased.
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Capital requirements of Swedish banks as of Q2 2021
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2021-08-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, second quarter 2021
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European Commission approves introduction of risk weight floors for bank loans to commercial real estate
- Bank
- Capital requirements
- Published
- News
Published 2023-07-17 - The European Commission has announced that it does not intend to object to FI's intention to introduce risk weight floors for bank loans to commercial real…
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Capital requirements for Swedish banks as of Q2 2025
- Bank
- Capital requirements
- Stability
- News
Published 2025-08-28 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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European Commission approves extension of the risk weight floor for Swedish mortgages
- Bank
- Stability
- Published
- News
- EBA
- Mortgage
- ESRB
Published 2020-11-18 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This…
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Comission Decision of 12.11.2020
Opinion of the European Systemic Risk Board of 14 October 2020
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Firms continue to offer consumers unsuitable products
- Consumer
- Published
- News
- Reports
- Cryptoassets
- Save
- Consumer
- Insure
- Pay
- Borrow
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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FI wants the EU to comply with Basel III
- Bank
- Basel
- Capital requirements
- Stability
- Published
- News
- Regulations
Published 2021-09-07 - During the autumn, the European Commission will publish a proposal for updated capital adequacy rules for banks within the EU. Finansinspektionen (FI) now…
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Joint letter: The EU should stick to the Basel III agreement
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Banks may now grant amortisation exemption
- Bank
- Consumer
- Published
- News
- Mortgage
- Regulations
- Coronavirus
Published 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant…
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FI Supervision 27: Non-life insurance undertakings’ product approval processes
- Insurance
- Consumer
- Published
- News
- Reports
Published 2023-09-21 - The process for product approval is central from a consumer protection perspective. It aims to ensure that insurance undertakings focus on consumer interests…
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FI Supervision 27: Non-life insurance undertakings' product approval processes