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Published 2024-12-11 - Swedish banks must hold capital to cover their interest rate and concentration risks, and the differences
Published 2022-12-16 - and the capital requirements. … minimum capital requirement if it is subject to losses.
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
Published 2021-01-19 - This FI Analysis describes how vulnerabilities from lending to non-financial firms arise and why FI needs to follow them to fulfil its assignment to safeguard…
FI-analys 27: Non-financial firms and financial stability: a description of vulnerabilities
Published 2025-05-16 - At the same time, Swedish banks have large capital buffers and good profitability, which builds resilience
Stability in the Financial System (2025:1): Summarized stability assessment
Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
Published 2023-11-28 - Swedish banks are currently very profitable and have significant capital buffers.
Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
Published 2022-04-28 - In 2020, FI introduced an additional capital requirement on banks in the form of a risk weight floor
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
Published 2022-05-31 - The banks therefore need to continue to hold significant capital and liquidity buffers that can be drawn
Published 2021-11-23 - Increased vulnerabilities in the CRE sector indicate that the banks continue to need to hold large capital
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
Published 2020-10-14 - However, the firms with access to foreign capital markets have been able to benefit from issuing bonds
FI Analysis 23: Can the bond market dampen the credit cycle?
Published 2020-11-25 - Therefore, there has been limited impact on the banks' capital adequacy.
Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2021-06-01 - will lift the exemption on the amortisation requirement and gradually increase the countercyclical capital
Published 2020-06-04 - So far, the crisis has had a limited effect on the banks' capital, but the capital situation could deteriorate
Published 2015-12-15 - Alternative forms of funding can have a positive effect on the competition in and efficiency of the financial market by enabling more projects to find funding…
Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
Published 2022-12-13 - In 2019, FI’s overarching mandate was expanded to include a responsibility to ensure that the financial system contributes to sustainable development. FI is…
Published 2019-11-28 - FI considers the resilience of the major Swedish banks to be satisfactory in general, with adequate capital
Published 2019-05-08 - and solvency assessment (ORSA) is the insurance undertaking's own analysis of its risks and how much capital
Published 2024-03-18 - Rather, it is often necessary to take some risk to generate returns on capital.
FI Analysis No. 42: Gender differences in investment behaviour
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
Published 2021-05-11 - This FI analysis describes the funding structure of the major Swedish banks in the period 2002–2019. Consequently, the period analysed does not cover the…
FI Analysis 31: Funding structure of the major banks – historical trends
Published 2017-04-20 - The outcome of this assessment forms the basis of FI's positions on individual banks' capital levels,
Published 2019-05-28 - even if the banks’ resilience is satisfactory overall, FI makes the assessment that they need more capital … Even if the banks' total capital and resilience are satisfactory, FI believes that more capital is needed
Report: Stability in the Financial System (2019-1)
Appendix: Stability in the Financial System (2019-1)
Report: The Commercial Real Estate Market and Financial Stability (Summary)
Memo: Requirement on IRB models for exposures to commercial real estate
Published 2024-12-11 - Swedish banks must hold capital to cover their interest rate and concentration risks, and the differences
Published 2022-12-16 - and the capital requirements. … minimum capital requirement if it is subject to losses.
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
Published 2021-01-19 - This FI Analysis describes how vulnerabilities from lending to non-financial firms arise and why FI needs to follow them to fulfil its assignment to safeguard…
FI-analys 27: Non-financial firms and financial stability: a description of vulnerabilities
Published 2025-05-16 - At the same time, Swedish banks have large capital buffers and good profitability, which builds resilience
Stability in the Financial System (2025:1): Summarized stability assessment
Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
Published 2023-11-28 - Swedish banks are currently very profitable and have significant capital buffers.
Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
Published 2022-04-28 - In 2020, FI introduced an additional capital requirement on banks in the form of a risk weight floor
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
Published 2022-05-31 - The banks therefore need to continue to hold significant capital and liquidity buffers that can be drawn
Published 2021-11-23 - Increased vulnerabilities in the CRE sector indicate that the banks continue to need to hold large capital
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
Published 2020-10-14 - However, the firms with access to foreign capital markets have been able to benefit from issuing bonds
FI Analysis 23: Can the bond market dampen the credit cycle?
Published 2020-11-25 - Therefore, there has been limited impact on the banks' capital adequacy.
Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2021-06-01 - will lift the exemption on the amortisation requirement and gradually increase the countercyclical capital
Published 2020-06-04 - So far, the crisis has had a limited effect on the banks' capital, but the capital situation could deteriorate
Published 2015-12-15 - Alternative forms of funding can have a positive effect on the competition in and efficiency of the financial market by enabling more projects to find funding…
Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
Published 2022-12-13 - In 2019, FI’s overarching mandate was expanded to include a responsibility to ensure that the financial system contributes to sustainable development. FI is…
Published 2019-11-28 - FI considers the resilience of the major Swedish banks to be satisfactory in general, with adequate capital
Published 2019-05-08 - and solvency assessment (ORSA) is the insurance undertaking's own analysis of its risks and how much capital
Published 2024-03-18 - Rather, it is often necessary to take some risk to generate returns on capital.
FI Analysis No. 42: Gender differences in investment behaviour
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
Published 2021-05-11 - This FI analysis describes the funding structure of the major Swedish banks in the period 2002–2019. Consequently, the period analysed does not cover the…
FI Analysis 31: Funding structure of the major banks – historical trends
Published 2017-04-20 - The outcome of this assessment forms the basis of FI's positions on individual banks' capital levels,
Published 2019-05-28 - even if the banks’ resilience is satisfactory overall, FI makes the assessment that they need more capital … Even if the banks' total capital and resilience are satisfactory, FI believes that more capital is needed
Report: Stability in the Financial System (2019-1)
Appendix: Stability in the Financial System (2019-1)
Report: The Commercial Real Estate Market and Financial Stability (Summary)
Memo: Requirement on IRB models for exposures to commercial real estate