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Published 2024-05-29 - The valve in the amortisation requirement is working A bank may grant a mortgagor an exemption from
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit…
Published 2019-10-17 - Transparency on the Swedish bond markets has decreased. This is the conclusion of Finansinspektionen’s (FI) analysis of the impact of the transparency rules…
FI Supervision 15: New rules led to reduced transparency on the Swedish bond markets
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Published 2022-11-11 - According to the current regulations, banks are able to grant temporary exemption from the amortisation
Report: Borrower-based measures following high inflation and rising interest rates
Published 2023-06-16 - It is the bank that decides in each individual case whether or not to grant a temporary exemption.
Report: Banks’ administration of amortisation requirement exemptions
Published 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
Published 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
Published 2021-12-07 - But our analysis indicates that consumer credit institutions grant loans to customers with the lowest
Published 2021-03-18 - The most efficient way to achieve this is by raising the cost of emissions compared to today. … One way is for firms to already incorporate in their internal processes a higher price than the market
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
Published 2021-06-30 - For buyers of newly produced homes, the amortisation payments have not been tightened in the same way
Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)
Published 2020-04-02 - difficulties as a result of the spread of the coronavirus (COVID-19), the amortisation rules allow the bank to grant
Published 2023-03-28 - Many forecasters predicted that an economic downturn was on its way.
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
Published 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
FI Analysis No. 40: Winners and losers in the trading of meme stocks
Published 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2021-03-18 - Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
Published 2021-01-19 - This FI Analysis describes how vulnerabilities from lending to non-financial firms arise and why FI needs to follow them to fulfil its assignment to safeguard…
FI-analys 27: Non-financial firms and financial stability: a description of vulnerabilities
Published 2024-05-29 - The valve in the amortisation requirement is working A bank may grant a mortgagor an exemption from
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit…
Published 2019-10-17 - Transparency on the Swedish bond markets has decreased. This is the conclusion of Finansinspektionen’s (FI) analysis of the impact of the transparency rules…
FI Supervision 15: New rules led to reduced transparency on the Swedish bond markets
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Published 2022-11-11 - According to the current regulations, banks are able to grant temporary exemption from the amortisation
Report: Borrower-based measures following high inflation and rising interest rates
Published 2023-06-16 - It is the bank that decides in each individual case whether or not to grant a temporary exemption.
Report: Banks’ administration of amortisation requirement exemptions
Published 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
Published 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
Published 2021-12-07 - But our analysis indicates that consumer credit institutions grant loans to customers with the lowest
Published 2021-03-18 - The most efficient way to achieve this is by raising the cost of emissions compared to today. … One way is for firms to already incorporate in their internal processes a higher price than the market
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
Published 2021-06-30 - For buyers of newly produced homes, the amortisation payments have not been tightened in the same way
Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)
Published 2020-04-02 - difficulties as a result of the spread of the coronavirus (COVID-19), the amortisation rules allow the bank to grant
Published 2023-03-28 - Many forecasters predicted that an economic downturn was on its way.
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
Published 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
FI Analysis No. 40: Winners and losers in the trading of meme stocks
Published 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2021-03-18 - Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
Published 2021-01-19 - This FI Analysis describes how vulnerabilities from lending to non-financial firms arise and why FI needs to follow them to fulfil its assignment to safeguard…
FI-analys 27: Non-financial firms and financial stability: a description of vulnerabilities