Your search for "new" resulted in 514 hits
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. … At the same time, the work to manage the risks accompanying the new technology is lagging behind.
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Report: AI in the Swedish financial sector
This makes it challenging for the firms to quickly develop new AI solutions.
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FI Analysis 51: A model for households’ housing choices
- Consumer
- Published
- Reports
- Mortgage
Published 2025-11-27 - This is evident in a new model that Finansinspektionen (FI) has developed.
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FI Analysis 51: A model for households’ housing choices
The analysis covers only a subset of new mortgagors, and the model relies on a number of specific assumptions.
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Consumer
- Stability
- Published
- News
- Reports
- Consumer
- Borrow
Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per … These are the conclusions of a new analysis conducted by Finansinspektionen (FI) and the Swedish Enforcement Authority.
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At the same time, their new debts were 51 per cent larger.
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The average size of the new mortgage in the sample increased for the first time since 2021. … Compared to in 2023, new mortgagors used a smaller portion of their disposable income on mortgages, but the costs for mortgages continue to be higher than
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Report: The Swedish Mortgage Market 2024
FINANSINSPEKTIONEN The Swedish Mortgage Market Sample of new borrowers 7 New mortgages does not only include new mortgages taken for the purchase
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The stock market for all - new demands in a new enviroment
- Markets
- Published
- Reports
Published 2001-05-22 - The stock market for all - new demands in a new enviroment
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Report: The stock market for all -new demands in a new environment
REPORT MAY 22 , 2001 DNR 01-4291-601 The stock market for all -new demands in a new environment 2001:3 F I N A N S I N S P E K T I O N E N R E
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Swedish Consumer Credit
- Bank
- Consumer
- Published
- Reports
- Consumer
- Borrow
Published 2025-11-17 - New unsecured loans decreased from SEK 8 billion per month in 2022 to SEK 5 billion in 2024. … During 2025, new consumer credit regulations entered into force.
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Coronavirus
- Borrow
Published 2021-06-30 - FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
–K2) (T1–T2) (T1/K1)–(T2/K2) New loans Purchase prices New loans Purchase prices New loans Purchase prices New loans Purchase prices 2016 -0.56
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Bank interest rates and lending, Q1 2013 (Summary)
- Published
- Reports
Published 2013-05-28 - The development of the margins of new mortgages slowed during Q1 2013. … Both the banks' funding cost and households' lending rate for new mortgages continued to fall during the quarter.
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Banks' interest rates and lending Q1, 2013 (Summary)
Both the banks’ funding cost and households’ lending rate for new mortgages continued to fall during the quarter.
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FI Analysis 49: Increased concentration in trading on the Swedish bond markets
- Markets
- Stability
- Published
- News
- Reports
Published 2025-07-23 - This is the conclusion of a new analysis by Finansinspektionen (FI).
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FI Analysis No. 49 Summary - Increased concentration in trading on the Swedish bond markets
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Supervision of the securities market
- Markets
- Published
- Reports
Published 2015-03-26 - Three key areas are the focus of FI's new report Supervision of the securities market; financial infrastructure, transparency on the securities market … as well as new rules for market supervision and the enforcement of financial information.
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Report: Supervision of the securites market 2015
In 2017 that directive will be replaced by a new one (Mifid 2) and a new regulation (Mifir).
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The Swedish Mortgage Market (2020)
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. … New mortgagors in 2019 increased their average loan-to-income ratio.
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The Swedish Mortgage Market 2020
Note: Denotes new mortgagors under the age of 35, new loans 2019. R2.
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
- Bank
- Stability
- Published
- Reports
- Financial Reporting
Published 2025-11-27 - This is the conclusion of a new analysis by Finansinspektionen (FI) of how banks’ credit losses could be impacted by a macroeconomic shock.
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
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The Swedish Mortgage Market (2021)
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home.
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FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2019-03-27 - Under FI's stricter amortisation requirement, which went into effect on 1 March 2018, new mortgagors with debt in excess of 450 per cent of gross income
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FI Analysis No 17: Fewer vulnerable housholds after stricter amortisation requirement
An analysis of all new mortgagors in the mortgage survey indicates that, due to the stricter amortisation requirement, households with new mortgages
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Consumer
- Published
- Reports
- Frauds
- Save
- Consumer
- Insure
- Pay
- Borrow
Published 2025-04-30 - As the financial market becomes increasingly digitalised, new consumer risks are emerging. … New trends appear all the time, but as a consumer it is often a good idea to stay cool and not make hasty decisions.
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Consumer Protection Report 2025 Summary
FI arbetar för att regelbundet kunna följa upp utvecklingen av antalet nekade och avslutade konton över tid.
Konsumentskyddsrapport 2025 (Swedish)
In addition, we describe our view on the need for new rules to strengthen consumer protection.
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FI Analysis 46: Poor profitability for consumers from autocalls
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-09-01 - In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls.
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FI Analysis 46: Poor profitability for consumers from autocalls (Summary)
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FI Analysis 10: Amortisation requirement reduced household debt
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2017-04-06 - This FI Analysis shows that the amortisation requirement has helped households with new mortgages change their behavior. … New mortgagors are taking smaller mortgages than what they would have done if FI had not implemented the amortisation requirement.
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FI Analysis 10: Amortisation requirement reduced household debt
The study uses data on new mortgagors.
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On the way to new European insurance regulations
- Insurance
- Published
- Reports
Published 2008-12-20 - On the way to new European insurance regulations
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On the way to new European insurance regulations (reort summary)
Numerous questions in the new solvency system remain undecided.
Report in Swedish: På väg mot nytt europeiskt försäkringsregelverk (2008:20)
Ambitionen hos den politiska nivån verkar ändå vara att tidpla- nen såvitt möjligt ska hållas.
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Development on the mortgage market
- Bank
- Published
- Reports
Published 2009-05-15 - The following has occurred during 2008: new lending for tenant-owner's flats has increased while in principle it has been unchanged compared with 2007 … ratios for single-family houses have remained constant for new lending, while the loan-to-value ratios for single-family houses in the entire portfolio
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Report in Swedish: Bolån liten risk för bankerna (2009:7)
Yngre personer är även nyare på bolånemarknaden och har inte hunnit amortera ned sina lån eller hunnit få en värdeökning av den befintliga bostaden.
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The Swedish Mortgage Market (2017)
- Bank
- Consumer
- Published
- Reports
- Mortgage
Published 2017-04-06 - FI's analysis shows that new mortgage holders subject to the requirement have changed their behaviour. … The average loan-to-value ratio for new mortgage holders has been relatively stable in recent years.
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Report: The Swedish Mortgage Market (2017)
New loans New loans or strict new loans refer to new mortgages taken out by either new or existing borrowers.
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FI Supervision 8: Governance and control of information and communication technology operations in insurance undertakings
- Insurance
- Published
- Reports
Published 2018-11-15 - As the digitalisation of the financial sector increases, creative innovations lead to new insurance products, business models and partnerships, which in … turn require a new level of risk management, governance and control of ICT operations.
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New technology, new business models and new partnerships are placing greater demands on operational risk management, governance and control.
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Application of international financial accounting standards by companies
- Published
- Reports
- Financial Reporting
Published 2006-02-20 - As of 2005, all listed companies – financial and other – in the entire EU should apply the new international accounting standards (IAS/IFRS) to their consolidated … Even if the new standards were applied to a limited extent before 2005, they entail a large, practical readjustment for both companies and investors.
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Report in Swedish: Företagens tillämpning av internationella redovisningsregler (2006:2)
Samtliga koncerner10 anger att de lagt ner ett omfattande arbete på att klassi- ficera försäkringsavtalen.
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How firms have complied with the new securities regulations
- Markets
- Published
- Reports
Published 2009-03-31 - How firms have complied with the new securities regulations
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Report in Swedish: Så klarar företagen de nya värdepappersreglerna (2009:5)
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The process for new issues and initial public offerings
- Bank
- Published
- Reports
Published 2007-07-05 - The process for new issues and initial public offerings
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Report in Swedish: Processen vid nyintroduktioner och emissioner (2007:11)
De senaste årens starka börsklimat har gjort att värdepappersinstituten i större utsträckning kan tacka nej till transaktioner som anses vara riskfyllda
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The Swedish Mortgage Market
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2018-04-04 - These measures have made households with new mortgages more resilient. … The average loan-to-value ratio for new mortgagors decreased slightly in recent years and was 63 per cent in 2017.
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For households with new mortgages, debt in relation to net income (debt-to-income ratio) on average was 411 per cent of net income in 2017.
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The Swedish Mortgage Market (2019)
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2019-03-27 - However, the average loan-to-value ratio of new mortgagors increased in the 2018 survey after having decreased for several years. … The percentage of new mortgagors with a high level of debt in relation to their income or the value of their home continues to be high.
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Average debt-to-income ratio, gross and net income, new loans Per cent Source: Mortgage survey, sample of new loans.
Data appendix: The Swedish Mortgage Market (2019)
Source: Mortgage survey, sample of new loans.
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Companies' internal capital assessment – assessing capital requirements in accordance with Basel II
- Bank
- Markets
- Published
- Reports
Published 2005-09-28 - Thus, all are affected by the new rules. … This in itself represents a good reason to disseminate awareness of the new regulatory regime and its various constituent parts.
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FI Analysis 22: Fewer high-cost short-term credits after new rules
- Bank
- Consumer
- Published
- Reports
- Borrow
Published 2020-10-01 - FI Analysis 22: Fewer high-cost short-term credits after new rules
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FI Analysis 22: Fewer high-cost short-term credits after new rules
The total impact on new unsecured loans is therefore smaller than for new HCSTCs.
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The Swedish Mortgage Market 2023
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2023-03-28 - At the same time, the majority of new mortgagors continue to have good margins in their personal finances.
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The data about new mortgages collected by FI in its mortgage survey does not only refer to new mortgages for purchasing a home.
Mortgagor margins and amortisation exemptions in early 2023
Proportion of new mortgagors with deficits Percentage of new homebuyers Source: FI.
Data appendix - The Swedish Mortgage Market
Historically low levels of new lending and number of borrowers with new mortgages Enhet: Miljoner kronor, respektive antal Unit: SEK million, respective
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FI Analysis 15: Do banks still benefit from an expectation of an implicit state guarantee?
- Bank
- Capital requirements
- Stability
- Published
- Reports
Published 2019-01-22 - A new report from Finansinspektionen and the Swedish National Debt Office shows that the value of an implicit state guarantee for the major Swedish banks … This decrease is due to higher capital and liquidity requirements on the banks, a new regulation for managing banks in crisis and improved market conditions
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FI Analysis 15: The value of an implicit state guarantee for systemic banks
Taken together, the new capital and liquidity rules together with the new resolution requirements should have led to a reduction in the too- big-to-fail
