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Published 2025-05-15 - Osäkerheten om den geopolitiska och ekonomiska utvecklingen är stor och risken för negativa störningar är högre nu jämfört med i höstas. Samtidigt har svenska…
Published 2024-11-20 - Läget för den finansiella stabiliteten har förbättrats något under det senaste halvåret. Sverige befinner sig fortsatt i en lågkonjunktur men sjunkande räntor…
Stabiliteten i det finansiella systemet 2024:2
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Published 2023-06-28 - After conducting a new survey, FI has noted that broader regulation on how customer data can be shared … Open finance is about sharing and reusing customer data.
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2022-12-21 - These are some of the conclusions from Finansinspektionen’s (FI) survey of new consumer credit with data
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2021-12-07 - be explained in part by the credit assessment and other differences in the risk tolerance that our data
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Published 2022-07-08 - Finansinspektionen has analysed whether loyal policyholders pay higher premiums for the three non-life insurance products that are most important for…
Published 2021-06-10 - Therefore, micro data on household debt, assets and consumption are important inputs when assessing macroeconomic
Published 2025-03-24 - FI’s data indicates that many mortgagors hold a small amount of assets, at least with the same bank where
Published 2022-04-28 - study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2021-03-18 - Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…
Published 2024-11-07 - An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to…
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
FI Analysis No. 40: Winners and losers in the trading of meme stocks
Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
Published 2021-06-18 - FI has analysed and compared information that firms under FI’s money laundering supervision reported to the authority during the years 2018-2021. The analysis…
FI Supervision Report 23: Observations from anti-money laundering reporting
Published 2021-03-18 - The most efficient way to achieve this is by raising the cost of emissions compared to today. … One way is for firms to already incorporate in their internal processes a higher price than the market
Published 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
Published 2023-03-28 - Many forecasters predicted that an economic downturn was on its way.
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
Published 2025-05-15 - Osäkerheten om den geopolitiska och ekonomiska utvecklingen är stor och risken för negativa störningar är högre nu jämfört med i höstas. Samtidigt har svenska…
Published 2024-11-20 - Läget för den finansiella stabiliteten har förbättrats något under det senaste halvåret. Sverige befinner sig fortsatt i en lågkonjunktur men sjunkande räntor…
Stabiliteten i det finansiella systemet 2024:2
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Published 2023-06-28 - After conducting a new survey, FI has noted that broader regulation on how customer data can be shared … Open finance is about sharing and reusing customer data.
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2022-12-21 - These are some of the conclusions from Finansinspektionen’s (FI) survey of new consumer credit with data
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2021-12-07 - be explained in part by the credit assessment and other differences in the risk tolerance that our data
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Published 2022-07-08 - Finansinspektionen has analysed whether loyal policyholders pay higher premiums for the three non-life insurance products that are most important for…
Published 2021-06-10 - Therefore, micro data on household debt, assets and consumption are important inputs when assessing macroeconomic
Published 2025-03-24 - FI’s data indicates that many mortgagors hold a small amount of assets, at least with the same bank where
Published 2022-04-28 - study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2021-03-18 - Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…
Published 2024-11-07 - An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to…
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
FI Analysis No. 40: Winners and losers in the trading of meme stocks
Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
Published 2021-06-18 - FI has analysed and compared information that firms under FI’s money laundering supervision reported to the authority during the years 2018-2021. The analysis…
FI Supervision Report 23: Observations from anti-money laundering reporting
Published 2021-03-18 - The most efficient way to achieve this is by raising the cost of emissions compared to today. … One way is for firms to already incorporate in their internal processes a higher price than the market
Published 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
Published 2023-03-28 - Many forecasters predicted that an economic downturn was on its way.
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…