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Published 2025-06-25 - This section contains statistical data on key aspects of the implementation of the prudential framework in Sweden. For an overview regarding statistical data…
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2025-06-13 - Finansinspektionen has published a memorandum clarifying its expectations on banks’ application of internal models to calculate capital requirements for…
Published 2021-02-22 - FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of…
FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
Published 2025-06-25 - This section contains information concerning national laws, regulations and administrative rules adopted in Sweden in the field of prudential supervision.
Published 2025-06-25 - This section contains information concerning the general criteria and methodologies used in the supervisory review and evaluation process by the Swedish…
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
FI Analysis 29: Why do some borrowers experience payment problems?
Published 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
Updated approach to assessing Pillar 2 guidance for Swedish banks
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
FI Analysis No. 40: Winners and losers in the trading of meme stocks
Published 2018-08-14 - The European Commission has decided not to propose to the European Council a rejection of Finansinspektionen’s proposal to change the method for the…
Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
Published 2021-10-06 - Cash is not necessary for children to understand the value of money. This is the outcome of a study by KTH Royal Institute of Technology that was commissioned…
Published 2021-08-02 - The five largest Swedish banks are resilient and have the ability to withstand a sharp deterioration in market conditions, based on the stress test conducted…
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2020-11-20 - FI has decided to change the application of capital requirements for Swedish banks in order to adapt to the EU’s so-called banking package.
Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2020-11-26 - Finansinspektionen (FI) presents in this memorandum a stress test of the Swedish banks that we conducted in the autumn of 2020. The results indicate that the…
Macro-based stress test of Swedish banks: results and methodology, autumn 2020
Published 2021-05-31 - FI has decided on a general approach to assess the size of a bank’s so-called Pillar 2 guidance. The approach is based on a two-step assessment that starts…
Decision memondarum: General approach to assessing Pillar 2 guidance for Swedish banks
FI proposes approach to assess Pillar 2 guidance for Swedish banks
FI has decided on a change in the application of banks’ capital requirements
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
Published 2021-12-07 - There are different types of lenders. They offer different types of loans, and their risk tolerance varies. The risk tolerance is evident in their business…
Published 2022-04-08 - The data and methods available for measuring climate-related transition risks are under development. There is a lot of work going on in this area, in the…
Transition risks in the banks' loan portfolios – an application of PACTA
Published 2017-04-20 - This year’s supervision report describes, at an overarching level, the Swedish banking system, how FI works with supervision and a number of topical risk…
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
Published 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2020-11-18 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This…
Comission Decision of 12.11.2020
Opinion of the European Systemic Risk Board of 14 October 2020
Published 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
did you mean way 0821 1309 0400 info harga plafon gypsum klasik modern terpercaya rawalumbu korta bekasi ?
Published 2025-06-25 - This section contains statistical data on key aspects of the implementation of the prudential framework in Sweden. For an overview regarding statistical data…
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2025-06-13 - Finansinspektionen has published a memorandum clarifying its expectations on banks’ application of internal models to calculate capital requirements for…
Published 2021-02-22 - FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of…
FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
Published 2025-06-25 - This section contains information concerning national laws, regulations and administrative rules adopted in Sweden in the field of prudential supervision.
Published 2025-06-25 - This section contains information concerning the general criteria and methodologies used in the supervisory review and evaluation process by the Swedish…
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
FI Analysis 29: Why do some borrowers experience payment problems?
Published 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
Updated approach to assessing Pillar 2 guidance for Swedish banks
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
FI Analysis No. 40: Winners and losers in the trading of meme stocks
Published 2018-08-14 - The European Commission has decided not to propose to the European Council a rejection of Finansinspektionen’s proposal to change the method for the…
Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
Published 2021-10-06 - Cash is not necessary for children to understand the value of money. This is the outcome of a study by KTH Royal Institute of Technology that was commissioned…
Published 2021-08-02 - The five largest Swedish banks are resilient and have the ability to withstand a sharp deterioration in market conditions, based on the stress test conducted…
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2020-11-20 - FI has decided to change the application of capital requirements for Swedish banks in order to adapt to the EU’s so-called banking package.
Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2020-11-26 - Finansinspektionen (FI) presents in this memorandum a stress test of the Swedish banks that we conducted in the autumn of 2020. The results indicate that the…
Macro-based stress test of Swedish banks: results and methodology, autumn 2020
Published 2021-05-31 - FI has decided on a general approach to assess the size of a bank’s so-called Pillar 2 guidance. The approach is based on a two-step assessment that starts…
Decision memondarum: General approach to assessing Pillar 2 guidance for Swedish banks
FI proposes approach to assess Pillar 2 guidance for Swedish banks
FI has decided on a change in the application of banks’ capital requirements
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
Published 2021-12-07 - There are different types of lenders. They offer different types of loans, and their risk tolerance varies. The risk tolerance is evident in their business…
Published 2022-04-08 - The data and methods available for measuring climate-related transition risks are under development. There is a lot of work going on in this area, in the…
Transition risks in the banks' loan portfolios – an application of PACTA
Published 2017-04-20 - This year’s supervision report describes, at an overarching level, the Swedish banking system, how FI works with supervision and a number of topical risk…
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
Published 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2020-11-18 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This…
Comission Decision of 12.11.2020
Opinion of the European Systemic Risk Board of 14 October 2020
Published 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.