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												FI Analysis 14: Reference rates are changing- Bank
- Insurance
- Markets
- Published
- Reports
- BMR
 Published 2018-11-29 - The framework for STIBOR allows the panel banks to apply some discretionary assessments. 
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												Two expert reports on macroprudential policy measures- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
 Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the… 
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												Stability in the Financial System (2021:2)- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Coronavirus
 Published 2021-11-23 - Sweden’s economy has largely recovered and there is good access to financing in the financial system. The Riksbank should therefore begin the phase-out of… 
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												Options and national discretions- Markets
 Published 2025-06-26 - This section contains information concerning how options and national discretions embedded in Directive (EU) 2019/2034 and Regulation (EU) 2019/2033 are… 
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												Rules and guidance- Markets
 Published 2025-06-25 - This section contains information concerning national laws, regulations and administrative rules adopted in Sweden in the field of prudential supervision. 
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												Cyber threats and financial stability – FI’s roll and assignments- Bank
- Insurance
- Markets
- Published
- Reports
 Published 2021-03-04 - In recent years, a number of legislative proposals and other initiatives have been presented to strengthen the financial sector’s resilience to cyberattacks.… 
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														Cyber threats and financial stability – FI’s role and assignments 
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												FI Analysis 18: Swedish risk premia and monetary policy- Markets
- Stability
- Published
- Reports
 Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an… 
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												The Swedish Mortgage Market: Households need to have margins for an uncertain future- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
 Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in… 
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												Consumer Protection Report 2023- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
- Payments
 Published 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud. 
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												FI-analysis 12: The mortgage cap reduced household debt- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes. 
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														FI-analysis 12: Mortgage cap slowed growth of household debt 
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												Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
 Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both… 
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												FATF and other entities- Money laundering
 Published 2024-12-13 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with combating money laundering and terrorist financing.… 
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												FATF and other entities- Markets
 Published 2025-01-03 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with combating money laundering and terrorist financing.… 
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												Banks may now grant amortisation exemption- Bank
- Consumer
- Published
- News
- Mortgage
- Regulations
- Coronavirus
 Published 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant… 
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												Consumer Protection Report 2022- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
 Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer… 
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												Notification- Bank
- Insurance
- Markets
 Published 2025-01-02 - A financial institution that is authorised in another EEA State may conduct financial activities in Sweden if it is within the scope of a relevant EU Single… 
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														Cross-border services in Sweden General Good Rules according to the Insurance Distribution Directive (IDD) Cross-border services in Sweden for institutions for occupational retirement provision 
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												Notification- Bank
- Insurance
- Markets
 Published 2025-01-03 - A financial institution that is authorised in another EEA State may conduct financial activities in Sweden if it is within the scope of a relevant EU Single… 
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														Cross-border services in Sweden General Good Rules according to the Insurance Distribution Directive (IDD) Cross-border services in Sweden for institutions for occupational retirement provision 
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														Cross-border services in Sweden General Good Rules according to the Insurance Distribution Directive (IDD) Cross-border services in Sweden for institutions for occupational retirement provision 
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												Capital requirements of Swedish banks as of Q1 2022- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2022-05-24 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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														Capital requirements for the Swedish banks, first quarter 2022 
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												Personal injury claims handling – a follow-up review- Insurance
- Published
- Reports
 Published 2019-04-11 - Insurance undertakings have taken steps to develop IT systems, customer communication and quality assurance since FI published its previous report on personal… 
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												Stability in the Financial System (2022:1)- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
 Published 2022-05-31 - Interest rates and interest rate expectations have increased in 2022 due to high and rising inflation. One sector that is vulnerable to rising interest rates… 
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												Conclusions from FI’s analysis of personal injury claims handling- Insurance
- Consumer
- Published
- Reports
 Published 2017-12-15 - The outcome of personal injury claims can have a considerable effect on the injured party. Some injured parties do not have confidence for the claims handling… 
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												FI Analysis 21: New liquidity indicators for the fixed-income market- Bank
- Markets
- Published
- Reports
 Published 2020-06-30 - The Swedish fixed-income market – which consists of the bond market, the money market and interest rate derivatives – is important for the government,… 
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														FI Analysis 21: New liquidity indicators for the fixed-income market 
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												The Swedish Mortgage Market (2021)- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for… 
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												Supervisory review process- Insurance
 Published 2025-02-27 - FI´s supervision process adopts a forward-looking approach and applies a risk-based methodology. 
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														Supervisory objectives, main functions and activity (2025-02-13) 
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												The Swedish Mortgage Market 2014- Published
- Reports
 Published 2014-04-10 - A smoothly functioning credit market is fundamental to the ability of modest-wealth households to purchase a home. However, high indebtedness carries a risk… 
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												FI Analysis No. 33: Household debt and resilience- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
 Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in… 
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												FI’s approach to setting the countercyclical capital buffer- Bank
- Stability
- Published
- Memos & decisions
- Countercyclical buffer
 Published 2021-03-22 - In a new memorandum, Finansinspektionen describes the general principles for the application of the countercyclical capital buffer. 
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														Memorandum: Finansinspektionen's approach to setting the countercyclical capital buffer