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• Investor alert: Harden-Krause Private Equity Ltd

  Published 2014-01-07 - Read more at Finansinspektionen
• Klas Granlund: Brexit, positive progression not a reason to stop preparations

  • Markets
  • Stability
  • Published
  • Speeches and debate
  • Brexit

  Published 2018-11-23 - At the same time, though, a hard Brexit could create other types of frictions that affect Swedish firms.
• Reminder: what a hard Brexit will entail

  • Bank
  • Insurance
  • Markets
  • Published
  • News
  • Brexit

  Published 2020-12-15 - Reminder: what a hard Brexit will entail
• Consequences of Brexit for the Swedish financial market

  • Bank
  • Insurance
  • Markets
  • Published
  • Reports
  • Brexit

  Published 2018-06-21 - scenario in which the UK leaves the EU without the future relationship between them clearly defined and the UK becomes a third country among others (a hard

• Report: Consequences of Brexit for the Swedish Financial Market

  derivatives clearing will become hard to access.
• FI’s Use of Macroprudential Tools

  • Stability
  • Published
  • Reports

  Published 2018-10-18 - A reduced mortgage cap would have hit the youngest households hard.

• Report: FI’s Use of Macroprudential Tools

  A reduced mortgage cap would have hit the youngest households hard.
• Borrower-based measures following high inflation and rising interest rates

  • Bank
  • Published
  • Reports
  • Mortgage

  Published 2022-11-11 - Individual mortgage holders could also be hit hard by economic developments going forward.

• Report: Borrower-based measures following high inflation and rising interest rates

  had room for liquid savings.
• Stability in the Financial System (2021:1)

  • Bank
  • Insurance
  • Markets
  • Stability
  • Published
  • Reports
  • Coronavirus

  Published 2021-06-01 - However, fiscal policy measures that target sectors hit hard by the crisis should not be withdrawn too early since this could slow the economic recovery

• Stability in the Financial System 2021:1

  Report: Liquidity tools in UCITS and special funds
• Erik Thedéen: The private sector can and should take the chance to speed up the transition

  • Markets
  • Stability
  • Published
  • Speeches and debate
  • Sustainability

  Published 2021-04-23 - This makes it hard to compare information and increases the risk of greenwashing. … And it enables investors to identify activities that may have a hard time managing a transition.
• FI Analysis 9: Households’ interest rate adjustment periods – an economic vulnerability?

  • Bank
  • Stability
  • Published
  • Reports
  • Mortgage

  Published 2017-03-13 - On the other hand, high interest rate sensitivity could mean that households would be particularly hard-hit if interest rates rose without a parallel increase

• FI Analysis 9: Households’ interest rate adjustment periods – an economic vulnerability?

  On the one hand, interest rates usually follow household income.
• New Rules for Notification of Changes in major shareholdings

  • Markets
  • Published
  • Reporting
  • News

  Published 2016-02-01 - This will make it harder for issuers to avoid supervision by refraining from making an active choice about the home member state to which they belong in
• FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?

  • Bank
  • Stability
  • Published
  • Reports

  Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…

• FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?

  had issued credit notes backed by copper coins that it could not cover.
• FI proposes enhanced preventive work in efforts to prevent investment fraud

  • Consumer
  • Published
  • Reports
  • Frauds

  Published 2024-11-07 - An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to…

• Report: Preventing Investment Fraud

  became apparent that they had fallen victim to investment fraud with the justification that they had contributed to money laundering.
• Insurance companies handle some traffic injuries too slowly

  • Markets
  • Published
  • Reports

  Published 2007-10-30 - Written share offers not covered by prospectus rules improved slightly over the past year. The information contained in these offers is generally still of low…

• Report: Unregulated offers on the stock market – Follow-up 1 (2007:17)

  investors, find it harder to ask the right questions and place the proper demands on the companies.
• Consumer protection on the financial market

  • Consumer
  • Published
  • Reports

  Published 2014-05-15 - Consumers on the financial market face a series of challenges and problems. For example, many savings products are complex, advice is often poor and…

• Report: Consumer protection on the financial market

  Furthermore, the fi rm had not informed its customers of the remuneration it had received from other fi rms.
• Where to Go after the Lamfalussy Report? (2001:8)

  • Markets
  • Published
  • Reports

  Published 2001-12-20 - Financial securities market regulation is subject to increasingly rapid reforms. Despite the political interest in different forms of reforms, economic…

• Report: Where to go after the Lamfalussy Report

  The scope of the effect is also at hand.
• The stability of the Swedish financial sector (2005:10) - a summary

  • Stability
  • Published
  • Reports

  Published 2005-10-18 - Looking at the official reports, the Swedish life-insurers, previously severely hit by declining equity prices and interest rates, have improved their…

• The stability of the Swedish financial sector (2005:10) - a summary

  growing market for mortgage lending and a very low level of credit losses – in fact, in mid-2005 the Swedish banking sector, taken as an aggregate, had
• FI Analysis No. 33: Household debt and resilience

  • Bank
  • Consumer
  • Stability
  • Published
  • Reports
  • Mortgage
  • Borrow

  Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…

• FI Analysis No. 33: Household debt and resilience

  Shedding light on what is driving this link is hard.
• Martin Andersson: One year with the new macroprudential policy

  • Stability
  • Published
  • Speeches and debate

  Published 2015-02-19 - FI:s Director general held the speech One year with the new macroprudential policy at Centre for Business and Policy Studies/Finance panel on 19 februar 2015.

• Martin Andersson: One year with the new macroprudential policy

  The financial system was much more fragile than people had thought.
• FATF and other entities

  • Markets

  Published 2025-01-03 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with combating money laundering and terrorist financing.…

• Financial activities linked to persons from Sweden and Denmark who joined terrorist groups in Syria and Iraq during the period 2013–2016

  According to the Swedish Security Service, 250 Swedish citizens had  travelled to the area up to November 2014, and only an additional 30 had travelled
• FATF and other entities

  • Payments

  Published 2025-01-28 -

• Financial activities linked to persons from Sweden and Denmark who joined terrorist groups in Syria and Iraq during the period 2013–2016

  According to the Swedish Security Service, 250 Swedish citizens had  travelled to the area up to November 2014, and only an additional 30 had travelled
• FATF and other entities

  • Money laundering

  Published 2024-12-13 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with combating money laundering and terrorist financing.…

• Financial activities linked to persons from Sweden and Denmark who joined terrorist groups in Syria and Iraq during the period 2013–2016

  According to the Swedish Security Service, 250 Swedish citizens had  travelled to the area up to November 2014, and only an additional 30 had travelled
• FATF and other entities

  • Insurance

  Published 2025-01-16 -

• Financial activities linked to persons from Sweden and Denmark who joined terrorist groups in Syria and Iraq during the period 2013–2016

  According to the Swedish Security Service, 250 Swedish citizens had  travelled to the area up to November 2014, and only an additional 30 had travelled
• Risks in the financial system 2012

  • Bank
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  • Markets
  • Stability
  • Published
  • Reports

  Published 2012-11-08 - Finansinspektionen’s (FI’s) 2012 risk report 2012 continues to focus on unease on financial markets, where the greatest risk to the Swedish financial system…

• Report: Risks in the financial system 2012

  Memo: Finansinspektionen stress tests major Swedish banks
• Erik Thedéen: Climate and sustainability in focus at FI

  • Bank
  • Insurance
  • Markets
  • Money laundering
  • Stability
  • Published
  • About FI
  • Speeches and debate
  • Sustainability

  Published 2019-09-10 - FI’s Director General spoke today at the Finansdagen conference in Stockholm.

• The full version of the speech: Climate and sustainability in focus at FI

  When the wall came down in 1989, it became clear that countries that had chosen market economy systems had been more successful than countries with centrally
• Martin Andersson: Finansinspektionen and macroprudential policy

  • Stability
  • Published
  • Speeches and debate

  Published 2015-03-18 - FI:s Director general Martin Andersson held the speech Finansinspektionen and macroprudential policy at Affärsvärldens Bank och Finans Outlook on 18 march…

• Martin Andersson: Finansinspektionen and macroprudential policy

  So on the one hand, a too low level of construction has pushed up housing prices and thereby the debt-to-income ratio, but on the other hand increased
• Supervision Report 2012

  • Bank
  • Insurance
  • Markets
  • Consumer
  • Published
  • Reports

  Published 2012-05-24 - The issues presented in this year’s Supervision Report stem from the work on financial consumer protection, financial stability and the requirements on…

• Supervision Report 2012

  The most serious was that the company had had problems in reaching the statutory solvency ratio, and had failed to reach it on several occasions.
• Two expert reports on macroprudential policy measures

  • Bank
  • Consumer
  • Stability
  • Published
  • Reports
  • Mortgage
  • Borrow

  Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…

• Jesper Rangvid: Effects of borrower-based measures

  LTV restrictions in December 2016, 15 out of 36 countries had DSTI restrictions and 18 out of 36 countries had other credit restrictions.

  J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs

  In other words, the additional affordability test had only a limited effect.
• Households’ finances and financial literacy 2020

  • Consumer
  • Published
  • News
  • Financial Literacy

  Published 2020-12-21 - Single-adult households with children continue to have a more difficult financial situation than other households. FI has measured households’ financial…

• Report: Households' Finances 2020 (in Swedish)

  Memorandum: Households' finances and financial literacy

  Underlying data (in Swedish)
• FI Analysis 26: Macro-based credit loss model for major Swedish banks

  • Bank
  • Stability
  • Published
  • Reports
  • Mortgage
  • Coronavirus

  Published 2020-11-24 - Large credit losses can result in otherwise profitable banks reporting a loss. This FI Analysis describes a methodology for estimating how large credit losses…

• FI Analysis No 26: Macro-based credit loss model for major Swedish banks

  had 26 per cent.
• Karin Lundberg: Finansinspektionen’s view on capital and distributions

  • Bank
  • Capital requirements
  • Stability
  • Published
  • Speeches and debate
  • Countercyclical buffer
  • Coronavirus

  Published 2021-09-02 - Karin Lundberg, Executive Director of Banking, talked about Finansinspektionen’s view on capital and distributions in a speech at the  UBS Annual Nordic…

• Speech: Finansinspektionen’s view on capital and distributions

  Presentation: Finansinspektionen’sview on capital and distributions