Capital requirements for Swedish banks as of Q1 2025

The capital requirements are published in order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2. Pillar 2 is a collective term for the rules that govern the firms' internal capital assessments and Finansinspektionen's supervisory review and evaluation process, of which Finansinspektionen's capital assessment forms an integral part. 

The capital requirements are published for Sweden's three major banks, Handelsbanken, SEB and Swedbank, as well as Länsförsäkringar, Klarna, Kommuninvest, Svensk Exportkredit (SEK), SBAB, Avanza and Nordnet.

Finansinspektionen is publishing the capital requirements for Q1 2025 somewhat later than usual because the European Banking Authority (EBA) has extended the time that banks have to report their capital adequacy reports to FI. The reason for the extension is that the changes to the Capital Requirements Regulation (CRR3) have entered into force on 1 January 2025 and have resulted in new and changed reporting templates.