Your search for "new" resulted in 514 hits
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FI-tillsyn 34: Banker kan förbättra sin hantering av operativa risker
- Bank
- Stability
- Published
- Reports
- In-depth analysis
Published 2026-02-06 - Banker och kreditmarknadsbolag har processer och rutiner för att hantera sina operativa risker, men de kan vidta ytterligare åtgärder för att minska riskerna.…
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FI-tillsyn 34: Banker kan förbättra sin hantering av operativa risker
Men fler än de två företag som har svarat nekande förefaller inte ha sådana dedikerade resurser.
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Majoriteten sparar hos storbanker – trots högre avgifter
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Funds
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Published 2025-12-01 - Storbankernas kunder betalar oftare mer i fondavgifter, ändå sker 85 procent av det privata sparandet via storbankerna. Det visar Finansinspektionens nya…
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Avgifter och distribution på den svenska fondmarknaden
Som andelsägare är det bra att ha i åtanke att vissa fonder även kan ta ut prestationsbaserad avgift när marknaden går ned.
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
- Bank
- Stability
- Published
- Reports
- Financial Reporting
Published 2025-11-27 - This is the conclusion of a new analysis by Finansinspektionen (FI) of how banks’ credit losses could be impacted by a macroeconomic shock.
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
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FI Analysis 51: A model for households’ housing choices
- Consumer
- Published
- Reports
- Mortgage
Published 2025-11-27 - This is evident in a new model that Finansinspektionen (FI) has developed.
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FI Analysis 51: A model for households’ housing choices
The analysis covers only a subset of new mortgagors, and the model relies on a number of specific assumptions.
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Stability in the Financial System (2025:2)
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
- Payments
Published 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2)
assets (net worth).
Note: Index based on measurement of news articles that mention trade policy uncertainty.
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Stabilitetsrapport 2025:2: Återhämtning i sikte, men det osäkra omvärldsläget kräver god motståndskraft
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
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Published 2025-11-26 - Under 2025 har stämningsläget bland hushåll och företag gradvis förbättrats. Samtidigt kvarstår en hög osäkerhet i omvärlden, och risktagandet på finansiella…
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Stabiliteten i det finansiella systemet 2025:2
FI Analys 51: En modell för hushållens bostadsval
FI-analys 52: Stresstest av bankernas utlåning till icke-finansiella företag
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FI-analys 52: Stresstest av bankernas utlåning till icke-finansiella företag
- Bank
- Stability
- Published
- Reports
- Financial Reporting
Published 2025-11-26 - Fastighetsföretagen utgör den största enskilda risken för kreditförluster för bankerna i ett stressat scenario. Men andra branscher bidrar i ett sådant…
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FI-analys 52: Stresstest av bankernas utlåning till icke-finansiella företag
Men för företag kan skulder skrivas ned om företaget går i konkurs, vilket är vanligare.
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Swedish Consumer Credit
- Bank
- Consumer
- Published
- Reports
- Consumer
- Borrow
Published 2025-11-17 - New unsecured loans decreased from SEK 8 billion per month in 2022 to SEK 5 billion in 2024. … During 2025, new consumer credit regulations entered into force.
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Svårt att klara sig utan betalkonto – bankerna behöver fortsätta förbättra sitt arbete
- Bank
- Consumer
- Published
- Reports
- Proposals for New Regulatory Code
- Payments
- Pay
Published 2025-10-07 - Att inte ha tillgång till ett betalkonto innebär stora problem i vardagen. Bankerna behöver fortsätta förbättringsarbetet för att konsumenters tillgång till…
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Uppföljning av bankernas arbete med rätten till betalkonto
Nekade och avslutade betalkonton Antal Nekade betalkonto Avslutade betalkonton 2023 941 60 851 2024 1 618 52 400 Källa: FI. Anm.
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FI Analysis 46: Poor profitability for consumers from autocalls
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-09-01 - In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls.
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FI Analysis 46: Poor profitability for consumers from autocalls (Summary)
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FI-analys 50: Konsumenter tar mindre risker i oroliga tider
- Markets
- Consumer
- Stability
- Published
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- Consumer
Published 2025-08-13 - Konsumenter har valt att minska risken i sitt aktiesparande under det senaste året. Risktagandet tenderar dock att öka kraftigt när börsen går upp. Det…
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FI-analys 50: Risktagandeindex – ett sätt att studera spararnas risktagande över tid
New York: Morgan Guaranty Trust Company.
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FI Analysis 49: Increased concentration in trading on the Swedish bond markets
- Markets
- Stability
- Published
- News
- Reports
Published 2025-07-23 - This is the conclusion of a new analysis by Finansinspektionen (FI).
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FI Analysis No. 49 Summary - Increased concentration in trading on the Swedish bond markets
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FI-analys 49: Ökad koncentration i handeln på obligationsmarknaderna
- Markets
- Stability
- Published
- News
- Reports
Published 2025-07-07 - Omsättningen och antalet aktörer på obligationsmarknaderna har minskat de senaste åren. Handeln med statsobligationer har blivit mer koncentrerad till ett…
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FI-analys nr 49: Ökad koncentration i handeln på obligationsmarknaderna
Shedding light on dark markets: First insights from the new EU-wide OTC derivatives dataset. ESRB Occasional Paper Series 10, 1–32.
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1)
Note: Refers to new issues and tap issues of bonds in SEK for CRE firms.
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Consumer
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- Frauds
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- Consumer
- Insure
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Published 2025-04-30 - As the financial market becomes increasingly digitalised, new consumer risks are emerging. … New trends appear all the time, but as a consumer it is often a good idea to stay cool and not make hasty decisions.
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Consumer Protection Report 2025 Summary
FI arbetar för att regelbundet kunna följa upp utvecklingen av antalet nekade och avslutade konton över tid.
Konsumentskyddsrapport 2025 (Swedish)
In addition, we describe our view on the need for new rules to strengthen consumer protection.
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Konsumentskyddsrapport 2025: Digitalisering och virala trender skapar risker för konsumenter på finansmarknaden
- Consumer
- Published
- Reports
- Frauds
- Save
- Consumer
- Insure
- Pay
- Borrow
Published 2025-04-23 - Oseriösa investeringsråd från AI eller finfluencers, och löften om snabba vinster från kryptohandel. Det är exempel på konsumentskyddsrisker som har vuxit…
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FI arbetar för att regelbundet kunna följa upp utvecklingen av antalet nekade och avslutade konton över tid.
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The average size of the new mortgage in the sample increased for the first time since 2021. … Compared to in 2023, new mortgagors used a smaller portion of their disposable income on mortgages, but the costs for mortgages continue to be higher than
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Report: The Swedish Mortgage Market 2024
FINANSINSPEKTIONEN The Swedish Mortgage Market Sample of new borrowers 7 New mortgages does not only include new mortgages taken for the purchase
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Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
Note: New (net) savings in savings accounts, funds and shares during the year.
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How FI reviews money laundering risks in the financial sector in 2025
- Bank
- Insurance
- Markets
- Money laundering
- Published
- News
- Reports
- Payments
Published 2025-03-10 - There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority…
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Consumer
- Stability
- Published
- News
- Reports
- Consumer
- Borrow
Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per … These are the conclusions of a new analysis conducted by Finansinspektionen (FI) and the Swedish Enforcement Authority.
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At the same time, their new debts were 51 per cent larger.
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stability
- Published
- Reports
Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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Two days after Silicon Valley Bank, Signature Bank of New York also failed.
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FI Supervision 30: The banks can strengthen their sanction screening
- Bank
- Money laundering
- Published
- Reports
- In-depth analysis
- Payments
Published 2024-12-09 - FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use…
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In depth analysis on sanction screening
The test data was not structured in the manner necessary to register all of the names listed in the test file as new customers; for example, the first
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. … At the same time, the work to manage the risks accompanying the new technology is lagging behind.
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Report: AI in the Swedish financial sector
This makes it challenging for the firms to quickly develop new AI solutions.
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AI allt vanligare i finanssektorn men riskhanteringen släpar efter
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - Den nya generativa AI-tekniken har fått en snabb och bred spridning inom den svenska finanssektorn. Samtidigt tenderar arbetet med att hantera riskerna som…
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Rapport: AI-användningen i den svenska finanssektorn
En betydande del 41% 27% 30% 2% Ja Nej, men vi planerar att ta fram en policy Nej Vet inte FINANSINSPEKTIONEN AI-användningen i den svenska
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FI-analys 47: Låg risk för en omfattande uttagsanstormning i det svenska banksystemet
- Bank
- Stability
- Published
- Reports
Published 2024-11-22 - Den svenska banksektorn har relativt hög motståndskraft avseende de faktorer som orsakade bankoron 2023, då ett flertal banker gick omkull. I de fall svenska…
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FI-analys nr 47: Bankoron 2023 – kan det som hände i USA och Schweiz hända i Sverige?
Två dagar efter Silicon Valley Bank fallerade även Signature Bank of New York.
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - New regulations pending One key step in strengthening the resilience of financial firms is the DORA regulation, which enters into force in January next
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Stability in the Financial System (2024:2)
Several of the banks have compensated for this through an improvement in net commission income and net financial income, at least in recent quarters.
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Stabiliteten i det finansiella systemet (2024:2): Bättre utsikter, men risk för bakslag
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - Läget för den finansiella stabiliteten har förbättrats något under det senaste halvåret. Sverige befinner sig fortsatt i en lågkonjunktur men sjunkande räntor…
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Stabiliteten i det finansiella systemet 2024:2
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FI proposes enhanced preventive work in efforts to prevent investment fraud
- Consumer
- Published
- Reports
- Frauds
Published 2024-11-07 - Fraudsters are persistent in their contact During Q3 2024, FI issued warnings for 2,146 new businesses and websites. … "If you have ever fallen victim to a fraud, you need to be particularly vigilant about anyone who contacts you with new offers or pretends to want to help
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Report: Preventing Investment Fraud
The work to prevent fraud is thus ongoing and never ends; it needs continuous progression.
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Jesper Rangvid: Effects of borrower-based measures
in Estonia are subject to a DSTI limit of not more than 50% of borrower’s net income for new housing loans.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
The analysis compares new mortgages in 2016-17, i.e.
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Två expertrapporter om makrotillsynsåtgärder
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amorteringskrav, skuldkvoter och tak för belåningsgrad är verktyg för makrotillsyn i Sverige och många andra länder. Men vilka är de potentiella effekterna av…
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Jesper Rangvid: Effects of borrower-based measures
in Estonia are subject to a DSTI limit of not more than 50% of borrower’s net income for new housing loans.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
The analysis compares new mortgages in 2016-17, i.e.
