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												European Commission approves FI’s extension of the risk-weight floors- Bank
- Capital requirements
- Published
- News
 Published 2025-06-27 - The European Commission has announced that it does not object to FI's intention to extend the current risk weight floors for Swedish mortgages and commercial… 
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														Commission Decision of 24.06.2025: RRE 
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												Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market- Consumer
- Published
- Reports
- Frauds
- Save
- Consumer
- Insure
- Pay
- Borrow
 Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that… 
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												FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- ESRB
 Published 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor… 
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														•Notification of intended extension to be taken under Article 458 (CRE) •Notification of intended extension to be taken under Article 458 (RRE) 
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												The Swedish Mortgage Market: Households need to have margins for an uncertain future- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
 Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in… 
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												Household savings in Sweden- Consumer
- Published
- Reports
- Save
- Consumer
 Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,… 
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												Notification by foreign UCITS regarding marketing of units in the undertaking in Sweden- Markets
 Published 2025-03-06 - A foreign UCITS which is domiciled within the EEA and has such authorisation in its home state as set out in 2009/65/EC of the European Parliament and of the… 
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												FI is publishing banks’ effective capital headroom- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2025-02-28 - Starting today, FI will now publish banks’ effective CET 1 capital headroom every quarter. This will show how much of the banks’ buffer is available to cover… 
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												Capital requirements for Swedish banks as of Q4 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2025-02-28 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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												FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority- Consumer
- Stability
- Published
- News
- Reports
- Consumer
- Borrow
 Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per… 
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												FI Supervision 30: The banks can strengthen their sanction screening- Bank
- Money laundering
- Published
- Reports
- In-depth analysis
- Payments
 Published 2024-12-09 - FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use… 
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												AI increasingly common in the financial sector, but risk management is lagging behind- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
 Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks… 
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												Updated Q&A on reporting under the Anti-Money Laundering Act- Bank
- Insurance
- Markets
- Money laundering
- Published
- Reporting
- News
- Payments
 Published 2024-12-02 - As we approach the starting point for the 2025 periodic reporting under the Anti-Money Laundering Act, a number of new questions have arisen. We have… 
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														FAQs – periodic reporting in accordance with the Anti-Money Laundering Act 
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												Capital requirements for Swedish banks as of Q3 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2024-11-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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														Capital requirements for the Swedish banks, third quarter 2024 
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												Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
 Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate… 
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												FI proposes enhanced preventive work in efforts to prevent investment fraud- Consumer
- Published
- Reports
- Frauds
 Published 2024-11-07 - An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to… 
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												Financial education continues to be important for strengthening consumers- Consumer
- Published
- News
- Financial Literacy
- Consumer
 Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how… 
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												Two expert reports on macroprudential policy measures- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
 Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the… 
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												Regulations amending Finansinspektionen’s regulations (FFFS 2018:10) regarding insurance distribution
													- Bank
- Insurance
- Markets
- Banking and lending services
- Insurance undertakings
- Insurance intermediaries
- Securities institutions
- Occupational Pension Companies
 Regulations amending Finansinspektionen’s regulations (FFFS 2018:10) regarding insurance distribution 
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												Capital requirements for Swedish banks as of Q2 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2024-08-23 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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												Fraud prevention in payment services- Bank
- Consumer
- Published
- News
- Reports
- Frauds
- Payments
- Consumer
- Pay
 Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in… 
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												Interest rate puts pressure on indebted households- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
 Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new… 
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												FI Analysis 45: High risks in small and mid-sized commercial real estate firms- Bank
- Stability
- Published
- Reports
 Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them… 
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														FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms 
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												Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
 Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both… 
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												Capital requirements of Swedish banks as of Q1 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2024-05-24 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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														Capital requirements for the Swedish banks, first quarter 2024 
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												FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
 Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market… 
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														FI Analysis 44: Swedish Retail Trading in Cryptocertificates 
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												Firms continue to offer consumers unsuitable products- Consumer
- Published
- News
- Reports
- Cryptoassets
- Save
- Consumer
- Insure
- Pay
- Borrow
 Published 2024-05-08 - When a customer chooses one product over another, the distributor can receive as much as ten times more 
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												FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account- Markets
- Consumer
- Published
- Reports
- Sustainability
- In-depth analysis
 Published 2024-03-28 - Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to… 
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														FI Supervision 29: Sustainable advice is a challenge for firms 
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												FI Analysis No. 42: Gender differences in investment behaviour- Bank
- Markets
- Consumer
- Published
- News
- Reports
 Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which… 
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														FI Analysis No. 42: Gender differences in investment behaviour 
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												Capital requirements of Swedish banks as of Q4 2023- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2024-02-23 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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														Capital requirements for the Swedish banks, fourth quarter 2023 
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												FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden- Stability
- Published
- Reports
 Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise. 
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														FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden