Your search for "WA 0821 1305 0400 Estimasi Biaya Pembuatan Plafon PVC Exterior Terpercaya Taman Sari Jakarta Barat" resulted in 242 hits
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
- Stability
- Published
- Reports
Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
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Is there a need for supplementary and gadget insurance?
- Insurance
- Consumer
- Published
- Reports
Published 2023-02-20 - Consumers’ need for supplementary insurance differs by age. Younger consumers have a greater need for this type of insurance, while older consumers often have…
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Report: Is there a need for add-on cover and gadget insurance?
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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FI Analysis 22: Fewer high-cost short-term credits after new rules
- Bank
- Consumer
- Published
- Reports
- Borrow
Published 2020-10-01 - After the provisions regarding high-cost short-term credits were changed in 2018 – in part by introducing an interest rate ceiling and cost ceiling – these…
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FI Analysis 22: Fewer high-cost short-term credits after new rules
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FI Analysis 21: New liquidity indicators for the fixed-income market
- Bank
- Markets
- Published
- Reports
Published 2020-06-30 - The Swedish fixed-income market – which consists of the bond market, the money market and interest rate derivatives – is important for the government,…
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FI Analysis 21: New liquidity indicators for the fixed-income market
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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FI Analysis No 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
- Bank
- Stability
- Published
- Reports
Published 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
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FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
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The Swedish Mortgage Market 2023
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
- Bank
- Markets
- Stability
- Published
- Reports
Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
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FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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FI Analysis 20: Fewer home equity withdrawals after amortisation requirements
- Bank
- Stability
- Published
- Reports
- Mortgage
Published 2019-12-17 - This FI Analysis shows that households’ tendency to use mortgages for purchases other than buying a home decreased following the amortisation requirements.
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FI Analysis 20: Fewer home equity withdrawals after amortisation requirements
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FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2019-03-27 - Under FI's stricter amortisation requirement, which went into effect on 1 March 2018, new mortgagors with debt in excess of 450 per cent of gross income must…
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FI Analysis No 17: Fewer vulnerable housholds after stricter amortisation requirement
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FI Analysis 28: Liquid assets of Swedish households
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2021-01-21 - Aggregate statistics indicate that Swedish households are holding significant assets in the form of cash, bank savings, fund shares and securities. The…
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FI-analysis 12: The mortgage cap reduced household debt
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes.
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FI-analysis 12: Mortgage cap slowed growth of household debt
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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FI Analysis 26: Macro-based credit loss model for major Swedish banks
- Bank
- Stability
- Published
- Reports
- Mortgage
- Coronavirus
Published 2020-11-24 - Large credit losses can result in otherwise profitable banks reporting a loss. This FI Analysis describes a methodology for estimating how large credit losses…
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FI Analysis No 26: Macro-based credit loss model for major Swedish banks
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FI Analysis 25: Interest rate deductions and households’ loans
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
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FI Analysis 25: Interest rate deductions and households’ loans
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FI Analysis 24: Stress test of bank lending to commercial real estate firms
- Bank
- Stability
- Published
- Reports
Published 2020-11-11 - This FI Analysis describes the stress test FI used to analyse how the commercial real estate firms' financial position, and the banks' related credit risks, can be affected by a negative macroeconomic development.
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FI Analysis 24: Stress test of bank lending to commercial real estate firms
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Stability in the Financial System
- Stability
- Published
- Reports
Published 2016-12-01 - The Swedish economy is strong, but the consequences for financial stability from the combination of rising resource utilisation and very low interest rates…
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Roadmap for sustainable finance
- Bank
- Insurance
- Markets
- Stability
- Published
- About FI
- Reports
- Sustainability
Published 2022-12-13 - In 2019, FI’s overarching mandate was expanded to include a responsibility to ensure that the financial system contributes to sustainable development. FI is…
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FI Analysis 10: Amortisation requirement reduced household debt
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2017-04-06 - This FI Analysis shows that the amortisation requirement has helped households with new mortgages change their behavior. New mortgagors are taking smaller…
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FI Analysis 10: Amortisation requirement reduced household debt
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FI Analysis 19: Young adults and the housing market
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
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FI Analysis 29: Why do some borrowers experience payment problems?
- Consumer
- Published
- Reports
- Borrow
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
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FI Analysis 29: Why do some borrowers experience payment problems?
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Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Fraud prevention in payment services
- Bank
- Consumer
- Published
- News
- Reports
- Frauds
- Payments
- Consumer
- Pay
Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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FI Analysis 15: Do banks still benefit from an expectation of an implicit state guarantee?
- Bank
- Capital requirements
- Stability
- Published
- Reports
Published 2019-01-22 - A new report from Finansinspektionen and the Swedish National Debt Office shows that the value of an implicit state guarantee for the major Swedish banks has…
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FI Analysis 15: The value of an implicit state guarantee for systemic banks
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Borrower-based measures following high inflation and rising interest rates
- Bank
- Published
- Reports
- Mortgage
Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
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Report: Borrower-based measures following high inflation and rising interest rates
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FI Analysis 18: Swedish risk premia and monetary policy
- Markets
- Stability
- Published
- Reports
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
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Sustainability Report 2021 – the climate in focus
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
- Sustainability
Published 2021-03-18 - Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
