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Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Most Swedes hold a small amount of financial assets, while 5 per cent of the population holds approximately
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FI Supervision 27: Non-life insurance undertakings’ product approval processes
- Insurance
- Consumer
- Published
- News
- Reports
Published 2023-09-21 - The process for product approval is central from a consumer protection perspective. It aims to ensure that insurance undertakings focus on consumer interests…
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FI Supervision 27: Non-life insurance undertakings' product approval processes
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Consumer Protection Report 2022
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
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Firms continue to offer consumers unsuitable products
- Consumer
- Published
- News
- Reports
- Cryptoassets
- Save
- Consumer
- Insure
- Pay
- Borrow
Published 2024-05-08 - When a customer chooses one product over another, the distributor can receive as much as ten times more
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - In 2023, this percentage was approximately 5 per cent compared to 9 per cent in 2022.
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - Tenant-owners associations' average loan per m2 was also higher in 2024.
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Stability in the Financial System (2022:2)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
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Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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FI har kartlagt svenskars sparande
- Consumer
- Published
- Reports
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- Consumer
Published 2025-03-24 - Det ekonomiska läget är osäkert. Att ha ett buffertsparande är ett sätt att skydda din ekonomi om du råkar ut för oväntade händelser och utgifter. Men många…
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FI Supervision 20: Distribution of Life Insurance
- Insurance
- Consumer
- Published
- Reports
Published 2020-10-22 - The majority of the distribution on the life insurance market occurs through external distribution channels. It is therefore important for insurance firms to…
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FI-analys nr 44: De flesta har förlorat pengar på att handla med kryptocertifikat
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-16 - Mer än hälften av de svenskar som handlat med kryptocertifikat under de senaste sex åren har förlorat pengar på sin investering. Detta trots att den…
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FI-analys 49: Ökad koncentration i handeln på obligationsmarknaderna
- Markets
- Stability
- Published
- News
- Reports
Published 2025-07-07 - Omsättningen och antalet aktörer på obligationsmarknaderna har minskat de senaste åren. Handeln med statsobligationer har blivit mer koncentrerad till ett…
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FI-analys nr 49: Ökad koncentration i handeln på obligationsmarknaderna
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Stability in the Financial System (2022:1)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-05-31 - FI aims to raise the countercyclical buffer rate to a neutral level of 2 per cent in June in order to
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Consumer Protection Report 2021
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
Published 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
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FI Analysis 45: High risks in small and mid-sized commercial real estate firms
- Bank
- Stability
- Published
- Reports
Published 2024-05-27 - cent, and a decrease in earnings from commercial properties of 15 per cent.
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FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
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Swedish Consumer Credit
- Consumer
- Published
- Reports
- Borrow
Published 2022-12-21 - cent now to 28 per cent in 2023.
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Fraud prevention in payment services
- Bank
- Consumer
- Published
- News
- Reports
- Frauds
- Payments
- Consumer
- Pay
Published 2024-05-31 - represents the largest share of illicitly obtained gains; fraud from account transfers represents 85 per
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Bankbarometern: Svenska bankers nettoresultat fortsätter att öka
- Bank
- Published
- News
- Reports
Published 2025-04-24 - Bankbarometern beskriver det svenska banksystemet och publiceras två gånger per år.
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FI Analysis 29: Why do some borrowers experience payment problems?
- Consumer
- Published
- Reports
- Borrow
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
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FI Analysis 29: Why do some borrowers experience payment problems?
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Consumer Protection Report 2023
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
- Payments
Published 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
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FI Analysis 38: Loans and payment problems among women and men
- Published
- Reports
- Borrow
Published 2023-04-14 - Among borrowers over the age of 45, it is more common for women than men to have a debt registered with the Enforcement Authority. One explanation could be…
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FI Analysis 38: Loans and payment problems among women and men
FI Analysis 32: Loans, Repayment Problems and Debts with the Swedish Enforcement Authority
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Consumer Protection Report 2020
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
Published 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - The majority of the provisions in the regulation go into effect in 2026.
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Consumer
- Stability
- Published
- News
- Reports
- Consumer
- Borrow
Published 2025-02-27 - borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per … This is an increase of around 23 per cent since 2020.
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FI Analysis 28: Liquid assets of Swedish households
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2021-01-21 - The overall value corresponds today to an average of SEK 1 million per household. … We find that a large percentage of households have small liquid assets: approximately 45 per cent of
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Stability in the Financial System (2023:1)
- Bank
- Insurance
- Stability
- Published
- Reports
- Payments
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account
- Markets
- Consumer
- Published
- Reports
- Sustainability
- In-depth analysis
Published 2024-03-28 - Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to…
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FI Supervision 29: Sustainable advice is a challenge for firms