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Erik Thedéen: More active economic policy can strengthen financial stability
- Stability
- Published
- Speeches and debate
Published 2022-04-28 - "FI has a mandate to safeguard financial stability. This means that we are prepared to further enhance resilience in the financial system to manage the…
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Speech: A more active fiscal policy can strengthen financial stability
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FI withdraws authorisation for Intergiro
- Money laundering
- Published
- News
- Payments
Published 2025-06-18 - Finansinspektionen withdraws the authorisation of Intergiro Intl AB (publ) to issue electronic money.
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Omställningsplaner allt viktigare för aktörer på finansmarknaden visar ny internationell rapport
- Markets
- Published
- News
- IOSCO
- Sustainability
Published 2024-11-13 - Internationella organisationen för värdepapperstillsyn, Iosco, har publicerat en rapport som visar på hur upplysningar om företags omställningsplaner kan…
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JM receives a caution and an order to follow financial reporting rules
- Markets
- Published
- Sanctions
- Financial Reporting
Published 2020-05-20 - JM has been in violation of the international financial reporting standard IFRS 10 in its consolidated financial statements for 2017 by not including –…
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Firms continue to offer consumers unsuitable products
- Consumer
- Published
- News
- Reports
- Cryptoassets
- Save
- Consumer
- Insure
- Pay
- Borrow
Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Financial education continues to be important for strengthening consumers
- Consumer
- Published
- News
- Financial Literacy
- Consumer
Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
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Statistical data
- Markets
Published 2025-06-25 - This section contains statistical data on key aspects of the implementation of the prudential framework in Sweden. For an overview regarding statistical data…
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Is there a need for supplementary and gadget insurance?
- Insurance
- Consumer
- Published
- Reports
Published 2023-02-20 - Consumers’ need for supplementary insurance differs by age. Younger consumers have a greater need for this type of insurance, while older consumers often have…
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Report: Is there a need for add-on cover and gadget insurance?
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FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
- Bank
- Markets
- Stability
- Published
- Reports
Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
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FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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FI:s syn på kapitalkrav inför internationella förhandlingar
- Basel
- Capital requirements
- Published
- Speeches and debate
Published 2016-09-08 - Det viktigaste är att värna stabilitet i banksystemet genom riskkänsliga, men samtidigt höga kapitalkrav, säger FI:s generaldirektör Erik Thedéen i ett tal om…
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Capital requirements: A Swedish perspective on the review of the Basel capital standards (eng)
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Finansiell folkbildning fortsatt viktigt för att stärka konsumenter
- Consumer
- Published
- News
- Financial Literacy
- Consumer
Published 2024-09-06 - Många upplever att det är svårt att fatta beslut om sin ekonomi. Majoriteten av svenskarna förstår ekonomiska begrepp men saknar kunskaper om hur det påverkar…
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FI Supervision 30: The banks can strengthen their sanction screening
- Bank
- Money laundering
- Published
- Reports
- In-depth analysis
- Payments
Published 2024-12-09 - FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use…
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Svenska synpunkter på makrotillsynsramverket för banker inom EU
- Bank
- Stability
- Published
- News
Published 2022-03-18 - EU-kommissionen publicerade den 30 november 2021 ett öppet samråd inom ramen för en översyn av makrotillsynsramverket för banker inom EU. Finansinspektionen…
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FI Analysis No. 42: Gender differences in investment behaviour
- Bank
- Markets
- Consumer
- Published
- News
- Reports
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stability
- Published
- Reports
Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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Erik Thedéen: Amorteringar i goda tider ger motståndskraft i kriser
- Bank
- Stability
- Published
- Speeches and debate
- Mortgage
- Coronavirus
Published 2020-11-17 - Erik Thedéen, FI:s generaldirektör, talade idag på Stockholms handelskammares seminarium.
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Consumer Protection Report 2022
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
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Updated approach to assessing Pillar 2 guidance for Swedish banks
- Bank
- Markets
- Capital requirements
- Published
- Memos & decisions
- News
Published 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
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Updated approach to assessing Pillar 2 guidance for Swedish banks
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FI Analysis No. 33: Household debt and resilience
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
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FI Supervision 7: Sustainability perspective in lending to corporates – a follow-up review
- Bank
- Published
- Reports
- Sustainability
Published 2018-11-07 - The banks give greater consideration to sustainability aspects in their lending to corporates. However, FI sees a need for more transparency and comparability…
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Sustainability Perspectives in Lending to Corporates – A Follow-Up Review
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Swedish banking requirements for financial stability should be safeguarded
- Bank
- Capital requirements
- Stability
- Published
- Reports
Published 2017-05-05 - The design of the Swedish regulations for capital adequacy and crisis management is appropriate for reducing … The design of the regulation and the requirements should provide the firms and their stakeholders with
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Report: Interaction between the regulations on capital adequacy and crisis management
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Borrower-based measures following high inflation and rising interest rates
- Bank
- Published
- Reports
- Mortgage
Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
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Report: Borrower-based measures following high inflation and rising interest rates
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How FI will continue to handle the event where a member was declared in default on the commodity market
- Markets
- Stability
- Published
- News
- ESMA
- IOSCO
Published 2019-01-09 - FI is continuing to analyse the event that occurred in September 2018 when a member on the commodity market was declared in default. We describe here several…
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Options and national discretions
- Markets
Published 2025-06-26 - This section contains information concerning how options and national discretions embedded in Directive (EU) 2019/2034 and Regulation (EU) 2019/2033 are…
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FI återkallar tillståndet för Intergiro
- Money laundering
- Published
- News
- Payments
Published 2025-06-18 - Det har inneburit en uppenbar risk för att kriminella har kunnat utnyttja Intergiro för att tv
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Beslut: Återkallelse av tillstånd Intergiro Intl AB
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Consumer Protection Report 2023
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
- Payments
Published 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
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Fortic AB får sanktionsavgift för uteblivna insynsanmälningar
- Published
- Sanctions
Published 2024-06-12 - Fortic AB ska betala en sanktionsavgift på 4 200 000 kr för att ha underlåtit att anmäla transaktioner med aktier i BrandBee Holding AB, transaktioner med…
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FI Supervision Report 23: Observations from anti-money laundering reporting
- Bank
- Insurance
- Markets
- Money laundering
- Published
- Reporting
- Reports
Published 2021-06-18 - FI has analysed and compared information that firms under FI’s money laundering supervision reported to the authority during the years 2018-2021. The analysis…
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FI Supervision Report 23: Observations from anti-money laundering reporting
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Fysisk person får sanktionsavgift för uteblivna insynsanmälningar
- Published
- Sanctions
Published 2024-06-12 - AA ska betala en sanktionsavgift på 100 000 kronor för underlåtenhet att anmäla transaktioner med aktier i Mavshack AB (publ) och transaktioner med aktier och…