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Do loyal policyholders pay more?
- Insurance
- Consumer
- Published
- Reports
Published 2022-07-08 - Finansinspektionen has analysed whether loyal policyholders pay higher premiums for the three non-life insurance products that are most important for…
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Stability in the Financial System (2022:2)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
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Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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FI Analysis 35: Lender significance for repayment problems and debt at the Swedish Enforcement Authority
- Bank
- Consumer
- Published
- Reports
- Borrow
Published 2021-12-07 - There are different types of lenders. They offer different types of loans, and their risk tolerance varies. The risk tolerance is evident in their business…
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Erik Thedéen: More active economic policy can strengthen financial stability
- Stability
- Published
- Speeches and debate
Published 2022-04-28 - "FI has a mandate to safeguard financial stability. This means that we are prepared to further enhance resilience in the financial system to manage the…
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Speech: A more active fiscal policy can strengthen financial stability
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
- Markets
- Published
- Reports
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
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Capital requirements for Swedish banks as of Q4 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2025-02-28 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Förslag till ändrade examens- och verksamhetsföreskrifter
- Published
- News
- Comments on proposals
Published 2024-08-23 - FI tillstyrker huvuddragen i Revisorsinspektionens förslag om ändringar i föreskrifterna om revisorsexamen och om villkor för revisorers och registrerade revisionsbolags verksamhet samt bedömningarna i promemorian Hållbarhet – förslag till ändrade examens och verksamhetsföreskrifter. FI har dock vissa synpunkter på hur reglerna bör tillämpas.
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Remissvar: Hållbarhet – förslag till ändrad examens- och verksamhetsföreskrifter.pdf
Hållbarhet – förslag till ändrade examens- och verksamhetsföreskrifter (Revisorsinspektionen)
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The Swedish Mortgage Market (2019)
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2019-03-27 - One important reason for this is that house prices have been increasing rapidly.
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Capital requirements of Swedish banks as of Q2 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2023-08-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, second quarter 2023
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2021:1)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Coronavirus
Published 2021-06-01 - The economy is continuing to recover. Support measures have been necessary to speed up the recovery, but they need to be gradually phased out as the economy…
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Kapitalkrav för svenska banker kvartal 1, 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2024-05-24 - FI publicerar i dag kapitalkraven för svenska banker och kreditinstitut, inom tillsynskategori 1 och 2, per utgången av det första kvartalet 2024.
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Capital requirements for Swedish banks as of Q1 2025
- Bank
- Capital requirements
- Stability
- News
Published 2025-07-10 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- Mortgage
- ESRB
Published 2023-09-13 - FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
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Två expertrapporter om makrotillsynsåtgärder
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amorteringskrav, skuldkvoter och tak för belåningsgrad är verktyg för makrotillsyn i Sverige och många andra länder. Men vilka är de potentiella effekterna av…
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Kapitalkrav för svenska banker kvartal 4, 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2025-02-28 - FI publicerar i dag kapitalkraven för svenska banker och kreditinstitut, inom tillsynskategori 1 och 2, per utgången av det fjärde kvartalet 2024.
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Memorandum Legislative Measures due to the EU’s Green Taxonomy Regulation
- Bank
- Insurance
- Markets
- Published
- Comments on proposals
- Sustainability
Published 2021-05-17 - assessment, in contrast to the memorandum, that the supervision of the disclosure requirements in the EU's green
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Maida Vale Capital får sanktionsavgift för sen insynsanmälan
- Published
- Sanctions
Published 2024-07-02 - Maida Vale Capital AB ska betala en sanktionsavgift på 560 000 kronor för att ha underlåtit att anmäla transaktioner med aktier och teckningsoptioner i…
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Capital requirements of Swedish banks as of Q1 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2023-05-26 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, first quarter 2023
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FI Analysis 25: Interest rate deductions and households’ loans
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2020-11-17 - However, given the low interest rates of today, the impact on cash flows and house prices would be relatively
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FI Analysis 25: Interest rate deductions and households’ loans
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The Swedish Mortgage Market (2021)
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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Stability in the Financial System (2023:1)
- Bank
- Insurance
- Stability
- Published
- Reports
- Payments
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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Kapitalkrav för svenska banker kvartal 2, 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2023-08-25 - FI publicerar i dag kapitalkraven för svenska banker och kreditinstitut, inom tillsynskategori 1 och 2, per utgången av det andra kvartalet 2023.
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Kapitalkrav för svenska banker kvartal 1, 2025
- Bank
- Capital requirements
- Stability
- News
Published 2025-07-10 - FI publicerar i dag kapitalkraven för svenska banker och kreditinstitut, inom tillsynskategori 1 och 2, per utgången av det första kvartalet 2025.
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Consumer Protection Report 2023
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
- Payments
Published 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
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FI Analysis No. 39: Are the capital buffers fulfilling their purpose?
- Bank
- Capital requirements
- Stability
- Published
- Reports
Published 2022-12-16 - The minimum requirement for own funds and eligible liabilities (MREL) is designed in such a way that the banks can breach it before they breach the capital…
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European Commission approves extension of the risk weight floor for Swedish mortgages
- Bank
- Capital requirements
- Published
- News
Published 2023-11-09 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This means that FI may implement the measure.
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FI underrättar EU om förlängning av riskviktsgolvet för svenska bolån
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- Mortgage
- ESRB
Published 2023-09-13 - FI har underrättat EU-kommissionen och Europeiska systemrisknämnden (ESRB) att FI har för avsikt att förlänga det nuvarande riskviktsgolvet för svenska bolån…