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Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2022-11-29 - could lead to a decrease in the risks to financial stability compared to the prolonged period of very low
Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Published 2023-06-28 - After conducting a new survey, FI has noted that broader regulation on how customer data can be shared … Open finance is about sharing and reusing customer data.
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2024-05-29 - to most forecasters, it will continue to be high for the next few years rather than returning to the low
Published 2024-05-08 - highlighting for many years that consumers are being offered products that are unsuitable for them and have low
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
Published 2023-05-31 - The prolonged period of very low interest rates resulted in high risk-taking on a global level, which
Published 2022-12-21 - These are some of the conclusions from Finansinspektionen’s (FI) survey of new consumer credit with data … The largest percentage is among young borrowers and borrowers with low income.
Published 2022-05-31 - An extended period of very low interest rates has resulted in high risk-taking, which is evident in rapidly
Published 2024-09-25 - Vidare visar studier som analyserar omfattande data på hushållsnivå de låntagarbaserade åtgärdernas effekter
Published 2025-01-03 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2024-12-13 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
Published 2020-11-17 - However, given the low interest rates of today, the impact on cash flows and house prices would be relatively
FI Analysis 25: Interest rate deductions and households’ loans
Published 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
Updated approach to assessing Pillar 2 guidance for Swedish banks
Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
Report: Borrower-based measures following high inflation and rising interest rates
Published 2020-11-25 - Demand for credit to date has been relatively low compared to other countries, and the banks' credit
Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
Published 2021-01-21 - Even though we are using data that is eight years old, there are circumstances indicating that the distribution
Published 2021-06-10 - Therefore, micro data on household debt, assets and consumption are important inputs when assessing macroeconomic
Published 2024-03-28 - We also see a risk that firms are asking questions in a way that could steer consumers' preferences to
FI Supervision 29: Sustainable advice is a challenge for firms
Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
Published 2025-03-24 - FI’s data indicates that many mortgagors hold a small amount of assets, at least with the same bank where
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2022-11-29 - could lead to a decrease in the risks to financial stability compared to the prolonged period of very low
Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Published 2023-06-28 - After conducting a new survey, FI has noted that broader regulation on how customer data can be shared … Open finance is about sharing and reusing customer data.
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2024-05-29 - to most forecasters, it will continue to be high for the next few years rather than returning to the low
Published 2024-05-08 - highlighting for many years that consumers are being offered products that are unsuitable for them and have low
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
Published 2023-05-31 - The prolonged period of very low interest rates resulted in high risk-taking on a global level, which
Published 2022-12-21 - These are some of the conclusions from Finansinspektionen’s (FI) survey of new consumer credit with data … The largest percentage is among young borrowers and borrowers with low income.
Published 2022-05-31 - An extended period of very low interest rates has resulted in high risk-taking, which is evident in rapidly
Published 2024-09-25 - Vidare visar studier som analyserar omfattande data på hushållsnivå de låntagarbaserade åtgärdernas effekter
Published 2025-01-16 -
Published 2025-01-03 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2025-01-28 -
Published 2024-12-13 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
Published 2020-11-17 - However, given the low interest rates of today, the impact on cash flows and house prices would be relatively
FI Analysis 25: Interest rate deductions and households’ loans
Published 2023-05-31 - Finansinspektionen has decided on an updated approach for assessing the size of the Pillar 2 guidance for Swedish banks. The updated method contains in part…
Updated approach to assessing Pillar 2 guidance for Swedish banks
Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
Report: Borrower-based measures following high inflation and rising interest rates
Published 2020-11-25 - Demand for credit to date has been relatively low compared to other countries, and the banks' credit
Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
Published 2021-01-21 - Even though we are using data that is eight years old, there are circumstances indicating that the distribution
Published 2021-06-10 - Therefore, micro data on household debt, assets and consumption are important inputs when assessing macroeconomic
Published 2024-03-28 - We also see a risk that firms are asking questions in a way that could steer consumers' preferences to
FI Supervision 29: Sustainable advice is a challenge for firms
Published 2025-01-22 - Authorisation
Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
Published 2025-03-24 - FI’s data indicates that many mortgagors hold a small amount of assets, at least with the same bank where