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Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2022-12-21 - These are some of the conclusions from Finansinspektionen’s (FI) survey of new consumer credit with data
Published 2025-03-24 - FI’s data indicates that many mortgagors hold a small amount of assets, at least with the same bank where
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2024-12-13 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2025-01-03 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2021-06-10 - Therefore, micro data on household debt, assets and consumption are important inputs when assessing macroeconomic
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
FI Analysis 29: Why do some borrowers experience payment problems?
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2025-06-25 - This section contains statistical data on key aspects of the implementation of the prudential framework
Published 2023-06-28 - After conducting a new survey, FI has noted that broader regulation on how customer data can be shared … Open finance is about sharing and reusing customer data.
Published 2023-03-28 - Many forecasters predicted that an economic downturn was on its way.
Published 2021-12-07 - be explained in part by the credit assessment and other differences in the risk tolerance that our data
Published 2024-05-08 - question is also how to achieve a distribution system that to a large extent recommends inexpensive and simple
Published 2024-12-09 - FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use…
Published 2022-02-22 - Trustly Group AB is receiving a warning and must pay an administrative fine of SEK 130 million. The company is also ordered to address certain deficiencies.
Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
Published 2022-04-28 - study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2024-09-25 - Vidare visar studier som analyserar omfattande data på hushållsnivå de låntagarbaserade åtgärdernas effekter
Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
Report: Borrower-based measures following high inflation and rising interest rates
Published 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
Published 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…
Published 2021-07-13 - FI has updated its method for assessing flowback risks associated with securitisation for individual banks. The aim is to decide, where applicable, on an…
Updated version containing a clarification on page 15 and 16 (published 2023-01-30)
Published 2022-07-01 - Finansinspektionen presents here a new Pillar 2 method for assessing an additional own funds requirement for pension risk in credit institutions.
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2024-05-23 - In Sweden, trading in cryptocertificates is a common way to invest in cryptoassets.
FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Published 2022-12-21 - These are some of the conclusions from Finansinspektionen’s (FI) survey of new consumer credit with data
Published 2025-03-24 - FI’s data indicates that many mortgagors hold a small amount of assets, at least with the same bank where
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2025-01-16 -
Published 2024-12-13 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2025-01-03 - In Sweden and abroad, there are many more entities which are, in some way, concerned with or work with
Published 2025-01-28 -
Published 2021-06-10 - Therefore, micro data on household debt, assets and consumption are important inputs when assessing macroeconomic
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
FI Analysis 29: Why do some borrowers experience payment problems?
Published 2023-07-25 - As well as following up on this during the year, we will take a closer look at the way that 'payday lenders
Published 2025-06-25 - This section contains statistical data on key aspects of the implementation of the prudential framework
Published 2023-06-28 - After conducting a new survey, FI has noted that broader regulation on how customer data can be shared … Open finance is about sharing and reusing customer data.
Published 2023-03-28 - Many forecasters predicted that an economic downturn was on its way.
Published 2021-12-07 - be explained in part by the credit assessment and other differences in the risk tolerance that our data
Published 2024-05-08 - question is also how to achieve a distribution system that to a large extent recommends inexpensive and simple
Published 2024-12-09 - FI has tested the effectiveness of 19 banks' automated sanction screening systems. The result shows that the effectiveness of the systems that the banks use…
Published 2022-02-22 - Trustly Group AB is receiving a warning and must pay an administrative fine of SEK 130 million. The company is also ordered to address certain deficiencies.
Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
Published 2022-04-28 - study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2024-09-25 - Vidare visar studier som analyserar omfattande data på hushållsnivå de låntagarbaserade åtgärdernas effekter
Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
Report: Borrower-based measures following high inflation and rising interest rates
Published 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
Published 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…
Published 2021-07-13 - FI has updated its method for assessing flowback risks associated with securitisation for individual banks. The aim is to decide, where applicable, on an…
Updated version containing a clarification on page 15 and 16 (published 2023-01-30)
Published 2022-07-01 - Finansinspektionen presents here a new Pillar 2 method for assessing an additional own funds requirement for pension risk in credit institutions.
Published 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…