Firms subject to the Anti-Money Laundering Act

Both financial firms and some non-financial undertakings are subject to the Anti-Money Laundering and Countering the Financing of Terrorism Act.

Financial firms are subject to Finansinspektionen’s supervision, while non-financial undertakings are under the supervision of other authorities.

Firms under FI’s supervision

Most firms that are subject to FI’s supervision are obligated to follow the anti-money laundering regulations. They include natural and legal persons conducting

banking or financing business
mortgage business
life insurance business
securities business
financial operations with a notification obligation and professional trade in or management of virtual currencies
currency exchange with a notification obligation
deposit business
life insurance mediation
issuance of electronic money
fund operations
payment institutions
provision of payment services without being a payment institution
management of alternative investment funds
some consumer credit business
some provision of crowdfunding services.

The Swedish Estate Agents Inspectorate’s supervision

real estate agents

The Swedish Gambling Authority's supervision

lottery, casino games, and other gambling business

The County Administrative Board’s supervision

The County Administrative Boards of the Counties of Stockholm, Västra Götaland and Skåne supervise the following businesses:

pawn shops
professional operations involving bookkeeping or accounting services
professional operations such as tax advisors, professional operations such as independent lawyers (only for certain services specified in the Anti-Money Laundering Act)
professional operations insofar as the operations involve certain types of services specified in the Anti-Money Laundering Act
professional trade in goods insofar as the operations involve cash sales amounting to a minimum equivalent of EUR 5,000
professional advice on taxes and fees (tax advisors)
professional operations related to mediation and storage of or trade in artwork insofar as the operations amount to at least EUR 10,000

The Swedish Inspectorate of Auditors’ supervision

approved and authorised auditors and auditing companies

The Swedish Bar Association’s supervision

lawyers and associates active at law firms

Last reviewed: 2026-02-06