FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to 29 September 2027 for Swedish commercial real estate.
FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor for Swedish mortgages from 31 December 2025 as well as the existing risk-weight floor for commercial real estate from 30 September 2025. This is in accordance with Article 458 of the CRR.
FI has decided to extend the risk weight floor by two years, from 31 December 2023 to 30 December 2025.
FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
Finansinspektionen has decided to introduce risk weight floors for exposures towards the commercial real estate sector according to article 458 in CRR. At the same time the current risk weight floor under Pillar 2 will be removed. The new floors will enter into force on 30 September 2023.