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												FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden- Stability
- Published
- Reports
 Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise. 
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														FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden 
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												Two expert reports on macroprudential policy measures- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
 Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the… 
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												Rules and guidance- Markets
 Published 2025-06-25 - This section contains information concerning national laws, regulations and administrative rules adopted in Sweden in the field of prudential supervision. 
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												Cyber threats and financial stability – FI’s roll and assignments- Bank
- Insurance
- Markets
- Published
- Reports
 Published 2021-03-04 - In recent years, a number of legislative proposals and other initiatives have been presented to strengthen the financial sector’s resilience to cyberattacks.… 
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														Cyber threats and financial stability – FI’s role and assignments 
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												Interest rate puts pressure on indebted households- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
 Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new… 
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												Borrower-based measures following high inflation and rising interest rates- Bank
- Published
- Reports
- Mortgage
 Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial… 
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														Report: Borrower-based measures following high inflation and rising interest rates 
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												Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
 Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate… 
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												Banks may now grant amortisation exemption- Bank
- Consumer
- Published
- News
- Mortgage
- Regulations
- Coronavirus
 Published 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant… 
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												FI Analysis 14: Reference rates are changing- Bank
- Insurance
- Markets
- Published
- Reports
- BMR
 Published 2018-11-29 - The framework for STIBOR allows the panel banks to apply some discretionary assessments. 
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												Protokoll 2025:7- Published
- About FI
 Published 2025-09-16 - Protokoll från sammanträde med Finansinspektionens styrelse den 17 juni 2025. 
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												Två expertrapporter om makrotillsynsåtgärder- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
 Published 2024-09-25 - Amorteringskrav, skuldkvoter och tak för belåningsgrad är verktyg för makrotillsyn i Sverige och många andra länder. Men vilka är de potentiella effekterna av… 
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												FI Analysis 18: Swedish risk premia and monetary policy- Markets
- Stability
- Published
- Reports
 Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an… 
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												En ny funktion för operativ krishantering i den finansiella sektorn- Published
- Comments on proposals
 Published 2025-10-07 - Finansinspektionen tillstyrker i stort de förslag som lämnas i utkastet till lagrådsremissen. 
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														Remissvar: En ny funktion för operativ krishantering i den finansiella sektorn Remiss: En ny funktion för operativ krishantering i den finansiella sektorn 
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												Macro-based stress test of Swedish banks: results and methodology, autumn 2020- Bank
- Stability
- Published
- Memos & decisions
- Coronavirus
 Published 2020-11-26 - Finansinspektionen (FI) presents in this memorandum a stress test of the Swedish banks that we conducted in the autumn of 2020. The results indicate that the… 
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														Macro-based stress test of Swedish banks: results and methodology, autumn 2020 
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												Dage Invest AB får sanktionsavgift för sen insynsanmälan- Published
- Sanctions
 Published 2024-07-16 - Dage Invest AB ska betala en sanktionsavgift på 4 200 000 kronor för att ha underlåtit att anmäla transaktioner med aktier och teckningsoptioner i TopRight… 
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												FI Analysis 26: Macro-based credit loss model for major Swedish banks- Bank
- Stability
- Published
- Reports
- Mortgage
- Coronavirus
 Published 2020-11-24 - Large credit losses can result in otherwise profitable banks reporting a loss. This FI Analysis describes a methodology for estimating how large credit losses… 
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														FI Analysis No 26: Macro-based credit loss model for major Swedish banks 
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												Swedish Consumer Credit- Consumer
- Published
- Reports
- Borrow
 Published 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit… 
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												FI-analysis 12: The mortgage cap reduced household debt- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes. 
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														FI-analysis 12: Mortgage cap slowed growth of household debt 
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												Attityder till skuldsättning- Consumer
- Published
- Reports
 Published 2017-05-11 - Författarna kombinerar information om attityder till skuldsättning från en enkätundersökning med registerdata på faktisk skuldsättning. De visar att en… 
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														Attitudes Toward Debt and Debt Behavior (rapport på engelska) 
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												Fysisk person får särskild avgift för försenade anmälningar av korta nettopositioner- Published
- Sanctions
 Published 2025-01-30 - AA ska betala en särskild avgift med 1 500 000 kronor för underlåtenhet att inom föreskriven tid anmäla till Finansinspektionen att AA:s korta nettopositioner… 
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												FI-analys nr 44: De flesta har förlorat pengar på att handla med kryptocertifikat- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
 Published 2024-05-16 - Mer än hälften av de svenskar som handlat med kryptocertifikat under de senaste sex åren har förlorat pengar på sin investering. Detta trots att den… 
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												FI Analysis 19: Young adults and the housing market- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home. 
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												Decision regarding the countercyclical buffer rate- Bank
- Stability
- Published
- News
- Countercyclical buffer
 Published 2020-01-30 - Finansinspektionen (FI) decided on 29 January not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which has applied since 19… 
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												Det kontracykliska buffertvärdet höjs- Bank
- Stability
- Published
- News
- Countercyclical buffer
 Published 2022-06-22 - FI har beslutat att höja det kontracykliska buffertvärdet till 2 procent, vilket är dess neutrala nivå. Detta kommunicerades redan i stabilitetsrapporten. En… 
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												Prospekt- Markets
 Published 2024-12-04 - Vägledningen är främst avsedd för juridiska och fysiska personer som planerar att upprätta prospekt, samt för deras ombud. 
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												Stability in the Financial System (2021:2)- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Coronavirus
 Published 2021-11-23 - Sweden’s economy has largely recovered and there is good access to financing in the financial system. The Riksbank should therefore begin the phase-out of… 
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												FI Analysis 45: High risks in small and mid-sized commercial real estate firms- Bank
- Stability
- Published
- Reports
 Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them… 
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														FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms 
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												Ägarprövning- Markets
 Published 2024-12-10 - För förvärv av aktier eller andelar i en börs enligt 12 kap. lagen (2007:528) om värdepappersmarknaden, LV, som skulle medföra att förvärvarens sammanlagda… 
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														FFFS 2007:17 Finansinspektionens föreskrifter om verksamhet på marknadsplatser Föreskrifter om ägar- och ledningsprövning - motivering samt behovs- och konsekvensanalys 
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												FI-analys nr 42: Skillnader mellan kvinnors och mäns beteende på börsen- Bank
- Markets
- Consumer
- Published
- News
- Reports
 Published 2023-12-14 - Redan vid tre års ålder börjar vuxna spara mer ofta i aktier till pojkar än till flickor. Dessa skillnader växer sen över tid och bidrar till en ojämställd… 
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														FI-analys 42: Skillnader mellan kvinnors och mäns beteende på börsen 
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												Maiden Life får varning och sanktionsavgift- Insurance
- Published
- Sanctions
 Published 2021-06-23 - Maiden Life får en varning och ska betala en sanktionsavgift på 5,5 miljoner kronor.