In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
Among borrowers over the age of 45, it is more common for women than men to have a debt registered with the Enforcement Authority. One explanation could be…
Money laundering is a global problem that allows criminals to transact large sums of money without revealing their illegal activities. In order to counteract…
There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government…
Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
Consumers’ need for supplementary insurance differs by age. Younger consumers have a greater need for this type of insurance, while older consumers often have…
Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to…
The process for product approval is central from a consumer protection perspective. It aims to ensure that insurance undertakings focus on consumer interests…
The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report, which is being published…
Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
The higher interest rate means that households and companies need to make adjustments to their finances. Finansinspektionen (FI) is now seeing a decline in…
Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit…
The minimum requirement for own funds and eligible liabilities (MREL) is designed in such a way that the banks can breach it before they breach the capital…
In 2019, FI’s overarching mandate was expanded to include a responsibility to ensure that the financial system contributes to sustainable development. FI is…
FI’s strategy for preventing greenwashing in the financial sector aims to safeguard the trust in sustainable investments and a sustainable finance market.
High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
FI’s stress tests show that the majority of Swedish funds appear to be able to handle relatively large outflows in an effective manner. However, some…
Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
The Swedish Financial Supervisory Authority, Finansinspektionen (FI) has conducted an in-depth analysis of how managers of funds registered in Sweden that…
I den här FI-analysen anpassar vi systemriskindikatorn d-SRI för svenska förhållanden. Indikatorn d-SRI är tänkt att fungera som en varningssignal innan kriser som härstammar från inhemska obalanser uppstår.
Redan vid tre års ålder börjar vuxna spara mer ofta i aktier till pojkar än till flickor. Dessa skillnader växer sen över tid och bidrar till en ojämställd…
I den här analysen uppskattar vi hur stora behov de svenska börsnoterade och större privatägda fastighetsföretagen har av att minska sina skulder i ett läge…
FI:s analys av så kallade "meme-aktier" visar att de allra flesta förlorade på sin handel i aktierna, även om det fanns stora skillnader. Några tjänade mycket…