You can search for one or several words.
As you type a word into the Search field, a list of up to ten automatic suggestions will appear.
If you are searching for several words, the search results that are shown contain all of the words in the search. For example, consumer protection on the financial market will generate hits that contain all six words, and not necessarily in that order.
If you would like to search for a specific phrase, use quotation marks. For example, type "consumer protection on the financial market" and you will see hits that only have this exact phrase.
You can narrow the results of your search by filtering the terms/tags that are shown in the column to the right. The number of hits for each term/tag are shown in parentheses.
If you want to take away the filter, simply remove the check from the box.
Search results are sorted by Relevance, which means that the term you searched for can be found early and/or often in the results. You may instead opt to sort by Date, which means that the results will be sorted in descending order by the date of publication.
A maximum of 30 hits will be shown in the search results. To see more, click Show more at the bottom of the page.
It is not possible to search for words that contain some special characters, for example words that have an apostrophe ('). If you would like to search for a word that contains an apostrophe, you will need to use the * character. To search, for example, for the phrase "A Hard Day's Night", type instead "A Hard Day* Night".
did you mean way 0812 2782 5310rab vinyl pelapis lantai untuk kamar 3x3 di mlati sleman ?
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
Published 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
Published 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
Published 2019-01-22 - A new report from Finansinspektionen and the Swedish National Debt Office shows that the value of an implicit state guarantee for the major Swedish banks has…
FI Analysis 15: The value of an implicit state guarantee for systemic banks
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
FI Analysis 29: Why do some borrowers experience payment problems?
Published 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Published 2020-11-25 - The pandemic has triggered a deep economic recession in many countries, even if a slight recovery has begun. Extensive support measures have mitigated the…
Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
Published 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2014-12-10 - In FI's opinion, resilience in the fi nancial system is currently satisfactory. FI's increased capital requirements have helped improve the resilience of…
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
Published 2019-05-28 - Both the global and the Swedish economies appear to be slowing down. Low interest rates – which have resulted in high risk-taking and rising asset prices –…
Report: Stability in the Financial System (2019-1)
Appendix: Stability in the Financial System (2019-1)
Report: The Commercial Real Estate Market and Financial Stability (Summary)
Memo: Requirement on IRB models for exposures to commercial real estate
Published 2020-06-30 - The Swedish fixed-income market – which consists of the bond market, the money market and interest rate derivatives – is important for the government,…
FI Analysis 21: New liquidity indicators for the fixed-income market
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
Published 2017-05-31 - The Swedish economy is thriving, but a strong economy combined with low interestrates has resulted in high asset prices and rapidly rising household debt.
Published 2016-04-14 - The average debt-to-income ratio for households with new mortgages increased from 387 per cent to 406 per cent between 2014 and 2015, according to FI:s report.
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2015-12-15 - Alternative forms of funding can have a positive effect on the competition in and efficiency of the financial market by enabling more projects to find funding…
Published 2017-11-28 - Finansinspektionen (FI) received a mandate from the Government to propose a capital requirement regulation for undertakings providing occupational retirement.…
Published 2017-03-13 - SUMMARY: In Sweden, both the percentage of mortgages that have a variable interest rate and household debts have risen sharply. This combination has made…
FI Analysis 9: Households’ interest rate adjustment periods – an economic vulnerability?
Published 2018-05-14 - Theprevailing low interest rate environment is challenging for pension managers who pledge a guaranteed rate of return to their beneficiaries.
Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
Published 2020-10-01 - After the provisions regarding high-cost short-term credits were changed in 2018 – in part by introducing an interest rate ceiling and cost ceiling – these…
FI Analysis 22: Fewer high-cost short-term credits after new rules
Published 2016-09-15 - FI has identified a number of quantitative indicators that point toward factors in the insurance sector that could have an effect on financial stability.…
FI Analysis 6: Vulnerability indicators within the insurance sector
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
did you mean way 0812 2782 5310rab vinyl pelapis lantai untuk kamar 3x3 di mlati sleman ?
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
FI Analysis No. 42: Gender differences in investment behaviour
Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
Published 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
Published 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
Published 2019-01-22 - A new report from Finansinspektionen and the Swedish National Debt Office shows that the value of an implicit state guarantee for the major Swedish banks has…
FI Analysis 15: The value of an implicit state guarantee for systemic banks
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
FI Analysis 29: Why do some borrowers experience payment problems?
Published 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
Published 2020-11-25 - The pandemic has triggered a deep economic recession in many countries, even if a slight recovery has begun. Extensive support measures have mitigated the…
Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
Published 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
Published 2014-12-10 - In FI's opinion, resilience in the fi nancial system is currently satisfactory. FI's increased capital requirements have helped improve the resilience of…
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
Published 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
Published 2019-05-28 - Both the global and the Swedish economies appear to be slowing down. Low interest rates – which have resulted in high risk-taking and rising asset prices –…
Report: Stability in the Financial System (2019-1)
Appendix: Stability in the Financial System (2019-1)
Report: The Commercial Real Estate Market and Financial Stability (Summary)
Memo: Requirement on IRB models for exposures to commercial real estate
Published 2020-06-30 - The Swedish fixed-income market – which consists of the bond market, the money market and interest rate derivatives – is important for the government,…
FI Analysis 21: New liquidity indicators for the fixed-income market
Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
Published 2017-05-31 - The Swedish economy is thriving, but a strong economy combined with low interestrates has resulted in high asset prices and rapidly rising household debt.
Published 2016-04-14 - The average debt-to-income ratio for households with new mortgages increased from 387 per cent to 406 per cent between 2014 and 2015, according to FI:s report.
Published 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
FI Analysis 25: Interest rate deductions and households’ loans
Published 2015-12-15 - Alternative forms of funding can have a positive effect on the competition in and efficiency of the financial market by enabling more projects to find funding…
Published 2017-11-28 - Finansinspektionen (FI) received a mandate from the Government to propose a capital requirement regulation for undertakings providing occupational retirement.…
Published 2017-03-13 - SUMMARY: In Sweden, both the percentage of mortgages that have a variable interest rate and household debts have risen sharply. This combination has made…
FI Analysis 9: Households’ interest rate adjustment periods – an economic vulnerability?
Published 2018-05-14 - Theprevailing low interest rate environment is challenging for pension managers who pledge a guaranteed rate of return to their beneficiaries.
Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
Published 2020-10-01 - After the provisions regarding high-cost short-term credits were changed in 2018 – in part by introducing an interest rate ceiling and cost ceiling – these…
FI Analysis 22: Fewer high-cost short-term credits after new rules
Published 2016-09-15 - FI has identified a number of quantitative indicators that point toward factors in the insurance sector that could have an effect on financial stability.…
FI Analysis 6: Vulnerability indicators within the insurance sector
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…