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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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FI Analysis No. 42: Gender differences in investment behaviour
- Bank
- Markets
- Consumer
- Published
- News
- Reports
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
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Household savings in Sweden
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Stability in the Financial System (2023:1)
- Bank
- Insurance
- Stability
- Published
- Reports
- Payments
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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Stability in the Financial System (2022:1)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-05-31 - Interest rates and interest rate expectations have increased in 2022 due to high and rising inflation. One sector that is vulnerable to rising interest rates…
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stability
- Published
- Reports
Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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Stability in the Financial System (2022:2)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and…
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Stability in the financial system 2002:2
Macro-based stress tests of Swedish banks: results and method, Autumn 2022
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Stability in the Financial System (2021:2)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Coronavirus
Published 2021-11-23 - Sweden’s economy has largely recovered and there is good access to financing in the financial system. The Riksbank should therefore begin the phase-out of…
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FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
- Bank
- Markets
- Stability
- Published
- Reports
Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
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FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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FI-analys nr 43: d-SRI: En systemriskindikator för Sverige
- Stability
- Published
- Reports
Published 2023-12-14 - I den här FI-analysen anpassar vi systemriskindikatorn d-SRI för svenska förhållanden. Indikatorn d-SRI är tänkt att fungera som en varningssignal innan kriser som härstammar från inhemska obalanser uppstår.
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
- Markets
- Published
- Reports
Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
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Report: Banks’ administration of amortisation requirement exemptions
- Bank
- Consumer
- Published
- Reports
- Mortgage
- Borrow
Published 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
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Report: Banks’ administration of amortisation requirement exemptions
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FI Analysis 23: Can the bond market dampen the credit cycle?
- Bank
- Markets
- Stability
- Published
- Reports
Published 2020-10-14 - The access of non-financial firms to credit is central for financial stability, particularly during financial crises. In recent years, the market for…
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FI Analysis 23: Can the bond market dampen the credit cycle?
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Kartläggning av marknadsbaserad finansiering i Sverige
- Markets
- Consumer
- Stability
- Published
- Reports
Published 2022-10-31 - Svenska företag finansierar sig i allt högre grad utanför banksektorn. Även för hushåll finns nya möjligheter att ta lån utanför bankerna. Även om det kan…
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Behövs tilläggs- och produktförsäkringar?
- Insurance
- Consumer
- Published
- Reports
Published 2023-02-16 - Konsumenternas behov av tilläggsförsäkringar skiljer sig åt beroende på ålder. Yngre har större behov av tilläggsförsäkringar jämfört med äldre, som ofta har…
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FI-analys 27: Icke-finansiella företag och finansiell stabilitet: En beskrivning av sårbarheter
- Bank
- Stability
- Published
- Reports
Published 2021-01-19 - Denna FI-analys beskriver hur sårbarheter från utlåningen till icke-finansiella företag uppstår och varför FI behöver följa dessa för att uppfylla sitt…
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FI-analys 27: Icke-finansiella företag och finansiell stabilitet: En beskrivning av sårbarheter
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Stability in the Financial System (2021:1)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Coronavirus
Published 2021-06-01 - The economy is continuing to recover. Support measures have been necessary to speed up the recovery, but they need to be gradually phased out as the economy…
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FI Supervision 3: Survey of Market Risks in Savings Banks
- Bank
- Stability
- Published
- Reports
Published 2018-05-09 - Finansinspektionen (FI) has conducted a survey of the management of market risks by savings banks and of their holdings in financial assets. FI’s assessment…
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FI-analys 33: Hushållens skulder och motståndskraft i kriser
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2021-06-10 - Att låna kan underlätta för hushåll på många sätt. Samtidigt kan skulderna göra deras konsumtion mer känslig för oväntade förändringar i räntor, inkomster och…
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FI-analys 33: Hushållens skulder och motståndskraft i kriser
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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FI Analysis 28: Liquid assets of Swedish households
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2021-01-21 - Aggregate statistics indicate that Swedish households are holding significant assets in the form of cash, bank savings, fund shares and securities. The…
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1): Summarized stability assessment
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Stability in the Financial System (2020:2)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Coronavirus
Published 2020-11-25 - The pandemic has triggered a deep economic recession in many countries, even if a slight recovery has begun. Extensive support measures have mitigated the…
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Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
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FI Analysis 18: Swedish risk premia and monetary policy
- Markets
- Stability
- Published
- Reports
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
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FI-analys 23: Kan obligationsmarknaden dämpa kreditcykeln?
- Bank
- Markets
- Stability
- Published
- Reports
Published 2020-10-14 - Icke-finansiella företags tillgång till krediter är centralt för den finansiella stabiliteten, särskilt under finansiella krisperioder. Under senare år har…
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The Swedish Mortgage Market 2023
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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FI Analysis 8: Vulnerability indicators for liquidity
- Stability
- Published
- Reports
Published 2017-02-10 - The vulnerability indicators FI identifies in this analysis show a slightly elevated level of vulnerability for liquidity. Several indicators contribute to…