Your search for "WA 0859 3970 0884 Jasa Gambar Grafiti Stop Bullying Solo" resulted in 717 hits
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												FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
 Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market… 
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														FI Analysis 44: Swedish Retail Trading in Cryptocertificates 
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												Do loyal policyholders pay more?- Insurance
- Consumer
- Published
- Reports
 Published 2022-07-08 - Finansinspektionen has analysed whether loyal policyholders pay higher premiums for the three non-life insurance products that are most important for… 
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												FI Analysis No. 40: Winners and losers in the trading of meme stocks- Markets
- Published
- Reports
 Published 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a… 
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														FI Analysis No. 40: Winners and losers in the trading of meme stocks 
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												The Swedish Mortgage Market: Households need to have margins for an uncertain future- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
 Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in… 
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												FI Supervision 27: Non-life insurance undertakings’ product approval processes- Insurance
- Consumer
- Published
- News
- Reports
 Published 2023-09-21 - The process for product approval is central from a consumer protection perspective. It aims to ensure that insurance undertakings focus on consumer interests… 
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														FI Supervision 27: Non-life insurance undertakings' product approval processes 
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												Consumer Protection Report 2023- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
- Payments
 Published 2023-07-25 - parallel with this, we are continuing to work closely with the police and international authorities to stop 
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												Svenska konsumtionslån- Consumer
- Published
- Reports
- Borrow
 Published 2022-12-20 - Svenska hushåll lånar i hög utsträckning till bostadsköp. Men lån finansierar även delar av deras konsumtion. Konsumtionslånen har vuxit snabbt de senaste… 
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												FI Analysis No. 41: Commercial real estate firms may need to reduce their debt- Bank
- Markets
- Stability
- Published
- Reports
 Published 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising… 
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														FI Analysis No.41: Commercial real estate firms may need to reduce their debt Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made 
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												FI har kartlagt svenskars sparande- Consumer
- Published
- Reports
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- Consumer
 Published 2025-03-24 - Det ekonomiska läget är osäkert. Att ha ett buffertsparande är ett sätt att skydda din ekonomi om du råkar ut för oväntade händelser och utgifter. Men många… 
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												Stability in the Financial System (2022:2)- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
 Published 2022-11-29 - High inflation has led to rapidly rising interest rates. Given the current rapid change in conditions, both participants on the financial markets and… 
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														Stability in the financial system 2002:2 Macro-based stress tests of Swedish banks: results and method, Autumn 2022 
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												Swedish Consumer Credit- Consumer
- Published
- Reports
- Borrow
 Published 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit… 
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												Is there a need for supplementary and gadget insurance?- Insurance
- Consumer
- Published
- Reports
 Published 2023-02-20 - Consumers’ need for supplementary insurance differs by age. Younger consumers have a greater need for this type of insurance, while older consumers often have… 
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														Report: Is there a need for add-on cover and gadget insurance? 
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												FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden- Stability
- Published
- Reports
 Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise. 
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														FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden 
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												FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset- Markets
- Consumer
- Published
- Reports
- Fintech
 Published 2021-02-22 - FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of… 
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														FI Supervision Report 21: Financial instruments with crypto-assets as underlying asset 
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												Firms continue to offer consumers unsuitable products- Consumer
- Published
- News
- Reports
- Cryptoassets
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- Consumer
- Insure
- Pay
- Borrow
 Published 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks… 
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												The Swedish Mortgage Market (2019)- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis… 
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												FI Analysis No. 42: Gender differences in investment behaviour- Bank
- Markets
- Consumer
- Published
- News
- Reports
 Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which… 
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														FI Analysis No. 42: Gender differences in investment behaviour 
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												Attityder till skuldsättning- Consumer
- Published
- Reports
 Published 2017-05-11 - Författarna kombinerar information om attityder till skuldsättning från en enkätundersökning med registerdata på faktisk skuldsättning. De visar att en… 
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														Attitudes Toward Debt and Debt Behavior (rapport på engelska) 
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												FI-analysis 12: The mortgage cap reduced household debt- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2018-04-04 - This FI Analysis presents an assessment of the Swedish mortgage cap. The assessment shows that households limited by the mortgage cap borrowed less and purchased less expensive homes. 
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														FI-analysis 12: Mortgage cap slowed growth of household debt 
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												Konsumentskyddsrapport 2024: Företag fortsätter att erbjuda konsumenter olämpliga produkter- Consumer
- Published
- News
- Reports
- Cryptoassets
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- Consumer
- Insure
- Pay
- Borrow
 Published 2024-05-08 - Dyra och komplexa produkter är olämpliga för de flesta konsumenter. Trots detta förekommer att företag säljer sådana produkter brett. Detta är en av riskerna för konsumenter som FI lyfter i årets konsumentskyddsrapport. 
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												Household savings in Sweden- Consumer
- Published
- Reports
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- Consumer
 Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,… 
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												FI Analysis 28: Liquid assets of Swedish households- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2021-01-21 - Aggregate statistics indicate that Swedish households are holding significant assets in the form of cash, bank savings, fund shares and securities. The… 
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												FI-analys nr 39: Uppnår kapitalbuffertarna sitt syfte?- Bank
- Capital requirements
- Stability
- Published
- Reports
 Published 2022-12-16 - Kravet på kapitalbas och kvalificerade skulder (MREL) är utformat på ett sätt som gör att bankerna kan bryta mot det innan de bryter mot kapitalkraven. Detta… 
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														FI-analys nr 39: Uppnår kapitalbuffertarna sitt syfte? – samspelet mellan MREL och kapitalkraven 
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												FI identifies transition risks in banks’ lending portfolios- Bank
- Published
- News
- Reports
- Sustainability
 Published 2024-06-04 - There are climate-related transition risks in Swedish banks’ lending portfolios. This is the conclusion of an analysis Finansinspektionen (FI) conducted by… 
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												Stability in the Financial System (2023:1)- Bank
- Insurance
- Stability
- Published
- Reports
- Payments
 Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the… 
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												Får lojala försäkringstagare betala mer?- Insurance
- Consumer
- Published
- Reports
 Published 2022-07-01 - Finansinspektionen har undersökt om lojala försäkringstagare får betala högre premier när det gäller tre skadeförsäkringsprodukter som har stor betydelse för… 
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												FI Analysis 19: Young adults and the housing market- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
 Published 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home. 
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												The Swedish Mortgage Market 2023- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
 Published 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal… 
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												FI Analysis 46: Poor profitability for consumers from autocalls- Consumer
- Published
- Reports
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- Consumer
 Published 2025-09-01 - Finansinspektionen has highlighted in multiple reports that many structured products are unsuitable for most consumers. In a new analysis, FI has analysed… 
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														FI Analysis 46: Poor profitability for consumers from autocalls (Summary) 
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												Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
 Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…