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The Bank Barometer: Net profit of Swedish banks continues to increase
- Bank
- Published
- News
- Reports
Published 2025-04-24 - Swedish banks’ net profit increased by SEK 4 billion in 2024 despite a decrease in net interest income. These are the main conclusions in Finansinspektionen’s…
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FI proposes enhanced preventive work in efforts to prevent investment fraud
- Consumer
- Published
- Reports
- Frauds
Published 2024-11-07 - An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to…
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FI-analys nr 44: De flesta har förlorat pengar på att handla med kryptocertifikat
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-16 - Mer än hälften av de svenskar som handlat med kryptocertifikat under de senaste sex åren har förlorat pengar på sin investering. Detta trots att den…
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FI-analys 46: Autocalls lönar sig dåligt för konsumenter
- Consumer
- Published
- Reports
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- Consumer
Published 2024-11-18 - FI har i flera rapporter pekat på att många strukturerade produkter är olämpliga för de flesta konsumenter. I en ny analys har FI kartlagt konsumenters…
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FI Analys 46: Stora risker och lägre avkastning med strukturerade investeringsprodukter
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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Household savings in Sweden
- Consumer
- Published
- Reports
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- Consumer
Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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FI-analys nr 40: Vinnare och förlorare i handeln med meme-aktier
- Markets
- Published
- Reports
Published 2023-05-25 - FI:s analys av så kallade "meme-aktier" visar att de allra flesta förlorade på sin handel i aktierna, även om det fanns stora skillnader. Några tjänade mycket…
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Swedish Consumer Credit
- Consumer
- Published
- Reports
- Borrow
Published 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit…
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AI allt vanligare i finanssektorn men riskhanteringen släpar efter
- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
Published 2024-12-06 - Den nya generativa AI-tekniken har fått en snabb och bred spridning inom den svenska finanssektorn. Samtidigt tenderar arbetet med att hantera riskerna som…
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FI Analysis No 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
- Bank
- Stability
- Published
- Reports
Published 2022-04-28 - The aim of the floor was to increase the amount of capital banks hold for this specific type of exposure
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FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
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FI-analys 49: Ökad koncentration i handeln på obligationsmarknaderna
- Markets
- Stability
- Published
- News
- Reports
Published 2025-07-07 - Omsättningen och antalet aktörer på obligationsmarknaderna har minskat de senaste åren. Handeln med statsobligationer har blivit mer koncentrerad till ett…
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FI-analys nr 49: Ökad koncentration i handeln på obligationsmarknaderna
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FI Analysis 29: Why do some borrowers experience payment problems?
- Consumer
- Published
- Reports
- Borrow
Published 2021-02-24 - Young borrowers and borrowers with low income have a higher risk of experiencing payment problems when taking non-mortgage loans. The risk decreases if the…
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FI Analysis 29: Why do some borrowers experience payment problems?
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Consumer
- Stability
- Published
- News
- Reports
- Consumer
- Borrow
Published 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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Fraud prevention in payment services
- Bank
- Consumer
- Published
- News
- Reports
- Frauds
- Payments
- Consumer
- Pay
Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
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FI-analys 29: Varför får vissa konsumtionslånetagare betalningsproblem?
- Consumer
- Published
- Reports
- Borrow
Published 2021-02-24 - Unga låntagare och de med låg inkomst löper högre risk att få betalningsproblem när de tar konsumtionslån. Samtidigt minskar risken om långivarna gör…
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FI-analys 29: Varför får vissa konsumtionslånetagare betalningsproblem?
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FI-analys nr 36: Har FI:s riskviktsgolv påverkat bankernas fastighetsutlåning?
- Bank
- Stability
- Published
- Reports
Published 2022-03-16 - I denna FI-analys studerar vi hur riskviktsgolvet påverkat bankernas utlåning till fastighetsföretagen med hjälp av detaljerad utlåningsdata. Syftet är att…
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FI-analys nr 36: Har FI:s riskviktsgolv påverkat bankernas fastighetsutlåning?
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FI Analysis 46: Poor profitability for consumers from autocalls
- Consumer
- Published
- Reports
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- Consumer
Published 2025-09-01 - In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls … In this new analysis, FI has analysed how Swedish consumers invested in a specific type of structured
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FI Analysis 46: Poor profitability for consumers from autocalls (Summary)
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Konsumentskyddsrapport 2025: Digitalisering och virala trender skapar risker för konsumenter på finansmarknaden
- Consumer
- Published
- Reports
- Frauds
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- Consumer
- Insure
- Pay
- Borrow
Published 2025-04-23 - Oseriösa investeringsråd från AI eller finfluencers, och löften om snabba vinster från kryptohandel. Det är exempel på konsumentskyddsrisker som har vuxit…
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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Open finance in Sweden
- Bank
- Insurance
- Markets
- Consumer
- Published
- News
- Reports
- Fintech
Published 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
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FI har kartlagt svenskars sparande
- Consumer
- Published
- Reports
- Save
- Consumer
Published 2025-03-24 - Det ekonomiska läget är osäkert. Att ha ett buffertsparande är ett sätt att skydda din ekonomi om du råkar ut för oväntade händelser och utgifter. Men många…
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Swedish Consumer Credit
- Bank
- Consumer
- Published
- Reports
- Borrow
Published 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
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FI Analysis 35: Lender significance for repayment problems and debt at the Swedish Enforcement Authority
- Bank
- Consumer
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- Reports
- Borrow
Published 2021-12-07 - There are different types of lenders. They offer different types of loans, and their risk tolerance varies. The risk tolerance is evident in their business…
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Flytt av individuell tjänstepensionsförsäkring
- Insurance
- Consumer
- Published
- Reports
- Occupational pension
Published 2023-09-15 - Det är inte motiverat att ändra nuvarande lagstiftning för att ytterligare underlätta flytt av individuell tjänstepensionsförsäkring. Däremot kan branschen…
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FI Analysis 28: Liquid assets of Swedish households
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2021-01-21 - Aggregate statistics indicate that Swedish households are holding significant assets in the form of cash, bank savings, fund shares and securities. The…
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - includes all new mortgage agreements for which the mortgage was paid out during the periods 26 August–2
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Is there a need for supplementary and gadget insurance?
- Insurance
- Consumer
- Published
- Reports
Published 2023-02-20 - Younger consumers have a greater need for this type of insurance, while older consumers often have little
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Report: Is there a need for add-on cover and gadget insurance?
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Den svenska bolånemarknaden 2022
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2022-04-20 - De svenska hushållen fortsätter att ta allt större lån. Fler nya bolånetagare än tidigare år hade 2021 både hög skuldkvot och hög belåningsgrad. Högre…