Here you will find regulations for the types of firms listed to the left, including Swedish acts and ordinances, the current regulations from FI and various…
Foreign firms with authorisation in their home country to conduct business as a credit institution may conduct cross-border business in Sweden.
According to the Debt Collection Act (1974:182), authorisation from FI is required to conduct debt collection operations related to the collection of debt on…
In accordance with the Credit Servicer Act (Purchase and Servicing of Non-Performing Credit Agreements Act [2023:714]) authorisation from FI is required to…
A credit servicer authorised pursuant to the Credit Servicer Act (Purchase and Servicing of Non-Performing Credit Agreements Act [2023:714]) is entitled to…
If a credit servicer wants to outsource its credit servicing operations to a third party, FI must be notified.
FI supervises the firms that have received authorisation from FI to conduct business on the financial market.
This section contains information concerning the general criteria and methodologies used in the supervisory review and evaluation process by the Swedish…
This section contains information concerning national laws, regulations and administrative rules adopted in Sweden in the field of prudential supervision.
This section contains information concerning how options and national discretions embedded in Directive 2013/36/EU and Regulation (EU) N° 575/2013 are…
Credit risk
Market risk
National banking sectors
Operational risk
Supervisory actions and measures
Waivers
List of covered bonds
The capital requirements are based on principles designed by the Basel Committee that have been implemented both in EU capital adequacy regulations, Swedish…
FI publishes the capital requirements for Swedish banks and credit institutions in supervision categories 1 and 2 every quarter.
According to the capital adequacy regulations (Capital Requirements Regulation and Capital Requirements Directive), a country can ask other countries to…
In accordance with its assessment in the most recent stability report, FI is leaving the countercyclical buffer rate unchanged in the first quarter. The…
Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government…
Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report, which is being published…
Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…