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												Zimpler receives a remark and an administrative fine- Money laundering
- Published
- Sanctions
- News
- Payments
 Published 2025-10-16 - The Swedish Financial Supervisory Authority (FI) issues Zimpler AB (Zimpler) a remark and an administrative fine of 3 million kronor for violations of… 
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												FI extends the risk-weight floors for Swedish mortgages and commercial real estate- Bank
- Stability
- Published
- Memos & decisions
- News
- EBA
- Mortgage
 Published 2025-09-17 - FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to… 
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														FI’s decision (In Swedish): Riskviktsgolv för svenska bolåneexponeringar FI’s decision (In Swedish): Riskviktsgolv för svenska kommersiella fastigheter European Commission approves FI’s extension of the risk-weight floors (2025-06-27) 
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												European Commission approves FI’s extension of the risk-weight floors- Bank
- Capital requirements
- Published
- News
 Published 2025-06-27 - The European Commission has announced that it does not object to FI's intention to extend the current risk weight floors for Swedish mortgages and commercial… 
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														Commission Decision of 24.06.2025: RRE 
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												FI withdraws authorisation for Intergiro- Money laundering
- Published
- News
- Payments
 Published 2025-06-18 - Finansinspektionen withdraws the authorisation of Intergiro Intl AB (publ) to issue electronic money. 
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												Stability in the Financial System (2025:1): Uncertainty could persist for a while- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
 Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,… 
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														Stability in the Financial System (2025:1): Summarized stability assessment 
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												Swedbank receives an administrative fine- Bank
- Published
- Sanctions
- News
- Protective security
 Published 2025-05-14 - Swedbank AB (Swedbank or the bank) is a Swedish joint stock banking company authorised to conduct banking business in accordance with the Banking and… 
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												Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market- Consumer
- Published
- Reports
- Frauds
- Save
- Consumer
- Insure
- Pay
- Borrow
 Published 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that… 
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												FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- ESRB
 Published 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor… 
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														•Notification of intended extension to be taken under Article 458 (CRE) •Notification of intended extension to be taken under Article 458 (RRE) 
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												The Swedish Mortgage Market: Households need to have margins for an uncertain future- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
 Published 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in… 
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												Household savings in Sweden- Consumer
- Published
- Reports
- Save
- Consumer
 Published 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,… 
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												Anoto Group receives a caution and an administrative fine- Markets
- Published
- Sanctions
- News
- Financial Reporting
 Published 2025-03-13 - Finansinspektionen has decided to issue Anoto Group a caution and an administrative fine of SEK 900,000 for violations of the rules governing the preparation… 
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												How FI reviews money laundering risks in the financial sector in 2025- Bank
- Insurance
- Markets
- Money laundering
- Published
- News
- Payments
 Published 2025-03-10 - There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority… 
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												Capital requirements for Swedish banks as of Q4 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2025-02-28 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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												FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?- Bank
- Stability
- Published
- Reports
 Published 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.… 
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												AI increasingly common in the financial sector, but risk management is lagging behind- Bank
- Insurance
- Markets
- Published
- News
- Reports
- Fintech
- Payments
 Published 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks… 
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												Capital requirements for Swedish banks as of Q3 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2024-11-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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														Capital requirements for the Swedish banks, third quarter 2024 
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												Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
 Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate… 
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												Financial education continues to be important for strengthening consumers- Consumer
- Published
- News
- Financial Literacy
- Consumer
 Published 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how… 
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												Two expert reports on macroprudential policy measures- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
 Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the… 
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												Capital requirements for Swedish banks as of Q2 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2024-08-23 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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												Nasdaq Stockholm receives a remark and an administrative fine- Markets
- Published
- Sanctions
 Published 2024-06-19 - Finansinspektionen has decided to issue Nasdaq Stockholm Aktiebolag a remark and an administrative fine of SEK 100 million. 
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												Stefan Lundgren new Board member of FI- Published
- About FI
- News
 Published 2024-06-18 - The Government has appointed former Auditor General Stefan Lundgren to FI’s Board of Directors. 
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												FI identifies transition risks in banks’ lending portfolios- Bank
- Published
- News
- Reports
- Sustainability
 Published 2024-06-04 - There are climate-related transition risks in Swedish banks’ lending portfolios. This is the conclusion of an analysis Finansinspektionen (FI) conducted by… 
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												Fraud prevention in payment services- Bank
- Consumer
- Published
- News
- Reports
- Frauds
- Payments
- Consumer
- Pay
 Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in… 
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												Interest rate puts pressure on indebted households- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
 Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new… 
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												FI Analysis 45: High risks in small and mid-sized commercial real estate firms- Bank
- Stability
- Published
- Reports
 Published 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them… 
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														FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms 
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												Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
 Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both… 
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												Capital requirements of Swedish banks as of Q1 2024- Bank
- Capital requirements
- Stability
- Published
- News
 Published 2024-05-24 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of… 
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														Capital requirements for the Swedish banks, first quarter 2024 
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												FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
 Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market… 
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														FI Analysis 44: Swedish Retail Trading in Cryptocertificates 
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												FI would like the financial market to shift its sustainability work into the next gear- Stability
- Published
- Reports
- Sustainability
 Published 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…