Your search for "hard" resulted in 34 hits
did you mean har?
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Reminder: what a hard Brexit will entail
- Bank
- Insurance
- Markets
- Published
- News
- Brexit
Published 2020-12-15 - Reminder: what a hard Brexit will entail
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New Rules for Notification of Changes in major shareholdings
- Markets
- Published
- Reporting
- News
Published 2016-02-01 - This will make it harder for issuers to avoid supervision by refraining from making an active choice about the home member state to which they belong in
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Households’ finances and financial literacy 2020
- Consumer
- Published
- News
- Financial Literacy
Published 2020-12-21 - Single-adult households with children continue to have a more difficult financial situation than other households. FI has measured households’ financial…
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Report: Households' Finances 2020 (in Swedish)
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FI Analysis No. 42: Gender differences in investment behaviour
- Bank
- Markets
- Consumer
- Published
- News
- Reports
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
in hand.
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Unclear information about sustainable funds
- Bank
- Insurance
- Markets
- Published
- News
- Funds
- Sustainability
- In-depth analysis
Published 2022-09-09 - The disclosures provided about funds with sustainable investment as their objective are often unclear. This is the conclusion of an in-depth analysis…
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Funds with sustainable investment as its objective
Is it specified that the investments do no significant harm?
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EU notification regarding changed method for the application of the risk weight floor for Swedish mortgages
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- EBA
- Mortgage
- ESRB
Published 2018-05-25 - Finansinspektionen has notified the European Parliament, the EU Council, the European Commission, the ESRB and EBA on the intended measure to change the…
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Notification of intended measure to be taken under Article 458 of the CRR
Template for notifying intended measures to be taken under Article 458 of the CRR
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FI decides on stress test methodology for determining the capital planning buffer
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2016-08-11 - FI has now decided on the stress test methodology that will be used for determining the capital planning buffer for the largest Swedish bank companies. The…
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Memorandum: Stress test methodology for determining the capital planning buffer
Stress test methodology for assessment of the capital planning buffer (2016-05-09)
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Increased transparency on carbon pricing can strengthen the financial system
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Sustainability
Published 2020-01-13 - FI will explore the possibility of advocating both nationally and internationally increased disclosure of firms’ internal carbon pricing.
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Memorandum: Internal price on carbon – a short summary
listed firms revenues could be affected by more than 20 percent, if the cost of carbon emissions would rise to 100 USD per tonne CO2.5 It can be hard
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2024:2)
Almost 5 per cent of the CRE firms that had a bank loan in 2023 had an interest coverage ratio of less than 1 and a loan-to-value ratio above 70 per cent
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Timeframe for investigations into Swedish banks’ management of money laundering risks in the Baltics
- Bank
- Money laundering
- Published
- News
Published 2019-08-23 - During the month of July, FI sent notification letters to SEB and Swedbank as part of the investigations into the banks’ management and control of money…
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FI’s investigation and sanction process (in Swedish)
Chefsjuristen lägger sista handen vid beslutsunderlaget och beslutar om det ska gå till FI:s styrelse. 5.
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FI raises the countercyclical buffer rate to 1 per cent
- Bank
- Stability
- Published
- News
- Countercyclical buffer
Published 2021-09-29 - Finansinspektionen (FI) has decided to raise the countercyclical buffer rate to 1 per cent. The new buffer rate will be applied as of 29 September 2022. Until…
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Decision: Countercyclical buffer rate
Many of the sectors that have been hit harder by the pandemic have reduced their debt.
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FI prioritizes particularly vulnerable sectors to combat money laundering
- Money laundering
- Published
- Reporting
- News
- Reports
- Payments
- Cryptoassets
Published 2024-04-17 - Money laundering is a global problem that allows criminals to transact large sums of money without revealing their illegal activities. In order to counteract…
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Report: Prioritised risks in anti-money laundering and combating the financing of terrorism
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Joint report to the Financial Stability Council
- Stability
- Published
- News
- Stability board
Published 2015-07-03 - When representatives of the Government, Finansinspektionen (the Swedish Financial Supervisory Authority), the Riksbank and the Swedish National Debt Office…
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The driving forces behind household indeptedness
Moreover, falling housing prices can go hand in hand with falling incomes.
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Protect consumers’ access to payment accounts
- Bank
- Consumer
- Published
- News
- Comments on proposals
- Consumer
- Pay
Published 2023-10-31 - Banks restrict consumers’ access to payment accounts more than is necessary to manage money laundering risks. We want to see stricter requirements on banks to…
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FI:s consultation response (In Swedish)
The Payment Investigation (In Swedish) - Staten och betalningarna (SOU 2023:16)
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1)
On the other hand, many firms are still being valued at a significant discount in relation to their long-term net worth.
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How FI will continue to handle the event where a member was declared in default on the commodity market
- Markets
- Stability
- Published
- News
- ESMA
- IOSCO
Published 2019-01-09 - FI is continuing to analyse the event that occurred in September 2018 when a member on the commodity market was declared in default. We describe here several…
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Discussion paper on CCP default management auctions
On the other hand, the auction participants, which before signing the NDA most likely had no information at all about the situation, need time to properly
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FI proposes partial waiver for covered bonds
- Bank
- Markets
- Published
- News
- Proposals for New Regulatory Code
- Regulations
Published 2016-02-04 - Finansinspektionen proposes partial waiver from the requirements in Article 129 (1)(c) of the Capital Requirements Regulation (CRR) through a change in FI´s…
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Implementation of the European supervisory authorities’ guidelines and recommendations
- Bank
- Insurance
- Markets
- Published
- Memos & decisions
- News
- EBA
- ESMA
- EIOPA
Published 2013-02-18 - Finansinspektionen finds that guidelines from the European supervisory authorities addressed to competent authorities or financial market participants are…
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Memorandum: Implementation of the European supervisory authorities’ guidelines and recommendations
possible, and that the Authority gives as much help and support as possible to financial institutions, because small participants often find EU rules hard
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Interestingly, we cannot see any significant differences in returns between those who previously had high returns and those who had low returns.
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Application of transparency rules in accordance with MiFID II/MiFIR for Swedish trading venues and investment firms
- Markets
- MiFID
- Published
- News
- ESMA
Published 2018-01-16 - FI establishes its adaptation to the new transparency rules that will go into effect on 3 January 2018 in conjunction with the new European regulatory…
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Decision regarding the countercyclical buffer rate
- Bank
- Stability
- Published
- News
- Countercyclical buffer
Published 2015-12-16 - Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for…
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Decision regarding the countercyclical buffer rate
Lending to households, on the other hand, is continuing to grow steadily, which is to a large degree due to the acceleration in prices on the housing
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FI proposes update to its approach for assessing Pillar 2 guidance for Swedish banks
- Bank
- Stability
- Published
- News
Published 2023-04-04 - Finansinspektionen presents a proposal for an update to its approach for assessing the size of the Pillar 2 guidance for Swedish banks. The proposal entails…
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Children can understand money’s value even without cash
- Consumer
- Published
- News
- Financial Literacy
Published 2021-10-06 - Cash is not necessary for children to understand the value of money. This is the outcome of a study by KTH Royal Institute of Technology that was commissioned…
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Report: Barns förståelse av begreppet ”pengar” (In Swedish)
Den tredje typen av förklaring handlar om att (iii) pengar gör det möjligt att värna och ta hand om andra.
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The future structure of banks' capital requirements
- Bank
- Capital requirements
- Stability
- Published
- News
- Stability board
Published 2015-07-06 - At the Financial Stability Council meeting of 15 June, Finansinspektionen presented its views on the future structure of banks' capital requirements.
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The future structure of banks' capital requirements
A bail-in tool, on the other hand, targets the cause of the problem and is therefore a more direct way to reduce the value of the implicit guarantee.
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Supervision of the financial infrastructure works well
- Bank
- Markets
- Published
- News
- ESMA
- IOSCO
Published 2014-03-27 - Finansinspektionen's and The Riksbank's joint internal audit has assessed the supervision and oversight of the financial infrastructures in Sweden on the…
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Assessment of the Riksbank's and Finansinspektionen's oversight and supervision work
Detta kan ske i form av anmärkningar, varningar, förelägganden, och i sista hand, återkallanden av tillstånd.
Appendix: Basis for assessment
On the other hand, the Riksbank may not issue regulations or decide on sanctions when demanding that action be taken.
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EBA's MDA Opinion does not change Pillar 2 in Sweden
- Bank
- Published
- News
- EBA
Published 2016-01-08 - In response to the Opinion published by the European Banking Authority (EBA) on 18 December 2015 regarding restrictions on distributions linked to the…
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Capital requirements for Swedish banks
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
Published 2014-09-10 - Finansinspektionen presents positions to ensure that the Swedish banking system stands more robustly equipped to withstand future financial crises.
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Memorandum: Capital requirements for Swedish banks
The calculation of the floor, on the other hand, is an entirely parallel and separate capital requirement compared with the capital requirement calculation
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FI's methods for assessing individual types of risk within Pillar 2
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2014-12-12 - This memorandum describes FI's methods for assessing the capital adequacy requirement within the framework of Pillar 2 for three different types of risk.
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Memorandum: FI's methods for assessing individual types of risk within Pillar 2
. 1.3.3 Reasons for FIʼs position In its choice of methods for assessing different types of risk within Pillar 2, FI considered, on the one hand
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FI publishes methods for assessing capital requirements for three important risk types
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2015-05-12 - Finansinspektionen (FI) establishes methods for assessing Pillar 2 capital requirements for three types of risk: credit-related concentration risk, interest…
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Memorandum: FI:s methods for assessing individual risk types within Pillar 2
, level of detail and accuracy against, on the other hand, simplicity, transparency and the need for sufficient capital adequacy and a low model risk
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FI's supervision of banks' calculations of risk weights for exposures to corporates
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2016-03-01 - FI is implementing a new assessment method to evaluate the banks' calculations of risk weights both in general and for exposures to corporates.
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FI kommer därför i första hand att föra en dialog med bankerna i de fall modellerna bedöms ha väsentliga brister.
