FI has observed deficiencies in the insurance undertakings' practical management of surplus and in their internal guidelines for and information to their customers about their surplus management.
FI is issuing its Securities Market Supervision Report for the second consecutive year. The report discusses the issues that FI currently considers to be most relevant. FI also describes in the report the developments on the Swedish securities market over the past year.
The objective of Finansinspektionen's supervision of insurance undertakings is to monitor their ability to fulfil their commitments to customers, and to monitor that customers receive comprehensible and accurate information. This report focuses on the first of the above-mentioned primary objectives.
Three key areas are the focus of FI's new report Supervision of the securities market; financial infrastructure, transparency on the securities market as well as new rules for market supervision and the enforcement of financial information.
Many of the development trends in today’s financial markets raise important issues for FI. For consumers, greater mobility and increasingly complex financial products represent not only more opportunities but also higher risks. FI needs to bring attention to these risks and resolve them.
The issues presented in this year’s Supervision Report stem from the work on financial consumer protection, financial stability and the requirements on company owners and management. In addition, the report discusses the increased international work, primarily within the EU.
Finansinspektionen's annual Supervision Report discusses areas in which fundamental issues with regard to supervision and regulatory development have risen to the forefront and in turn have resulted in new lessons and conclusions.
FI's annual Supervision Report describes the lessons learned from the financial crisis as well as more general issues regarding consumer protection.
The basic aims of market regulation are in part to safeguard consumer interests on the financial markets, and in part to promote more efficient markets in a broad sense – these two aims very often coincide. The aims also have a clear underlying common denominator; that is,the desire to ensure all players the high quality level of information needed for them to reasonably assert themselves on the market. The basic problem that market regulation must address regards the uneven access to information and know-how, between various professional players as well as between professional players and households.