Many of the development trends in today’s financial markets raise important issues for FI. For consumers, greater mobility and increasingly complex financial products represent not only more opportunities but also higher risks. FI needs to bring attention to these risks and resolve them.
In Sweden and at the international level, financial supervision is being developed and expanded in the form of macroprudential supervision, which improves the stability of the system. At the same time, rules for financial firms are being developed and tightened with regard to capital and liquidity. Both the changes to the regulations and the supervision itself are quickly becoming harmonised on an international level. This introduces higher and, in some cases, new requirements on FI's work.