Stability in the Financial System (2017:2)

The Swedish economy continues to be strong and interest rates are extremely low, which contributes to high asset prices and low risk premiums. As global interest rates rise in the future, there is a risk for an abrupt increase in risk premiums and a fall in asset prices, which could be stressful for the financial system.

It is therefore important for the major Swedish banks to have satisfactory resilience and the life insurance companies to be financially strong. Even though house prices have slowed and even fallen slightly, household debt continues to increase. The risks associated with high house prices and large household debt continue to be elevated. In order to further strengthen household resilience, FI therefore submitted a proposal to the Government for a stricter amortisation requirement.

Read more

Laddar sidan