Risks in the financial system 2009

Finansinspektionen is charged with ensuring that the financial system isstable and efficient and that consumer protection is adequate. We carry outthese assignments by conducting supervision of financial companies, whichincludes business intelligence, the granting of licences, preparation of egulations,operational supervision with controls of how companies act andpotential interventions.

In order to direct our supervision activities toward areas that are most relevant,
it is important that we analyse the state of the financial system on an ongoing basis. Through the publication of Risks in the Financial System, we can highlight the risks we consider to be most relevant within the various sections of our operations. The publication of this report also serves as a tool for linking macroeconomic development to the supervision of individual companies.

By disseminating this analysis to the actors in the financial system and other stakeholders, we hope to contribute to a debate and an increased understanding of these risks. We also hope that the report will encourage the Boards of Directors of these companies and other management constellations to prioritise management of these risks.

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