A stable, well-functioning financial market for all
A stable, well-functioning financial market for all
Result
2025
FI Analysis 52: Stress test of banks’ lending to non-financial firms
Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss contribution in such scenario is equally large. This is the conclusion of a new analysis by Finansinspektionen (FI) of how banks’ credit losses could be impacted by a macroeconomic shock.
Capital requirements for Swedish banks as of Q3 2025
Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of the end of Q3 2025.
Stability in the Financial System (2025:2)
The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
The Bank Barometer: Swedish banks’ lending to the public continues to increase
The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The decrease was attributable primarily to a decrease in net financial income. The report also shows that lending to the public has increased, while the percentage of non-performing loans has decreased.
Swedish Consumer Credit
One of FI’s assignments is to promote a high level of protection for consumers on the financial markets. As a result, we analyse consumer credit, and this report is part of this analysis.
Avida Finans receives a remark and administrative fine
Finansinspektionen is issuing Avida Finans AB a remark and an administrative fine of SEK 20 million.
FI reciprocates the Norwegian risk weight floors
Finansinspektionen (FI) has passed a decision to reciprocate the Norwegian Ministry of Finance’s decision of risk weight floors of 25 per cent for retail exposures collateralised by real estate in Norway and of 35 per cent for corporate exposures collateralised by real estate in Norway.
