The Bank Barometer shows that Swedish banks’ net profit decreased by SEK 2 billion during the first half of 2025 compared to the second half of 2024. The decrease was attributable primarily to a decrease in net financial income. The report also shows that lending to the public has increased, while the percentage of non-performing loans has decreased.
One of FI’s assignments is to promote a high level of protection for consumers on the financial markets. As a result, we analyse consumer credit, and this report is part of this analysis.
Finansinspektionen is issuing Avida Finans AB a remark and an administrative fine of SEK 20 million.
Finansinspektionen (FI) has passed a decision to reciprocate the Norwegian Ministry of Finance’s decision of risk weight floors of 25 per cent for retail exposures collateralised by real estate in Norway and of 35 per cent for corporate exposures collateralised by real estate in Norway.