Din sökning på "amortering" gav 68 träffar
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FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Särskilda PM & beslut
- Nyheter
- ESRB
Publicerad 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor…
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•Notification of intended extension to be taken under Article 458 (CRE)
•Notification of intended extension to be taken under Article 458 (RRE)
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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Household savings in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Särskilda PM & beslut
- Bolån
- ESRB
Publicerad 2023-09-13 - FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
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Report: Banks’ administration of amortisation requirement exemptions
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
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Report: Banks’ administration of amortisation requirement exemptions
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The Swedish Mortgage Market 2023
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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Borrower-based measures following high inflation and rising interest rates
- Bank
- Publicerat
- Rapporter
- Bolån
Publicerad 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
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Report: Borrower-based measures following high inflation and rising interest rates
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Consumer Protection Report 2022
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
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European Commission approves extension of the risk weight floor for Swedish mortgages
- Bank
- Stabilitet
- Publicerat
- Nyheter
- EBA
- Bolån
- ESRB
Publicerad 2021-12-06 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This…
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Comission Decision of 12.11.2021
Opinion of the European Systemic Risk Board of 19 October 2021 (ESRB)
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Children can understand money’s value even without cash
- Konsumentskydd
- Publicerat
- Nyheter
- Finanskunskap
Publicerad 2021-10-06 - Cash is not necessary for children to understand the value of money. This is the outcome of a study by KTH Royal Institute of Technology that was commissioned…
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Proposal to repeal regulations regarding MREL reporting
- Bank
- Marknad
- Publicerat
- Nyheter
- Förslag nya FFFS
Publicerad 2021-08-23 - FI proposes that the regulations (FFFS 2019:1) regarding periodic reporting of data on the minimum requirement for own funds and eligible liabilities (MREL)…
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Consultation memorandum (in Swedish)finansinspektionen@fi.se
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Overall assessment of macroprudential measures
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Coronaviruset
Publicerad 2021-06-30 - Since 2010, FI has implemented a number of macroprudential measures aimed at increasing the resilience in the financial system and subduing the risks…
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Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Coronaviruset
- Låna
Publicerad 2021-06-30 - The temporary amortisation exemption resulted in new mortgagors borrowing almost 4 per cent more and buying homes that were approximately 1 per cent more…
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
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The Swedish Mortgage Market (2021)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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Consumer Protection Report 2021
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
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Households’ finances and financial literacy 2020
- Konsumentskydd
- Publicerat
- Nyheter
- Finanskunskap
Publicerad 2020-12-21 - Single-adult households with children continue to have a more difficult financial situation than other households. FI has measured households’ financial…
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Report: Households' Finances 2020 (in Swedish)
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European Commission approves extension of the risk weight floor for Swedish mortgages
- Bank
- Stabilitet
- Publicerat
- Nyheter
- EBA
- Bolån
- ESRB
Publicerad 2020-11-18 - The European Commission has announced that it does not intend to object to FI's intention to extend the current risk weight floor for Swedish mortgages. This…
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Comission Decision of 12.11.2020
Opinion of the European Systemic Risk Board of 14 October 2020
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FI Analysis 25: Interest rate deductions and households’ loans
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
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FI Analysis 25: Interest rate deductions and households’ loans
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Swedish Consumer Credit
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
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Banks may now grant amortisation exemption
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Bolån
- Regler
- Coronaviruset
Publicerad 2020-04-14 - FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant…
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The Swedish Mortgage Market (2020)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…
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FI Analysis 20: Fewer home equity withdrawals after amortisation requirements
- Bank
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-12-17 - This FI Analysis shows that households’ tendency to use mortgages for purchases other than buying a home decreased following the amortisation requirements.
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FI Analysis 20: Fewer home equity withdrawals after amortisation requirements
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FI Analysis 19: Young adults and the housing market
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
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The Swedish Mortgage Market (2019)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
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More households are amortising, but households still have high debt
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Bolån
Publicerad 2019-03-27 - New mortgagors are amortising, borrowing less and buying less expensive homes, but many still have high debt. These are FI’s conclusions in this year’s…
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FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement
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FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-03-27 - Under FI's stricter amortisation requirement, which went into effect on 1 March 2018, new mortgagors with debt in excess of 450 per cent of gross income must…
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FI Analysis No 17: Fewer vulnerable housholds after stricter amortisation requirement
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FI’s Use of Macroprudential Tools
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2018-10-18 - Household debt is not primarily a direct threat to financial stability. However, if the economy takes a turn to the worse, many households may be forced, or…
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The Swedish Mortgage Market
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2018-04-04 - Finansinspektionen (FI) follows the development of household debt on an ongoing basis. The mortgage survey serves as an important source of data for this…
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Proposal for a stricter amortisation requirement for households with high loan-to-income ratios
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Bolån
Publicerad 2017-11-13 - FI is proposing changes to Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property. The…
