Din sökning på "rat" gav 495 träffar
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FI leaves the countercyclical buffer rate unchanged
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2025-12-17 - FI leaves the countercyclical buffer rate unchanged
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
- Bank
- Stabilitet
- Publicerat
- Rapporter
- Redovisning
Publicerad 2025-11-27 - Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss…
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
We estimate the banks’ credit losses by first calculating how a change in GDP, inflation, the interest rate and asset prices affects the firms’ financial
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Capital requirements for Swedish banks as of Q3 2025
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2025-11-27 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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e n t L e v e ra g e r a ti o R e q u ir e m e n t L e v e ra g e r a ti o R e q u ir e m e n t L e v e ra g e r a ti o
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Stability in the Financial System (2025:2)
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2): Summarized stability assessment
the countercyclical capital buffer rate unchanged in the fourth quarter).
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The Bank Barometer: Swedish banks’ lending to the public continues to increase
- Bank
- Publicerat
- Nyheter
- Rapporter
Publicerad 2025-11-19 - Lending increases, and the percentage of non-performing loans decreases Lending to the public grew by 1.6 per cent at an annual rate during the first … half of 2025, a decrease compared to the second half of 2024 when the growth rate was 2.5 per cent at an annual rate.
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The Bank Barometer November 2025
This is a decrease compared to the second half of 2024 when the growth rate was 2.5 per cent at an annual rate.
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Swedish Consumer Credit
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Konsument
- Låna
Publicerad 2025-11-17 - Lending from major banks and niche banks decreased, primarily due to lower demand following higher interest rates. … Swedish Parliament decided, among other things, to remove the interest rate deduction for unsecured loans, lower the interest rate ceiling, and eliminate
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FI extends the risk-weight floors for Swedish mortgages and commercial real estate
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Särskilda PM & beslut
- Nyheter
- EBA
- Bolån
Publicerad 2025-09-17 - FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to…
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FI’s decision (In Swedish): Riskviktsgolv för svenska bolåneexponeringar
FI’s decision (In Swedish): Riskviktsgolv för svenska kommersiella fastigheter
European Commission approves FI’s extension of the risk-weight floors (2025-06-27)
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FI leaves the countercyclical buffer rate unchanged
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2025-09-17 - FI leaves the countercyclical buffer rate unchanged
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Capital requirements for Swedish banks as of Q2 2025
- Bank
- Kapitaltäckning
- Stabilitet
- Nyheter
Publicerad 2025-08-28 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for Swedish banks, second quarter 2025
e n t L e v e ra g e r a ti o R e q u ir e m e n t L e v e ra g e r a ti o R e q u ir e m e n t L e v e ra g e r a ti o
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Large Swedish banks show resilience in the EBA’s stress test
- Bank
- Stabilitet
- Publicerat
- Nyheter
- EBA
Publicerad 2025-08-04 - This results in higher inflation and interest rates, as well as negative effects on private consumption and investment.
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The EBA publishes the results of its 2025 EU-wide stress test
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Capital requirements for Swedish banks as of Q1 2025
- Bank
- Kapitaltäckning
- Stabilitet
- Nyheter
Publicerad 2025-07-10 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for Swedish banks, first quarter 2025
e n t L e v e ra g e r a ti o R e q u ir e m e n t L e v e ra g e r a ti o R e q u ir e m e n t L e v e ra g e r a ti o
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European Commission approves FI’s extension of the risk-weight floors
- Bank
- Kapitaltäckning
- Publicerat
- Nyheter
Publicerad 2025-06-27 - The European Commission has announced that it does not object to FI's intention to extend the current risk weight floors for Swedish mortgages and commercial…
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Commission Decision of 24.06.2025: RRE
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FI leaves the countercyclical buffer rate unchanged
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2025-06-18 - FI leaves the countercyclical buffer rate unchanged
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2025-05-16 - But many households continued to have small margins due to the inflation and interest rate developments of the past few years.
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Stability in the Financial System (2025:1)
Interest rates in Europe continued to decrease after the tariffs announcement, while interest rates increased sharply in the USA.
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - One risk that has been highlighted is related to the link between the transfer of occupational pensions and offers of low mortgage rates.
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FI notifies the EU regarding the extension of the existing risk-weight floor for Swedish mortgages and commercial real estate
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Särskilda PM & beslut
- Nyheter
- ESRB
Publicerad 2025-04-30 - FI has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to extend for a period of two years the existing risk weight floor…
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•Notification of intended extension to be taken under Article 458 (CRE)
•Notification of intended extension to be taken under Article 458 (RRE)
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The Bank Barometer: Net profit of Swedish banks continues to increase
- Bank
- Publicerat
- Nyheter
- Rapporter
Publicerad 2025-04-24 - Increase in lending as well as non-performing loans Lending to the public increased by 2.5 per cent at an annual rate during the second half of 2024, … an increase compared to the first half of 2024 when the growth rate was significantly lower.
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This is an increase compared to the first half of 2024, when the growth rate was significantly lower.
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2025-04-07 - As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in previous years.
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Report: The Swedish Mortgage Market 2024
Households that had variable mortgage rates saw interest rate levels more than triple.
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Regulations repealing Finansinspektionen’s regulations (FFFS 2007:4) regarding reporting of interest rate risks in non-trading activities.
- Bank
- Marknad
- Bank och kredit
- Värdepappersinstitut
Regulations repealing Finansinspektionen’s regulations (FFFS 2007:4) regarding reporting of interest rate risks in non-trading activities.
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Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Publicerat
- Nyheter
- Rapporter
- Fintech
Publicerad 2025-03-24 - An increasing number of banks and other credit institutions are offering savings via digital deposit platforms. This makes them more vulnerable since the…
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Household savings in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
Fixed-rate accounts have a fixed interest rate over a certain period of time, and early withdrawals can generate fees.
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FI leaves the countercyclical buffer rate unchanged
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2025-03-12 - FI leaves the countercyclical buffer rate unchanged
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How FI reviews money laundering risks in the financial sector in 2025
- Bank
- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2025-03-10 - There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority…
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Capital requirements for Swedish banks as of Q4 2024
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2025-02-28 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Konsument
- Låna
Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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rate on a loan.
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2024-12-11 - Our conclusion is that these conditions together led to the build-up of a number of vulnerabilities: poor profitability, high interest rate risks, unrealised … Swedish banks must hold capital to cover their interest rate and concentration risks, and the differences between the carrying amount and the market value
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the interest rate risks they still choose to take.
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FI leaves the countercyclical buffer rate unchanged
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2024-12-11 - FI leaves the countercyclical buffer rate unchanged
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Försäkring
- Marknad
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
Publicerad 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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Report: AI in the Swedish financial sector
The firms that have worked the most with AI applications to date are also those that to the greatest extent say they are planning to increase the rate
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-11-20 - Sweden continues to experience a mild economic downturn, but interest rate cuts are contributing to improved optimism about the future.
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Stability in the Financial System (2024:2)
If the weighted interest rate is lower than the unweighted interest rate, firms with large volumes would have lower interest rates, and vice versa.
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Financial education continues to be important for strengthening consumers
- Konsumentskydd
- Publicerat
- Nyheter
- Finanskunskap
- Konsument
Publicerad 2024-10-18 - Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how…
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Report: FI’s Work with Financial Literacy
Even though the majority understand financial terms such as interest rate, inflation and risk diversification, many adults do not understand how these
