Din sökning på "amortering" gav 19 träffar
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The Swedish Mortgage Market 2023
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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The Swedish Mortgage Market (2021)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Coronaviruset
- Låna
Publicerad 2021-06-30 - The temporary amortisation exemption resulted in new mortgagors borrowing almost 4 per cent more and buying homes that were approximately 1 per cent more…
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FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
See, for example, https://www.fi.se/sv/publicerat/nyheter/2020/banker-har-nu-mojlighet-att-ge-undantag- fran-amortering/.
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Swedish Consumer Credit
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
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Report: Swedish Consumer Credit
Diagrammet visar månadsbetalningen (ränta + amortering) för första månadsfakturan år 1 till år 9 vid rak amortering och annuitet.
means that the monthly amount is the same throughout the entire life of the loan. 1400 1600 1800 2000 2200 2400 1 2 3 4 5 6 7 8 9 Rak amortering
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FI Analysis 19: Young adults and the housing market
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
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FI Analysis 19 - Young adults and the housing market
Finansinspektionen (2016), Föreskrifter om krav på amortering av bolån, Decision Memorandum, FI Ref. 14-16628. In Swedish.
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The Swedish Mortgage Market (2019)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
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FI-analysis 17: Fewer Vulnerable Households after Stricter Amortisation Requirement
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-03-27 - Under FI's stricter amortisation requirement, which went into effect on 1 March 2018, new mortgagors with debt in excess of 450 per cent of gross income must…
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FI Analysis No 17: Fewer vulnerable housholds after stricter amortisation requirement
Finansinspektionen (2016), “Föreskrifter om krav på amortering av bolån”, Decision Memorandum, FI Ref. 14–16628. In Swedish only.
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FI Analysis 10: Amortisation requirement reduced household debt
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2017-04-06 - This FI Analysis shows that the amortisation requirement has helped households with new mortgages change their behavior. New mortgagors are taking smaller…
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FI Analysis 10: Amortisation requirement reduced household debt
Finansinspektionen (2016), Föreskrifter om krav på amortering av bolån. Decision Memorandum, FI Ref. 14-16628. Available only in Swedish.
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Individually tailored amortisation plan
- Publicerat
- Rapporter
Publicerad 2013-10-14 - Individually tailored amortisation plan
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Report in Swedish: Individuellt anpassad amorteringsplan
, något som inte en amortering gör.
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Improved transparency around mortgage rates (Summary)
- Publicerat
- Rapporter
Publicerad 2013-09-17 - Improved transparency around mortgage rates (Summary)
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Report in Swedish: Ökad öppenhet om bolåneräntan
Vad som kan hända om konsumenten inte kan fullgöra sina åta- ganden gentemot banken, det vill säga inte kan betala räntor och amortering.
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Bank interest rates and lending, Q2 2013 (Summary)
- Publicerat
- Rapporter
Publicerad 2013-09-17 - Bank interest rates and lending, Q2 2013 (Summary)
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Report in Swedish: Bankernas räntor och utlåning, kv 2:2013
Räntebindningstid och amortering I diskussionen mellan banken och kunden ingår även valet av räntebind- ningstid för utlåningen.
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Bank interest rates and lending, Q4 2012 (summary)
- Bank
- Publicerat
- Rapporter
Publicerad 2012-12-31 - Both the banks' funding cost and lending rates to households and corporations fell sharply during the fourth quarter of 2012 while the banks' margins on new…
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Reports in Swedish: Bankernas räntor och utlåning, kv 4:2012
Vidare bör bankerna räkna med att vissa bolånetagare inte fullt ut kan betala ränta och amortering på sina bolån.
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The banks’ lending for commercial real estate in Sweden
- Bank
- Publicerat
- Rapporter
Publicerad 2009-05-25 - Based on input reported statistical material, we find that the current financial crisis has yet to make any obvious impression in the form of insolvency and…
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Report in Swedish: Fastighetsutlåning orubbad av finanskrisen (2009:9)
Krav på amortering är mer undantag än regel för storbankerna.
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Development on the mortgage market
- Bank
- Publicerat
- Rapporter
Publicerad 2009-05-15 - Finansinspektionen (FI) has surveyed the development in the banks’ lending for single-family houses and tenant-owner’s flats. At the end of 2008, Swedish…
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Report in Swedish: Bolån liten risk för bankerna (2009:7)
När en kund ansöker om ett lån är banken skyldig att pröva hur väl kunden på sikt kan betala ränta och amorteringar på lånet.
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The development on the mortgage loan market
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2008-02-21 - The banks’ risk exposures to the Swedish mortgage loan market have increased due to higher mortgage levels and long amortisation periods. The mortgage lending…
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Report in Swedish: Utvecklingen på bolånemarknaden (2008:6)
Två procent motsvarar en rak amortering på 50 år.
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Hedge funds and private equity firms - The exposure of banks and insurance companies
- Marknad
- Publicerat
- Rapporter
Publicerad 2007-07-10 - Hedge funds and private equity firms have grown in significance in theSwedish financial market in recent years. They are also receiving moreattention. This…
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Private equity-finansiering innebär ett uppgivande av en del i företaget men medför mindre räntebetalningar och amorteringar till bank.
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The market for overdue accounts and debt collection
- Bank
- Marknad
- Publicerat
- Rapporter
Publicerad 2006-02-20 - Finansinspektionen and Datainspektionen (The Swedish Data Inspection Board) have joined forces to examine the market for the sale of overdue accounts.
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Report in Swedish: Handel med förfallna fordringar och inkasso (2006:3)
De inkomna betalningarna fördelas mot bakgrund av kredi- ternas karaktär inte på ränta och amortering.
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Unsecured credits for consumers
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2005-03-31 - Finansinspektionen (FI), on assignment from the Swedish Ministry of Finance, hasexamined the market for unsecured credits for consumers, that is, credit…
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Report in Swedish: Blancokrediter till konsumenter (2005:4)
Amortering är i sig ingen kostnad men väl en utgift som kan vara nog så viktig att beakta när man avser att ingå ett kreditavtal.
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Increased household lending - a risk analysis
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2004-06-07 - Lending to households has risen at a high and fairly steady rate – about 10% per year – during the past few years. The main increase has been in mortgage…
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Report in Swedish: Hushållens ökade lån – en riskanalys (2004:6)
Några absoluta krav på amortering av lånen ställs inte.
